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The Boredom-Free Zone
MOST PEOPLE LOVE THESE
Want to know more about credit cards, investing, property or savings without falling asleep?
04
Mar
Ballin! I'm Making 10% A Year. What Is An Index Fund?
Remember when that recently divorced, sweat-stained shirt maths teacher tried to get you to do mental maths, and you just though, "wtf ...
04
Mar
Buying Your First Home? Get £4,000 for FREE from Boris Using a Lifetime ISA (LISA)
If you’re planning on buying your first home a Lifetime ISA (LISA) is something you should definitely think about using! You can get up...
04
Mar
This Idiot Said I Had a Default, Screw Him
So what, I like buying things I can’t afford! I use my credit card for lines, clothes and buying drinks at Hackney warehouse parties. T...
04
Mar
Saving Sucks & Is For Losers. Simple
Yeah I said it, saving is for complete losers who wait until the green man flashes and the "you can now walk" sound goes off before the...
04
Mar
She Crossed The Line. Mums Annoying Me! I’m Moving Out
Who the hell hoovers at 8am on a Sunday Morning? My mum, that’s who. It’s like she is trying to catch the dust & dirt hungover &...
04
Mar
I Hate My Landlord – What’s The Minimum Credit Score for a Mortgage?
We’ve all had a bad landlord. But is yours the absolute worst? Do they make your blood boil when they demand constant inspections, rais...
04
Mar
The Best Credit Cards for Every Life Situation
So you got that shiny piece of plastic in your hand. Now you think you’re the king of the world with unlimited spending potential. King...
04
Mar
Need Cash? How Soon Can You Refinance a Mortgage?
Need cash? If so, you’re probably wondering how soon you can refinance your mortgage. But what are the benefits and downfalls of the pr...
04
Mar
The Credit Card Cheat Sheet: Everything You Need to Know About Credit Cards
Cash rewards, foreign transaction fees, your credit line – having or applying for a credit card can seem pretty confusing. But the trut...
04
Mar
Car Loan Killing You? What is Refinancing a Car Loan?
Have you ever just sat at the petrol station, stared at the dashboard of your car and wondered, “why the fuck did I buy this this piece...
04
Mar
I Can Barely Afford My Rent. What The Hell is Council Tax?
Ever got to the end of the month and barely found enough money to pay your rent? Then, that annoying house mate with the shrill voice, ...
04
Mar
Hustle Guide: How To Get A 500 Dollar Loan
So you need a quick bit of cash? It doesn't matter what you need it for; there are hundreds of annoying little things that can crop up…...
Picked By Fliksters
EDITORS CHOICE
We've curated some of our favourite personal finance posts that we feel will make your life that little bit better
11
Mar
How to Short Crypto: Ultimate Crypto Short Selling Guide
So you want to know how to short crypto? In this guide, we will walk you through the process step-by-step. Shorting crypto can be a pro...
04
Mar
There Are So Many Mortgages! What's The Difference?
You've missed birthday dinners, holidays in Ibiza and messy nights out for the last 3 years & finally have all the money you need f...
04
Mar
Time to Stack. How Do I Invest in Stocks & Shares?
Listen, real Kings & Queens own companies! That why I, as a mini-King have decided it's time to start investing in stocks and share...
04
Mar
What The F**ck is Crypto? Dummies Guide to Cryptocurrency
Let's face it, everyone is talking about crypto at the moment! People are becoming millionaires, even more people are getting scammed a...
18
Mar
Best Credit Cards For Doctors in 2023
If you are a doctor, you know that it is important to have good credit. A high credit score can help you get the best interest rates on...
04
Mar
How To Get A Loan For A Semi Truck - The Semi Truck Driver Guide
Alright. Let's just say - hypothetically - that you have played a LOT of Grand Theft Auto. And that — hypothetically — you loved steali...
04
Mar
What The Hell is APR? Dummies Guide to APR for Personal Finance
So I was waiting for the train the other day and just found myself staring at this American Express credit card advert on the opposite ...
04
Mar
Jetsetter? Top 5 Credit Cards You Can Use Internationally
If you’re like 90% of people on Hinge & Tinder that love to travel, you’re probably fed up of having to go to the Bureau de Change ...
04
Mar
The Ultimate Guide to Personal Loans
WOOHOO! LOANS! Wait. No. Look, we get it: Loans suck. No one likes going into debt, especially if it is for a stupid reason, li...
04
Mar
Graduation Time? Best Credit Card for an 18-Year-Old High School Student
High School senior time! Colleges! Jobs! Other guys and girls! Adulthood! Debt! A terrible credit score! Wait. Crap. Those last two...
04
Mar
Bad Credit? Top 10 Credit Card Builders Reviews
Just a personal opinion, you can fight me on this one: Spiderman’s Uncle Ben should be on the cover of every credit card, sort of l...
