Credit Cards

Best Credit Cards For Southwest Points

Best Credit Cards For Southwest Points

Are you a savvy spender looking to optimize your credit card rewards for Southwest Airlines? Look no further! In this post, we'll break down the best credit cards for earning Southwest points to help you travel more for less. Get ready to rack up the rewards and take your next vacation to new heights with these top credit cards for Southwest enthusiasts. With so many options out there, how do you know which card to choose? Let's dive into the details and find out!

Chase Sapphire Preferred Card

  • 60,000 Southwest points after $4,000 in spending within the first three months
  • $95 annual fee
  • 2X points on travel and dining, 1X points on all other purchases
  • Transfer points to Southwest at a 1:1 ratio

The Chase Sapphire Preferred Card is a top contender for those looking to maximize their Southwest points. Its generous sign-up bonus, combined with the valuable points earned on everyday purchases, make this card an excellent choice for both frequent travelers and casual diners.

Chase Sapphire Reserve Card

  • 50,000 Southwest points after $4,000 in spending within the first three months
  • $550 annual fee
  • 3X points on travel and dining, 1X points on all other purchases
  • 50% more value when redeeming for airfare, hotels, car rentals, and cruises through Chase Ultimate Rewards
  • Annual $300 travel credit
  • Transfer points to Southwest at a 1:1 ratio

For those who frequently travel or frequently fly with Southwest Airlines, the Chase Sapphire Reserve Card might be worth the higher annual fee. This card offers a higher earning rate on travel and dining purchases, as well as an annual travel credit that can offset costs.

Southwest Rapid Rewards Plus Credit Card

  • 40,000 Southwest points after $1,000 in spending within the first three months
  • $69 annual fee
  • 2X points on Southwest purchases, 1X points on all other purchases
  • Exclusive Southwest benefits, including bonus points on cardmember anniversary and no blackout dates on reward flights

As a co-branded card, the Southwest Rapid Rewards Plus Credit Card offers benefits tailored specifically for Southwest frequent flyers. With a lower annual fee and a solid sign-up bonus, this card is an excellent option for those who primarily travel with Southwest Airlines.

Southwest Rapid Rewards Premier Credit Card

  • 40,000 Southwest points after $1,000 in spending within the first three months
  • $99 annual fee
  • 2X points on Southwest purchases, 1X points on all other purchases
  • 6,000 bonus points on cardmember anniversary
  • No foreign transaction fees

For those looking for a Southwest-specific card with additional perks and no foreign transaction fees, the Southwest Rapid Rewards Premier Credit Card could be the right fit. It offers the same rewards rate as the Southwest Rapid Rewards Plus card but with extra benefits like an anniversary bonus and no foreign transaction fees.

Best Credit Cards For Southwest Points Example:

Scenario: Jane is a Southwest loyalist who wants to maximize her points for her upcoming summer vacation.

Jane decides to apply for the Chase Sapphire Preferred Card, as it offers a generous sign-up bonus and a solid rewards structure. She spends $4,000 on her new card within the first three months, which earns her 60,000 Southwest points. She also likes how she earns 2X points on dining and travel, which allows her to quickly accumulate more Southwest points.

During her vacation, Jane utilizes her Southwest points to book affordable flights, making her entire trip more budget-friendly. Thanks to the Chase Sapphire Preferred Card, Jane has not only saved money but also added incredible value to her Southwest points balance.

And there you have it – our breakdown of the best credit cards for Southwest points to help you make an informed decision. Now that you're equipped with this knowledge, you're ready to choose the card that's perfect for your Southwest travel needs. Go on and get those reward flights booked!

Don't forget to share this valuable guide with friends and family members who could benefit from the great rewards of these top credit cards. And, while you're at it, be sure to explore other fantastic guides here at Flik Eco, where we provide tips and advice on personal finance and more. Happy travels, and may your points take you to new and exciting destinations!

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About Jermaine Hagan (The Plantsman)

Jermaine Hagan, also known as The Plantsman is the Founder of Flik Eco. Jermaine is the perfect hybrid of personal finance expert and nemophilist. On a mission to make personal finance simple and accessible, Jermaine uses his inside knowledge to help the average Joe, Kwame or Sarah to improve their lives. Before founding Flik Eco, Jermaine managed teams across several large financial companies, including Equifax, Admiral Plc, New Wave Capital & HSBC. He has been featured in several large publications including BBC, The Guardian & The Times.

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