Are you an avid Amazon shopper with a knack for hunting down those can't-miss deals popping up on your screen? It's time to step up your Amazon game by scoring an ideal credit card that can help you maximize your savings and rewards. Discover the best credit cards for Amazon shoppers and learn exactly how they can boost your shopping experience in this comprehensive guide.
Best Credit Cards For Amazon Table of Contents
Top Credit Cards for Amazon Shoppers
1. Amazon Prime Rewards Visa Signature Card
If you're an Amazon Prime member, this card is a no-brainer. With a whopping 5% cash back on Amazon and Whole Foods purchases, the Amazon Prime Rewards Visa Signature Card offers exclusive benefits for loyal shoppers:
- No annual fee
- 2% cash back at restaurants, gas stations, and drugstores
- 1% cash back on other purchases
- No foreign transaction fees
- Travel and purchase protection benefits
2. American Express Blue Cash Preferred
Looking for a versatile cashback rewards card? The American Express Blue Cash Preferred card might be a great fit. Enjoy the following benefits when using this card for your Amazon purchases:
- 6% cash back on streaming services, including Amazon Prime Video and Music
- 3% cash back at major grocery stores, ideal for Amazon Fresh and Whole Foods purchases
- 3% cash back at gas stations
- 1% cash back on other purchases
- $250 welcome bonus after spending $1,000 within the first three months
- $95 annual fee, but an exceptional return for heavy Amazon users
3. Discover it Cash Back
With rotating bonus categories, the Discover it Cash Back card offers a unique way to maximize Amazon rewards. Check out the highlights of this card:
- 5% cash back on rotating categories, such as Amazon, up to a quarterly maximum
- 1% cash back on all other purchases
- No annual fee
- New cardholders receive a cashback match, effectively doubling rewards in the first year
- Be sure to activate your bonus categories each quarter and stay updated on the current rewards
Factors to Consider When Choosing a Card
Annual Fees
Evaluate the rewards versus the annual fees. If you’re an infrequent Amazon shopper, a card with no annual fee might be more suitable.
Rewards Categories
Consider the specific rewards categories and whether they align with your shopping habits. Ensure the card's rewards categories cater to both your Amazon and non-Amazon purchases.
Your Credit Score
Applying for a rewards card can require good to excellent credit. Ensure you know your credit score and choose a suitable card accordingly.
Best Credit Cards For Amazon Example:
Imagine you're an Amazon Prime member who spends $2,000 annually on Amazon, Whole Foods, and Amazon streaming services. With the Amazon Prime Rewards Visa Signature Card, you stand to earn $100 cashback from the 5% rewards rate. Additionally, if you spend $2,000 on dining, gas, and drugstores, you'll receive an extra $40 cashback at a 2% rewards rate. Your yearly cashback from Amazon purchases and other categories would total a hefty $140 with no annual fees involved.
Maximizing your Amazon purchases with the perfect credit card can amount to significant savings and rewards in the long run. Consider your shopping habits, rewards preferences, and credit score to make the right choice. Are you excited to explore these remarkable credit card options and turbocharge your rewards earnings? Share this guide with fellow Amazon enthusiasts and check out Flik Eco's other comprehensive guides on personal finance and smart spending.