04
Mar
7 Books That Will Make You TikTok Star Rich: The Best Personal Finance Books of All Time
Can’t dance? Don’t feel like prancing around your room all day like an idiot and becoming a TikTok Star? You’re not alone! Luckily ther...
EVERYTHING YOU NEED TO KNOW ABOUT
CREDIT CARDS
Learn how to get the most out of your credit card and make your money work for you
02
Jul
New Credit Cards For Costco
Are you a Costco enthusiast always on the lookout for the best deals and savings? Well, you’re in for a treat! Introducing the latest...
30
Jun
Best Credit Cards For Students With No Credit
Are you a student looking to enhance your financial journey, but have no credit history? Fear not! This comprehensive guide will walk y...
30
Jun
Best Rewards Cards For Average Credit
Are you tired of being limited to average credit cards with lackluster rewards? You're not alone! Many millennials are eager to optimiz...
02
Jul
Does Carmax Accept Credit Cards For Monthly Payments
Are you thinking about purchasing a car from Carmax and wondering if you can use your credit card for your monthly payments? You're n...
01
Jul
Credit Cards For Bad Creit
We all know how important credit scores are to our financial lives, especially when it comes to getting new credit cards, loans, or a...
04
Mar
How to Clean Credit Cards - The Complete Guide
Credit cards are a staple in many people's wallets. But how often do you think about how to clean them? If you're like most people, the...
29
Jun
Best Business Credit Cards For Fuel
Are you an entrepreneur, small business owner, or a freelancer who spends a significant amount of time on the road? Then it's time to...
02
Jul
RFID Reader For Credit Cards
Imagine a world where you could make payments with just a wave of your card. Sounds futuristic, doesn't it? Well, welcome to the futu...
30
Jun
Best Credit Cards For Good To Excellent Credit
Do you fall into the "good" or "excellent" credit score range? If so, congratulations! Your diligent payment habits and responsible c...
01
Jul
Credit Cards For Medical Bills
Medical bills can be overwhelming, and sometimes paying with a credit card may seem like the only option. Are you wondering whether i...
01
Jul
Credit Cards For Recent Bankruptcies
Bankruptcy might seem like a disheartening time in your life, but it's not the end of the road. Overcoming financial hurdles is indee...
29
Jun
Applying For Credit Cards Back To Back
You've stumbled upon the world of credit cards and their benefits, and now you're eager to apply for multiple cards at once to maximi...
EVERYTHING YOU NEED TO KNOW ABOUT
SAVINGS
The ultimate guides to getting 6 months worth of saving together and how to earn the most interest
25
Mar
SunTrust IRA - Reviews, Benefits, Fees & Ratings
If you're looking for a great way to save for retirement, you should consider opening an IRA with SunTrust. SunTrust has a wide variety...
25
Mar
Coventry Building Society ISA - Rates, Reviews, Benefits, & Fees
Coventry Building Society offers a range of individual savings accounts (ISAs) to help you save for your future. In this guide, we will...
04
Mar
What is a Non Conforming Loan?
There are a lot of different types of loans on the market, and it can be difficult to figure out which one is right for you. In this bl...
18
Mar
Traditional IRA: Benefits, Fees & Everything You Need to Know
If you're looking for a retirement savings plan that offers tax breaks and other benefits, a Traditional IRA may be right for you. In t...
18
Mar
IRA for Kids: Benefits, Fees & Everything You Need to Know
If you're a parent, one of the most important things you can do for your children is to start saving for their future as early as possi...
01
Apr
PAi Retirement Services 401(k) - Reviews, Benefits, Fees & Ratings
Are you looking for a 401(k) plan that offers great benefits and low fees? Look no further than PAi Retirement Services. Our 401(k) pla...
01
Apr
Revocable Trust Vs Irrevocable Trust
Making the decision about whether to set up a revocable trust or an irrevocable trust can be difficult. Both have their advantages and ...
25
Mar
First Republic IRA - Reviews, Benefits, Fees & Ratings
Do you want to learn more about First Republic IRA? You're in the right place! In this blog post, we will provide a comprehensive overv...
11
Mar
How Long Should I Wait to Refinance My Car?
When it comes to car loans, there are a lot of things to think about. One of the most important factors is how long you should wait bef...
01
Apr
McQuaig 457(b) Plan - Reviews, Benefits, Fees & Ratings
If you are looking for a comprehensive guide to the McQuaig 457(b) Plan, you have come to the right place.In this article, we will ...
25
Mar
True Potential ISA – Rates, Reviews & Fees
If you're looking for a high-interest savings account, you may have come across the True Potential ISA. This account offers some of the...
26
Mar
Roth 403b Vs Roth IRA
Making the decision between a Roth 403b and Roth IRA can be difficult. Both options offer tax-free growth potential, but there are some...
EVERYTHING YOU NEED TO KNOW ABOUT
MORTGAGES & RENTING
Whether you're thinking of buying a new house or you're looking to make the most out of room, flat or house that you are renting
04
Mar
What Is Escrow on a Mortgage?
