In today's fast-paced world, eating out has become an increasingly popular trend among millennials. Whether it's catching up with friends, celebrating special occasions, or simply grabbing a quick bite on the go, millennials love to dine out! To enhance your dining experience, credit card companies offer a plethora of options to help you save money, earn rewards and enjoy exclusive privileges while you munch on your favorite meals. In this article, we'll uncover the best credit cards for eating out, so you can continue to relish your dining escapades without burning a hole in your pocket.
Best Credit Cards For Eating Out Table of Contents
The Top Credit Cards for Dining Out
In order to find the best credit card for your dining preferences, we've scoured the market for the top options. Here's what we found:
1. Chase Sapphire Preferred
This popular travel rewards credit card is also a great choice for dining out. With the Chase Sapphire Preferred, you can earn:
- 2X points on dining and travel purchases
- 1X point on all other purchases
Plus, new cardholders are eligible for a sign-up bonus: Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.
2. Capital One SavorOne Rewards
For those who love to eat out and enjoy entertainment events, the Capital One SavorOne Rewards card is the perfect choice. It offers:
- 3% cash back on dining, entertainment, popular streaming services, and grocery store purchases (excluding superstores like Walmart and Target)
- 1% cash back on all other purchases
You'll also find a $0 annual fee and a $200 cashback bonus after spending $500 within the first three months of opening a new account.
3. American Express Gold Card
The American Express Gold Card is ideal for foodies who love dining at restaurants and find themselves ordering in frequently. With this card, you'll benefit from:
- 4X Membership Rewards points at restaurants, including takeout and delivery, and at U.S. supermarkets
- 3x points on flights booked directly with airlines or on amextravel.com
- 1X point on other eligible purchases
Moreover, you'll receive up to $120 dining credit each year in the form of monthly statement credits by just using your card at participating partners.
Best Credit Cards For Eating Out Example:
Now let's say you're an avid food lover who spends $500 a month on dining out and another $500 on groceries at U.S. supermarkets and decide to opt for the American Express Gold Card. Here's how much you could earn in a year:
- 4X points on dining: $500 x 4 = 2,000 points/month or 24,000 points/year
- 4X points on U.S. supermarkets: $500 x 4 = 2,000 points/month or 24,000 points/year
That's a total of 48,000 points in a year! Not to mention, if you utilize the $120 dining credit, you're essentially saving even more on your dining expenses.
Now that we've laid out the cards on the table (pun intended), it's time to pick the best credit card that suits your dining preferences and maximizes your rewards. While these cards may offer terrific benefits, make sure you're mindful of their annual fees, interest rates, and other terms and conditions before making a decision.
We hope this guide was helpful in identifying the best credit cards for dining out. Don't forget to share it with your foodie friends and family, and explore other exciting guides and tips on Flik Eco. Happy dining!
