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The Boredom-Free Zone
MOST PEOPLE LOVE THESE
Want to know more about credit cards, investing, property or savings without falling asleep?
10
Jul
How To Get a $1000 Loan – The Personal Loan Cheat Sheet
Oh, look. Your car. It's on fire. Wait. That's not good. Put it out!! PUT IT OUT! Once the fire department is gone, you see the...
10
Jul
This Idiot Said I Had a Default, Screw Him
So what, I like buying things I can’t afford! I use my credit card for lines, clothes and buying drinks at Hackney warehouse parties. T...
10
Jul
Bank Accounts All Look The Same, What Are The Different Types of Bank Accounts
Thinking of opening a new bank account but they all look pretty much the same right? Let's quick fly through some of the different type...
10
Jul
Car Loan Killing You? What is Refinancing a Car Loan?
Have you ever just sat at the petrol station, stared at the dashboard of your car and wondered, “why the fuck did I buy this this piece...
10
Jul
Saving Sucks & Is For Losers. Simple
Yeah I said it, saving is for complete losers who wait until the green man flashes and the "you can now walk" sound goes off before the...
10
Jul
She Crossed The Line. Mums Annoying Me! I’m Moving Out
Who the hell hoovers at 8am on a Sunday Morning? My mum, that’s who. It’s like she is trying to catch the dust & dirt hungover &...
11
Jul
Need Cash? How Soon Can You Refinance a Mortgage?
Staring at your bank account and wondering if there’s a secret fast pass to extra cash? You’re not alone. Refinancing a mortgage has...
10
Jul
The Ultimate Guide to Personal Loans
WOOHOO! LOANS! Wait. No. Look, we get it: Loans suck. No one likes going into debt, especially if it is for a stupid reason, li...
10
Jul
Hustle Guide: How To Get A 500 Dollar Loan
Ever found yourself in a situation where you need a quick cash boost—say, $500—to cover an unexpected bill, grab that must-have gadg...
11
Jul
What Are the Requirements for a Construction Loan?
Ever wondered how you can transform your dream project—be it a modern loft, a quirky backyard studio, or that eco-friendly tiny hous...
10
Jul
What The Hell is APR? Dummies Guide to APR for Personal Finance
So I was waiting for the train the other day and just found myself staring at this American Express credit card advert on the opposite ...
10
Jul
What The F**ck is Crypto? Dummies Guide to Cryptocurrency
Let's face it, everyone is talking about crypto at the moment! People are becoming millionaires, even more people are getting scammed a...
Picked By Fliksters
EDITORS CHOICE
We've curated some of our favourite personal finance posts that we feel will make your life that little bit better
11
Jul
How to Read Crypto Charts: Everything You Need to Know
If you're looking to invest in cryptocurrencies, it's important that you know how to read the charts. In this blog post, we'll teach yo...
10
Jul
7 Books That Will Make You TikTok Star Rich: The Best Personal Finance Books of All Time
Can’t dance? Don’t feel like prancing around your room all day like an idiot and becoming a TikTok Star? You’re not alone! Luckily ther...
10
Jul
Graduation Time? Best Credit Card for an 18-Year-Old High School Student
High School senior time! Colleges! Jobs! Other guys and girls! Adulthood! Debt! A terrible credit score! Wait. Crap. Those last two...
10
Jul
Credit Card FAQ: Answers to All the Popular and Random Questions
If you're like most people, there are a lot of questions about credit cards that you have but don't know who to ask. You're not alone! ...
10
Jul
How To Get A Loan For A Semi Truck – The Semi Truck Driver Guide
Get ready to rev your engines and steer your financial future in the right direction! Whether you're a seasoned driver ready to elev...
10
Jul
I Hate My Landlord – What’s The Minimum Credit Score for a Mortgage?
We’ve all had a bad landlord. But is yours the absolute worst? Do they make your blood boil when they demand constant inspections, rais...
11
Jul
How to Short Crypto: Ultimate Crypto Short Selling Guide
So you want to know how to short crypto? In this guide, we will walk you through the process step-by-step. Shorting crypto can be a pro...
10
Jul
Bank Accounts All Look The Same, What Are The Different Types of Bank Accounts
Thinking of opening a new bank account but they all look pretty much the same right? Let's quick fly through some of the different type...
11
Jul
The Complete Guide to APR on Credit Cards: How It Works and What You Need to Know
Picture this: you've just swiped your card to grab an iced latte on a brisk morning, and while you're savoring that moment, a silent...
11
Jul
Buying a New Home? What Percent of Income Should Go to Your Mortgage?
Ready to get out of your current ‘less-than-ideal’ renting situation and buy your own home? If you shouted ‘yes!’ before you finished r...
11
Jul
What is a Green Loan
Have you ever wondered if your financial choices could be as eco-friendly as that reusable water bottle you just can’t go a day with...
12
Jul
Best Credit Cards For Doctors in 2025
Picture this: you’re a doctor on call, juggling patient charts and the latest medical breakthroughs, and you suddenly realize your c...