When you are buying a home, there are many things to think about. One of the most important is the escrow process. What is escrow? What...
11
Mar
What Is a Qualified Mortgage?
What is a qualified mortgage? This is a question that many people are asking these days, as the rules for mortgages have changed. A qua...
11
Mar
Loans to Build a House: Everything You Need to Know
Are you in the market for a new home, but don't have the cash to pay for it outright? If so, you may be considering taking out a loan t...
04
Mar
What Is a Second Mortgage?
If you're in the market for a new home, you may be wondering about second mortgages. What are they? How do they work? Can you get one? ...
04
Mar
What Is a Hard Money Loan?
If you're looking for a quick and easy way to get funding for your next real estate project, you may want to consider a hard money loan...
04
Mar
Need Cash? How Soon Can You Refinance a Mortgage?
Need cash? If so, you’re probably wondering how soon you can refinance your mortgage. But what are the benefits and downfalls of the pr...
04
Mar
How Many Mortgages Can You Have?
How many mortgages can you have? This is a question that many people ask, and it can be tough to find an answer. In this blog post, we ...
04
Mar
How Do Construction Loans Work?
If you're in the market for a new home, there's a good chance you'll need to take out a construction loan. These loans are unique in th...
25
Mar
Mortgage Vs Note
When it comes to personal finance, there are many different options to choose from. Two of the most popular choices are mortgages and n...
04
Mar
How Long to Close FHA Loan After Appraisal?
If you're in the market for a new home, you may be considering an FHA loan. This type of loan is popular among first-time buyers becaus...
04
Mar
What Is an Interest Only Loan?
An interest only loan is a type of mortgage where you only pay the interest on the loan for a set period of time, usually 5-7 years. Af...
11
Mar
Loans Without PMI: Everything You Need to Know
If you're in the market for a new home, and you don't have a lot of money saved up for a down payment, you may be wondering if there ar...
EVERYTHING YOU NEED TO KNOW ABOUT
INVESTING & CRYPTO
Learn how to make your money grow using stocks & shares, crypto and other types of investments
08
Apr
Axie Infinity Metaverse Crypto Coin - Reviews, Benefits & Fees
Do you want to learn more about the Axie Infinity Metaverse Crypto Coin? This is a digital currency that is designed for use in the Axi...
04
Mar
How Long Does It Take for an SBA Disaster Loan to Be Approved?
If your business has been impacted by a natural disaster, you may be eligible for an SBA Disaster Loan. These loans can provide much-ne...
08
Dec
Fik Eco & Filthy Adult: Empowering a New Generation
Charting a New Course in Financial Empowerment
Welcome to a groundbreaking collaboration between Fik Eco, a beacon of financial info...
01
Apr
Gemini Crypto Staking Service - Reviews, Benefits & Fees
If you're looking for a comprehensive guide to the Gemini Crypto Staking Service, you've come to the right place.In this article, w...
04
Mar
Ballin! I'm Making 10% A Year. What Is An Index Fund?
Remember when that recently divorced, sweat-stained shirt maths teacher tried to get you to do mental maths, and you just though, "wtf ...
11
Mar
Best Business Credit Cards for Startups in 2023
Starting a new business is hard enough - you don't need the added stress of wondering how you're going to pay for everything. That's wh...
01
Apr
Kraken Crypto Exchange - Reviews, Benefits & Fees
Looking to get into the cryptocurrency market? Kraken is one of the most popular crypto exchanges in operation today.In this guide,...
01
Apr
Kryptex Miner Bitcoin Miner - Reviews, Benefits & Prices
Looking to get into the world of bitcoin mining? Want to know if a Kryptex Miner Bitcoin Miner is the right investment for you?In t...
25
Mar
Brokerage Account Vs IRA
When it comes to personal finance, there are a lot of different options to choose from. One of the most important decisions you will ma...
04
Mar
How Do I Check the Status of My SBA Loan
If you're one of the many small business owners who have applied for an SBA loan, then you may be wondering how to check the status of ...
18
Mar
Bitcoin IRA: Benefits, Fees & Everything You Need to Know
Bitcoin has taken the world by storm, and many people are now looking for ways to invest in this digital currency. One way to do this i...
04
Mar
Starting to Invest? Make 40% More Profit Using a Stocks & Shares ISA
It's funny because everyone loves bragging about how hard they are working! The people who really make money investing work SMART. Imag...
Earth First...how we use our profits
Flik was founded to enrich the lives of billions of people whilst making the Earth a significantly better place. We exist to give people the knowledge they need to improve their finances & hopefully improve their lives.
Flik uses a “Give a man a fish and you feed him for a day. Teach him how to fish and you feed him for a lifetime” approach to our content.
Our mission is Earth First, we focus on the environment & the people who live on Earth.
Flik primary makes money though commercial partnerships and advertising. We use a portion of our profit to:
- Plant trees around the world
- Invest in sustainable farming projects
- Invest in projects that connect humans with the environment
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