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The Boredom-Free Zone
MOST PEOPLE LOVE THESE
Want to know more about credit cards, investing, property or savings without falling asleep?
04
Mar
I Hate My Landlord – What’s The Minimum Credit Score for a Mortgage?
We’ve all had a bad landlord. But is yours the absolute worst? Do they make your blood boil when they demand constant inspections, rais...
08
Apr
Gemini Crypto Credit Card - Reviews, Benefits & Fees
If you are looking for a way to spend your cryptocurrency, the Gemini Crypto Credit Card may be the perfect solution for you! This card...
04
Mar
Saving Sucks & Is For Losers. Simple
Yeah I said it, saving is for complete losers who wait until the green man flashes and the "you can now walk" sound goes off before the...
04
Mar
The Credit Card Cheat Sheet: Everything You Need to Know About Credit Cards
Cash rewards, foreign transaction fees, your credit line – having or applying for a credit card can seem pretty confusing. But the trut...
04
Mar
What Are the Requirements for a Construction Loan?
If you are in the market for a construction loan, it is important to understand what the requirements are. This will help you determine...
04
Mar
My Date Says He Is An Investor. Is He Just Unemployed? What is Investing?
Let's face it, we've all been there, sitting on a date with someone who looks good, has a great smile but something just feels off! You...
04
Mar
All These Credit Card Deals, What's The Damn Difference?
Some many brands, so many offers and these mystical APR rates...how is anyone supposed to tell the difference between little rectangle ...
04
Mar
5 Ways To Improve Your Credit Score
Did you just miss out on your dream apartment because your credit score was too low? Were you angry and wondering what a credit score e...
04
Mar
She Crossed The Line. Mums Annoying Me! I’m Moving Out
Who the hell hoovers at 8am on a Sunday Morning? My mum, that’s who. It’s like she is trying to catch the dust & dirt hungover &...
04
Mar
Ready to Move Out? Different Ways of Buying Your First House
So guessing you’ve finally saved up enough money to move out of the Oliver Twist style 5 bedroom house that you share with 6 friends, o...
04
Mar
Bank Accounts All Look The Same, What Are The Different Types of Bank Accounts
Thinking of opening a new bank account but they all look pretty much the same right? Let's quick fly through some of the different type...
04
Mar
The Best Credit Cards for Every Life Situation
So you got that shiny piece of plastic in your hand. Now you think you’re the king of the world with unlimited spending potential. King...
Picked By Fliksters
EDITORS CHOICE
We've curated some of our favourite personal finance posts that we feel will make your life that little bit better
04
Mar
Credit Card FAQ: Answers to All the Popular and Random Questions
If you're like most people, there are a lot of questions about credit cards that you have but don't know who to ask. You're not alone! ...
04
Mar
There Are So Many Mortgages! What's The Difference?
You've missed birthday dinners, holidays in Ibiza and messy nights out for the last 3 years & finally have all the money you need f...
04
Mar
7 Books That Will Make You TikTok Star Rich: The Best Personal Finance Books of All Time
Can’t dance? Don’t feel like prancing around your room all day like an idiot and becoming a TikTok Star? You’re not alone! Luckily ther...
04
Mar
The Complete Guide to APR on Credit Cards: How It Works and What You Need to Know
When you get a credit card, one of the most important things to understand is how APR works. APR, or annual percentage rate, is how you...
04
Mar
Graduation Time? Best Credit Card for an 18-Year-Old High School Student
High School senior time! Colleges! Jobs! Other guys and girls! Adulthood! Debt! A terrible credit score! Wait. Crap. Those last two...
04
Mar
Artist? How to Create An NFT? How to Make a NFT Art?
With all these entrepreneurs cashing in on NFTs (non-fungible tokens), it’s about time artists start making bank from their own art! No...
04
Mar
I Hate My Landlord – What’s The Minimum Credit Score for a Mortgage?
We’ve all had a bad landlord. But is yours the absolute worst? Do they make your blood boil when they demand constant inspections, rais...
04
Mar
Jetsetter? Top 5 Credit Cards You Can Use Internationally
If you’re like 90% of people on Hinge & Tinder that love to travel, you’re probably fed up of having to go to the Bureau de Change ...
11
Mar
How to Read Crypto Charts: Everything You Need to Know
If you're looking to invest in cryptocurrencies, it's important that you know how to read the charts. In this blog post, we'll teach yo...
04
Mar
What The Hell is APR? Dummies Guide to APR for Personal Finance
So I was waiting for the train the other day and just found myself staring at this American Express credit card advert on the opposite ...
04
Mar
What is a Green Loan
Green loans are becoming more and more popular as people become more interested in eco-friendly living. But what are green loans, exact...
04
Mar
My House is Making Me Poor! The Secret Costs of Running a House
Wondering why you seem to have less and less money at the end of every month? Swimming in a mini-paddling pool of bills, electricity, ...
