Are you ready to embrace the future of payment methods and dive into the world of Apple Pay? As an increasing number of people are getting on board with the convenience and security this payment option has to offer, having a credit card that is compatible with Apple Pay becomes essential. That's where we come in! In this article, we'll provide you with a list of the best credit cards for Apple Pay, along with the benefits of each card. So fasten your seatbelts and join us on this journey to make your digital wallet even stronger!
1. Apple Card
No surprises here – Apple Card is the perfect match for your Apple Pay. This card was developed by Apple in collaboration with Goldman Sachs and offers a suite of rewards and features specifically designed for Apple users. In terms of rewards, users can earn:
- 3% cashback on Apple product purchases and services
- 2% cashback on all other purchases made using Apple Pay
- 1% cashback on purchases made with the physical card
And the best part? There's no annual fee! Additionally, the Apple Card does not charge any foreign transaction fees or late fees.
2. Chase Sapphire Preferred
Chase Sapphire Preferred is a popular travel rewards credit card, offering an impressive sign-up bonus, valuable rewards, and other travel perks. Compatible with Apple Pay, this card provides you with:
- 2 points for every dollar spent on travel and dining purchases
- 1 point for every dollar spent on all other purchases
- 25% more value when you redeem points for travel through Chase Ultimate Rewards
- No foreign transaction fees
There is a $95 annual fee for this card, but its rewards and benefits can easily outweigh this cost for frequent travelers.
3. American Express Blue Cash Preferred
If you're looking for a card that offers excellent cashback on everyday expenses, consider American Express Blue Cash Preferred. With this card, you'll enjoy:
- 6% cashback on up to $6,000 per year in U.S. supermarket purchases (1% after that)
- 6% cashback on select U.S. streaming service subscriptions
- 3% cashback on U.S. gas station purchases and transit expenses
- 1% cashback on all other purchases
There is a $95 annual fee, but the high cashback rates can easily offset the fee for those who spend heavily in these categories.
Best Credit Cards For Apple Pay Example:
Imagine you're a frequent traveler and often find yourself dining at new restaurants during your trips. If you opt for the Chase Sapphire Preferred card, you would earn 2 points for every dollar you spend on travel and dining. So, if you spent $2,500 in these categories during the year, you'd earn 5,000 points.
Now, let's say you decide to redeem those points through Chase Ultimate Rewards for a flight or hotel stay. Your 5,000 points would be worth $62.50, thanks to the 25% bonus. Add that to the no foreign transaction fees and other travel perks, and you'll quickly see the value this card can bring you - all while using Apple Pay!
So there you have it - the best credit cards for Apple Pay to help you streamline your digital wallet and make your transactions even more convenient! Keep in mind that each card has its unique perks and rewards, so carefully consider your spending habits before deciding on the right card for you. Feel free to share this article with your friends and family members who are also Apple Pay enthusiasts. And remember, this is just the beginning! For more helpful guides on personal finance and investing, don't forget to check out Flik Eco! Happy digital spending!
