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The Boredom-Free Zone
MOST PEOPLE LOVE THESE
Want to know more about credit cards, investing, property or savings without falling asleep?
10
Jul
I Can Barely Afford My Rent. What The Hell is Council Tax?
Ever got to the end of the month and barely found enough money to pay your rent? Then, that annoying house mate with the shrill voice, ...
10
Jul
This Idiot Said I Had a Default, Screw Him
So what, I like buying things I can’t afford! I use my credit card for lines, clothes and buying drinks at Hackney warehouse parties. T...
10
Jul
What The F**ck is Crypto? Dummies Guide to Cryptocurrency
Let's face it, everyone is talking about crypto at the moment! People are becoming millionaires, even more people are getting scammed a...
10
Jul
5 Ways To Improve Your Credit Score
Ever wondered how your credit score could be the secret sauce to unlocking epic financial adventures? Whether you're dreaming of you...
10
Jul
My Date Says He Is An Investor. Is He Just Unemployed? What is Investing?
Let's face it, we've all been there, sitting on a date with someone who looks good, has a great smile but something just feels off! You...
10
Jul
Saving Sucks & Is For Losers. Simple
Yeah I said it, saving is for complete losers who wait until the green man flashes and the "you can now walk" sound goes off before the...
31
Aug
Gemini Crypto Credit Card – Reviews, Benefits & Fees
If you are looking for a way to spend your cryptocurrency, the Gemini Crypto Credit Card may be the perfect solution for you! This card...
10
Jul
The Credit Card Cheat Sheet: Everything You Need to Know About Credit Cards
Cash rewards, foreign transaction fees, your credit line – having or applying for a credit card can seem pretty confusing. But the trut...
10
Jul
I’ve Got a Dog. I’m Responsible. Should I Get a Credit Card?
You've got your little dog, she's happy, holiday booked, nice little car, flat and finally feel like you're adulting! One question that...
10
Jul
What The Hell is APR? Dummies Guide to APR for Personal Finance
So I was waiting for the train the other day and just found myself staring at this American Express credit card advert on the opposite ...
10
Jul
Ballin! I’m Making 10% A Year. What Is An Index Fund?
Remember when that recently divorced, sweat-stained shirt maths teacher tried to get you to do mental maths, and you just though, "wtf ...
11
Jul
Need Cash? How Soon Can You Refinance a Mortgage?
Staring at your bank account and wondering if there’s a secret fast pass to extra cash? You’re not alone. Refinancing a mortgage has...
Picked By Fliksters
EDITORS CHOICE
We've curated some of our favourite personal finance posts that we feel will make your life that little bit better
10
Jul
Hard Credit Search, Soft Credit Searches What Is All This Crap?
When has something soft ever been a good thing? So you’re probably reading this because you decided you're going to put your grown-up b...
10
Jul
Jetsetter? Top 5 Credit Cards You Can Use Internationally
If you’re like 90% of people on Hinge & Tinder that love to travel, you’re probably fed up of having to go to the Bureau de Change ...
10
Jul
Artist? How to Create An NFT? How to Make a NFT Art?
With all these entrepreneurs cashing in on NFTs (non-fungible tokens), it’s about time artists start making bank from their own art! No...
10
Jul
How To Get A Loan For A Semi Truck – The Semi Truck Driver Guide
Get ready to rev your engines and steer your financial future in the right direction! Whether you're a seasoned driver ready to elev...
10
Jul
Time to Stack. How Do I Invest in Stocks & Shares?
Listen, real Kings & Queens own companies! That why I, as a mini-King have decided it's time to start investing in stocks and share...
12
Jul
Best Credit Cards For Doctors in 2025
Picture this: you’re a doctor on call, juggling patient charts and the latest medical breakthroughs, and you suddenly realize your c...
10
Jul
There Are So Many Mortgages! What’s The Difference?
You've missed birthday dinners, holidays in Ibiza and messy nights out for the last 3 years & finally have all the money you need f...
10
Jul
Bad Credit? Top 10 Credit Card Builders Reviews
Just a personal opinion, you can fight me on this one: Spiderman’s Uncle Ben should be on the cover of every credit card, sort of l...
10
Jul
The Ultimate Guide to Personal Loans
WOOHOO! LOANS! Wait. No. Look, we get it: Loans suck. No one likes going into debt, especially if it is for a stupid reason, li...