EVERYTHING YOU NEED TO KNOW ABOUT
CREDIT CARDS
Learn how to get the most out of your credit card and make your money work for you
03
Jul
Unsecured Credit Cards For Bad Credit 2023
Are you struggling with bad credit and finding it impossible to secure a credit card? Don't worry! Unsecured credit cards for bad credi...
30
Jun
Can I Apply For Two Credit Cards In One Day
Are you a credit card enthusiast or simply looking for ways to maximize your rewards and benefits? Hold your horses, because you might ...
01
Jul
Credit Cards For 650 Credit Score
Credit cards can sometimes feel like a double-edged sword: they can be a fantastic tool for building credit and reaping rewards, but ...
11
Mar
Best Low Interest Credit Cards in 2023
Are you looking for a low interest credit card? If so, you have come to the right place! In this blog post, we will discuss the best lo...
01
Jul
Credit Cards For A 660 Credit Score
Congratulations on your journey towards financial freedom! Are you looking for the best credit cards available for a 660 credit score? ...
29
Jun
Best Credit Cards For Business 2023
Are you a business owner or entrepreneur looking for the perfect credit card to help manage your business expenses and boost your fin...
30
Jun
Best Credit Cards For Golfers
Are you an avid golfer looking to score the best deals on your favorite pastime? Finding the perfect credit card for golfers can be a...
02
Jul
Credit Scores Required For USAA Cards
Are you considering applying for a USAA credit card but unsure about the credit score required? You're in the right place! This infor...
30
Jun
Best Secured Credit Cards For Business
Do you want to grow your business but struggle with bad credit or no credit history? Fret not! Flik Eco has got you covered with the ...
01
Jul
Credit Cards For Consolidating Debt
Are you drowning in debt, juggling multiple credit card balances, and feeling overwhelmed? Don't worry, you're not alone. Many people...
30
Jun
Best Credit Cards For High Credit Score
Are you the proud owner of a high credit score? It's time to leverage your excellent financial habits and get rewarded with the best ...
29
Jun
Applying For Gas Cards With Bad Credit
Trying to get approved for a gas card when you have bad credit can feel like an uphill battle. Gas cards can be an excellent way to s...
EVERYTHING YOU NEED TO KNOW ABOUT
SAVINGS
The ultimate guides to getting 6 months worth of saving together and how to earn the most interest
18
Mar
Best Education IRA Accounts in 2023
If you're looking for the best education IRA accounts, you've come to the right place. In this article, we'll discuss everything you ne...
04
Mar
New Car? How Does Interest Work on a Car Loan?
Check out this complete guide for anyone thinking about getting a new car loan. Wondering how loan interest & 0% APR offers work? W...
18
Mar
Best Loans for Seniors in 2023
As we age, it becomes increasingly important to make sure that our finances are in order. This is especially true when it comes to reti...
25
Mar
Folk 2 Folk ISA - Rates, Reviews, Benefits, & Fees
Looking for a Folk 2 Folk ISA? You've come to the right place! In this article, we will provide you with all the information you need t...
01
Apr
IUL Vs 401k
When it comes to personal finance, there are many different options to choose from. Two of the most popular choices are IUL and 401k. B...
25
Mar
Red Rose Friendly Society Limited ISA – Rates, Reviews & Fees
Looking for a Red Rose Friendly Society Limited ISA? You've come to the right place! In this article, we will provide you with all the ...
25
Mar
Goji ISA - Rates, Reviews, Benefits, & Fees
If you're looking for a new savings account, you should definitely check out Goji ISA. This account offers great rates, as well as a nu...
04
Mar
What Is a Subprime Loan?
If you're not sure what a subprime loan is, you're not alone. The term has been in the news a lot lately, but it can be hard to underst...
25
Mar
Promissory Note Vs Loan Agreement
Looking for a personal finance guide on promissory note vs loan agreement? You've come to the right place! In this article, we'll be co...
01
Apr
T. Rowe Price 457(b) Plan - Reviews, Benefits, Fees & Ratings
If you're looking for a retirement plan that offers great benefits and low fees, the T. Rowe Price 457(b) Plan might be right for you!
...
25
Mar
HSBC Bank ISA - Rates, Reviews, Benefits, & Fees
HSBC Bank offers a wide range of products and services to its customers, including an ISA. An HSBC Bank ISA can be a great way to save ...
25
Mar
M1 Finance IRA - Reviews, Benefits, Fees & Ratings
If you are looking for a unique and innovative way to invest your money, you may want to consider opening an M1 Finance IRA. This accou...
EVERYTHING YOU NEED TO KNOW ABOUT
MORTGAGES & RENTING
Whether you're thinking of buying a new house or you're looking to make the most out of room, flat or house that you are renting
11
Mar
How Soon Can You Get a Home Equity Loan?
When you are in the market for a new home, one of the biggest decisions you will have to make is how you are going to finance it. One o...