EVERYTHING YOU NEED TO KNOW ABOUT
CREDIT CARDS
Learn how to get the most out of your credit card and make your money work for you
08
Sep
Store Credit Cards For Bad Credit No Deposit
Ever felt like your credit score is the ultimate frenemy—always sitting on the sidelines while you try to score that store credit ca...
12
Jul
Best Credit Cards For Amazon in 2025
Imagine charging up your online shopping spree with a credit card that not only fuels your Amazon addiction but also rewards your ev...
02
Sep
Best Credit Cards For Uber
If you've ever found yourself frantically checking your phone for an Uber receipt or wondering how to stretch your dollars further w...
07
Sep
Late Fees For Credit Cards
Ever had that heart-sinking moment when you realize your credit card payment is late and your bank is ready to hit you with a fee th...
02
Sep
Best Credit Cards For Miles With No Annual Fee
Picture this: You're scrolling through Instagram, dreaming of your next getaway, and suddenly you realize that your wallet might jus...
06
Sep
Exclusive Credit Cards For The Rich
Picture this: you're effortlessly gliding through life with a credit card that not only opens doors to the world's most exclusive ev...
03
Sep
Canadian Credit Cards For Us Citizens
So you’re a US citizen wondering if dipping your toes into the world of Canadian credit cards is a savvy financial twist—or maybe ju...
02
Sep
Best Credit Cards For Kids
Picture this: Your kiddo just discovered the magical world of plastic money and you’re wondering, “Should we let them have a credit ...
01
Sep
Best Credit Cards For Independent Contractors
Picture this: You, a savvy, independent contractor, juggling client meetings on a video call, perfecting that freelance pitch, and s...
07
Sep
Popular Credit Cards For Students
Picture this: you’re a student juggling classes, part-time gigs, and a social life that barely fits between study sessions and Zoom ...
03
Sep
Credit Cards For 600 Fico Score
Ever felt like your credit score is a stubborn sidekick—always hanging around that 600 mark no matter how hard you hustle? Welcome t...
05
Sep
Credit Cards For Rich And Famous
Picture this: you’re lounging at a swanky rooftop bar in downtown Manhattan, cocktail in hand, and your credit card magically sorts ...
EVERYTHING YOU NEED TO KNOW ABOUT
SAVINGS
The ultimate guides to getting 6 months worth of saving together and how to earn the most interest
13
Jul
Best Loans for Teachers in 2025
Teachers, you've inspired countless minds, balanced lesson plans with classroom chaos, and fueled the future one student at a time. But...
13
Jul
Rathbone ISA – Rates, Reviews, Benefits, & Fees
Ever wondered if managing your cash could be as refreshing as your morning iced coffee—and nearly as smart? Welcome to the world of ...
11
Jul
Can I Get a Car With Bad Credit?
So, you’re wondering, “Can I get a car with bad credit?” Buckle up, because you're about to embark on a wild ride through the world ...
31
Aug
Empower Retirement 457(b) Plan – Reviews, Benefits, Fees & Ratings
Ready to take your financial future from “meh” to “heck yes”? The Empower Retirement 457(b) Plan is here to help you level up your r...
30
Aug
Betterment 401(k) – Reviews, Benefits, Fees & Ratings
Ever wondered if your retirement plan could be as smooth as your favorite playlist on a Sunday morning? Welcome to the world of Bett...
31
Aug
PlanPILOT 403(b) – Reviews, Benefits, Fees & Ratings
Ever wondered how you can finally make your money work as hard as you do? Step right up to the PlanPILOT 403(b) experience, where retir...
30
Aug
Mutual of America Financial Group 403(b) – Reviews, Benefits, Fees & Ratings
Imagine setting the stage for your financial future with a plan that’s as dynamic and forward-thinking as you are. If you’re jugglin...
14
Jul
Oxford Gold Group IRA – Reviews, Benefits, Fees & Ratings
Imagine turning your retirement dreams into a reality with a little help from something as timeless as gold—all while keeping your f...
13
Jul
Schwab Intelligent Portfolios IRA – Reviews, Benefits, Fees & Ratings
Ever wondered if your money could work as hard as you do? Enter the world of Schwab Intelligent Portfolios IRA—a refreshing blend of...
12
Jul
Loans With Low Interest Rates: Everything You Need to Know
So, you're on a quest for those elusive low interest rate loans that don't make your wallet weep every month? Buckle up, because you...
13
Jul
Liverpool Victoria ISA – Rates, Reviews, Benefits, & Fees
Welcome to the ultimate guide to the Liverpool Victoria ISA – a smart, tax-efficient savings account that’s winning hearts (and port...
11
Jul
How Do Car Loans Work?
Buckle up, because we're taking a joyride into the world of car loans—a wild, money-savvy adventure that can feel as complicated as ...
EVERYTHING YOU NEED TO KNOW ABOUT
MORTGAGES & RENTING
Whether you're thinking of buying a new house or you're looking to make the most out of room, flat or house that you are renting
12
Jul
What Is a Qualified Mortgage?
Picture this: You’re scrolling through your favorite social feed, coffee in hand, when you suddenly stumble across a term that sound...
11
Jul
When Is an Appraisal Ordered in the Loan Process?