05
Mar
What Is a Partial Claim Mortgage?
If you are struggling to make your mortgage payments, or if you are facing foreclosure, you may be wondering what options are available...
04
Mar
Why Did My Mortgage Go Up?
If you've been keeping up with the news, you may have heard that mortgage rates are on the rise. That's why a lot of homeowners are won...
04
Mar
How to Get a Loan With High Debt-to-Income Ratio
Are you struggling to get a loan because of your high debt-to-income ratio? You're not alone. Many people are in the same boat. In this...
25
Mar
Homeready Vs FHA
Deciding whether to get a Homeready loan or an FHA loan can be difficult. Both options have their own advantages and disadvantages, whi...
11
Mar
Loans to Build a House: Everything You Need to Know
Are you in the market for a new home, but don't have the cash to pay for it outright? If so, you may be considering taking out a loan t...
11
Mar
When Is the Best Time to Apply for a Mortgage?
Applying for a mortgage can be a daunting task. You want to make sure that you are applying at the right time, so that you can get the ...
25
Mar
Local Mortgage Lender Vs Big Bank
When it comes to mortgages, there are two main types of lenders: local mortgage lenders and big banks. Both have their own advantages a...
25
Mar
Mortgage Commitment Letter Vs Clear to Close
When you are buying a house, there are two main financial documents you will encounter: the mortgage commitment letter and the clear to...
04
Mar
What Is a Subprime Mortgage?
If you're looking to buy a home but don't have the best credit, you may be wondering what your options are. One option that may be avai...
11
Mar
How to Get a Mortgage: Everything You Need to Know
Are you thinking of buying a home? If so, you will need to get a mortgage. A mortgage is a loan that you take out to purchase a home. I...
04
Mar
When Can You Drop PMI on an FHA Loan?
If you have an FHA loan, then you are probably paying for mortgage insurance. This is known as private mortgage insurance or PMI. Most ...
EVERYTHING YOU NEED TO KNOW ABOUT
INVESTING & CRYPTO
Learn how to make your money grow using stocks & shares, crypto and other types of investments
25
Mar
iTrustCapital IRA - Reviews, Benefits, Fees & Ratings
When it comes to saving for retirement, there are a lot of options to choose from. One popular choice is an IRA or individual retiremen...
04
Mar
What The F**ck is Crypto? Dummies Guide to Cryptocurrency
Let's face it, everyone is talking about crypto at the moment! People are becoming millionaires, even more people are getting scammed a...
01
Apr
401k Vs Stocks
Making the decision between a 401k and stocks can be difficult. Both options have their own advantages and disadvantages, which can mak...
04
Mar
How Long Does It Take to Get SBA Loan Once Approved?
If you're one of the lucky business owners who has been approved for a SBA loan, you're probably wondering how long it will take before...
04
Mar
How Do Business Loans Work?
Do you need a business loan? Are you not sure how they work? You're not alone. A lot of people don't know how business loans work. That...
08
Apr
Gemini Crypto Credit Card - Reviews, Benefits & Fees
If you are looking for a way to spend your cryptocurrency, the Gemini Crypto Credit Card may be the perfect solution for you! This card...
01
Apr
Cudo Miner Bitcoin Miner - Reviews, Benefits & Prices
Are you looking for a way to start mining Bitcoin? If so, you may be interested in Cudo Miner – a new Bitcoin miner that is becoming in...
01
Apr
Crypto.com Crypto Staking Service - Reviews, Benefits & Fees
If you're looking for a way to earn passive income, then you may want to consider using the Crypto.com Crypto Staking Service.In th...
02
Apr
Bittrex Crypto Exchange - Reviews, Benefits & Fees
If you are looking for a comprehensive guide to the Bittrex crypto exchange, you have come to the right place!In this article, we w...
25
Mar
Coinbase IRA - Reviews, Benefits, Fees & Ratings
When it comes to investing, there are a lot of options to choose from. One of the most popular choices for retirement investments is an...
04
Mar
How to Get a 401k Loan
When it comes to getting a loan, there are many different options to choose from. But if you have a 401k account, then you may want to ...
04
Mar
What is New Paradigm Assets Solution (NPAS)? Cryptocurrency Guides for Dummies
Cryptocurrency has the power to change the world. We feel that learning about a new coin shouldn’t be rocket science, so we’ve put toge...
Earth First...how we use our profits
Flik was founded to enrich the lives of billions of people whilst making the Earth a significantly better place. We exist to give people the knowledge they need to improve their finances & hopefully improve their lives.
Flik uses a “Give a man a fish and you feed him for a day. Teach him how to fish and you feed him for a lifetime” approach to our content.
Our mission is Earth First, we focus on the environment & the people who live on Earth.
Flik primary makes money though commercial partnerships and advertising. We use a portion of our profit to:
- Plant trees around the world
- Invest in sustainable farming projects
- Invest in projects that connect humans with the environment
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