Picture this: you're on the brink of making one of the biggest financial moves of your life—a new home purchase or a savvy refinance...
10
Jul
How Long Does Escrow Take in California?
Picture this: you’re on the verge of buying your dream home in sunny California, and you’ve just sealed the deal with an offer that ...
11
Jul
How to Remove PMI From Mortgage?
Ever felt like your mortgage is holding you hostage with an unwanted guest that just won't leave? Enter PMI, or Private Mortgage Ins...
11
Jul
How Long Does It Take to Get a Home Equity Loan?
Picture this: You're scrolling through your favorite social feed, coffee in hand, when suddenly, a bright idea pops into your head—t...
11
Jul
How Soon Can You Get a Home Equity Loan?
So, you're wondering, “How soon can you get a home equity loan?” Picture this: You’re scrolling through your favorite meme page when...
14
Jul
Living Trust Vs Will
Whether you're a millennial hustler or a Gen Z trailblazer planning your financial future, the topic of estate planning might not be...
11
Jul
How Long Does It Take to Get Pre Approved for a Mortgage?
So, you're ready to dive into the thrilling (and sometimes mystifying) world of mortgage pre-approval. Picture this: a process that,...
11
Jul
When Is a Mortgage Payment Considered Late?
Picture this: your mortgage payment is like that friend who always shows up fashionably late—except in this scenario, “fashionably l...
11
Jul
What Is a Blanket Mortgage?
Ever had the feeling that your mortgage is too “one-size-fits-all” for your eclectic, modern life? Imagine if you could bundle multi...
10
Jul
Not a Rich Kid? Buying Your First Home With Right to Buy Scheme
Let's face it, most of us aren't sitting on a mountain of cash to buy our first house. The crazy thing is we would need to get together...
11
Jul
When Is First Mortgage Payment Due?
Picture this: you've just signed on the dotted line for your dream home, and now you’re riding the wave of euphoria—until reality ta...
EVERYTHING YOU NEED TO KNOW ABOUT
INVESTING & CRYPTO
Learn how to make your money grow using stocks & shares, crypto and other types of investments
30
Aug
Stocks Vs ETFs
When it comes to personal finance, there are a lot of different options to choose from. One important decision that you will have to ma...
11
Jul
Best Crypto Tax Software Reviews: The Ultimate Guide to Crypto Tax
Welcome to the ultimate playground for all things crypto tax! If you’ve ever stared at your computer screen in disbelief at the dizz...
31
Aug
eToro Crypto Exchange – Reviews, Benefits & Fees
Ready to dive into the world of digital money magic? With eToro Crypto Exchange at the helm, trading cryptocurrencies is no longer j...
31
Aug
Interactive Brokers Crypto Exchange – Reviews, Benefits & Fees
Ever wondered if a crypto exchange could be as slick as your favorite streaming service and as transparent as that cool friend who a...
31
Aug
TenX Crypto Credit Card – Reviews, Benefits & Fees
If you're looking for a comprehensive guide to the TenX Crypto Credit Card, you've come to the right place.In this article, we will...
11
Jul
How to Get an SBA Loan
So, you’re dreaming of launching that epic startup, opening your own food truck empire, or finally turning your passion for artisan ...
11
Jul
How to Apply for an SBA Loan: A Beginner’s Guide
So you’ve decided to take the plunge and explore the world of SBA loans, but the application process feels like deciphering hierogly...
14
Jul
IRA Vs Mutual Fund
Navigating the world of personal finance can feel like trying to decode ancient hieroglyphics—especially when it comes to choosing b...
13
Jul
Cryptocurrency IRA: Benefits, Fees & Everything You Need to Know
Ever wondered if you could harness the wild energy of cryptocurrency together with the tax-savvy benefits of an IRA? Well, strap in,...
31
Aug
ChangeNow Crypto Exchange – Reviews, Benefits & Fees
Imagine a world where buying, selling, and swapping your favorite cryptocurrencies is as effortless as ordering your go-to latte. We...
31
Aug
Coinbase Crypto Staking Service – Reviews, Benefits & Fees
Ever wondered if your crypto could work as hard as you do? Welcome to the fascinating and sometimes quirky world of Coinbase Crypto ...
13
Jul
Crypto IRA: Benefits, Fees & Everything You Need to Know
Ever wondered if you could blend your passion for crypto with a secure retirement plan? Buckle up, because Crypto IRA is about to be...
Earth First...how we use our profits
Flik was founded to enrich the lives of billions of people whilst making the Earth a significantly better place. We exist to give people the knowledge they need to improve their finances & hopefully improve their lives.
Flik uses a “Give a man a fish and you feed him for a day. Teach him how to fish and you feed him for a lifetime” approach to our content.
Our mission is Earth First, we focus on the environment & the people who live on Earth.
Flik primary makes money though commercial partnerships and advertising. We use a portion of our profit to:
- Plant trees around the world
- Invest in sustainable farming projects
- Invest in projects that connect humans with the environment
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Get no-bullsh*t tips on how to make & save money, straight to your email inbox. Our Flikster experts curate useful & easy to understand tips, deals and tricks every week to make your life that little bit better. Join the Flikster community today!