11
Jul
Buying a New Home? What Percent of Income Should Go to Your Mortgage?
Ready to get out of your current ‘less-than-ideal’ renting situation and buy your own home? If you shouted ‘yes!’ before you finished r...
31
Aug
Betterment 403(b) – Reviews, Benefits, Fees & Ratings
Ever imagine a retirement account that feels as fresh as your favorite indie playlist and as user-friendly as your go-to social medi...
10
Jul
Graduation Time? Best Credit Card for an 18-Year-Old High School Student
High School senior time! Colleges! Jobs! Other guys and girls! Adulthood! Debt! A terrible credit score! Wait. Crap. Those last two...
EVERYTHING YOU NEED TO KNOW ABOUT
CREDIT CARDS
Learn how to get the most out of your credit card and make your money work for you
03
Sep
Credit Cards For 600 Credit Score Reddit
So, you're scrolling on Reddit late at night, wondering if there’s any hope for snagging a credit card with a 600 credit score—and y...
03
Sep
Cards For 650 Credit Score
Ever feel like your credit score is that awkward friend who’s just “meh” at parties? If you’re rocking a 650 credit score, you might...
05
Sep
Credit Cards For No Credit Students
Hey there, bright future credit maestro! If you're a student fresh on campus or still juggling textbooks from your favorite coffee s...
06
Sep
How To File Bankruptcy For Credit Cards
Picture this: You’re scrolling through endless online shopping tabs, your credit card bill is piling up faster than your favorite me...
05
Sep
Credit Cards For People On Disability Living Allowance
Ever feel like navigating credit card options on Disability Living Allowance is like trying to decode hieroglyphics written by a caf...
01
Sep
Best Credit Cards For 650 Score
Having a credit score in the 650 range may feel as if it's holding you back from all the exciting credit card deals and rewards out t...
05
Sep
Credit Cards For New LLC
Starting a new LLC is like launching a rocket into the entrepreneurial stratosphere—you’ve got the vision, the passion, and a killer...
12
Jul
Best Credit Cards For Extended Warranty in 2025
Ever heard the saying “buy it, insure it, extend it”? Wait, what? Well, if you're a millennial or Gen Z navigating the wild world of...
31
Aug
Apply For Department Store Credit Cards Online
Department store credit cards might be the unsung heroes of the credit card world. With today's technologically advanced world, you c...
08
Sep
RFID Shields For Credit Cards
Picture this: You’re at your favorite coffee shop, about to flash that trendy contactless credit card, when suddenly your card data ...
09
Sep
Tips For Paying Off Credit Cards Fast
Ever felt like your credit card bill is that clingy friend who just won’t leave your side? Yeah, we’ve all been there—swiping with a...
04
Sep
Credit Cards For Credit Score 500
Picture this: You’ve just realized your credit score hovers around the 500 mark—yikes, right? Before you drown in a sea of rejection...
EVERYTHING YOU NEED TO KNOW ABOUT
SAVINGS
The ultimate guides to getting 6 months worth of saving together and how to earn the most interest
14
Jul
Fundrise IRA – Reviews, Benefits, Fees & Ratings
Looking for a smarter way to plan your financial future without drowning in technical jargon or boring spreadsheets? Say hello to th...
14
Jul
Yorkshire Building Society ISA – Rates, Reviews & Fees
Looking for a smart way to stow away your cash while earning a tidy chunk of interest? Welcome to the world of the Yorkshire Buildin...
11
Jul
What Does It Mean When a Loan Is in Underwriting?
Picture this: you're on the fast track to financial freedom, visions of your dream home dancing in your head, when suddenly your loa...
13
Jul
Best Mega Backdoor Roth IRA Accounts in 2025
Picture this: It's 2025, you're sipping your kale latte while scrolling through endless financial hacks on your phone, and suddenly ...
14
Jul
Durable Power of Attorney Vs Medical Power of Attorney
Picture this: you're scrolling through your favorite social media feed, debating whether avocado toast is overrated, when suddenly y...
13
Jul
Wealthfront IRA – Reviews, Benefits, Fees & Ratings
Ever feel like managing your future retirement funds is as daunting as trying to decipher the latest TikTok dance trend? Enter Wealt...
12
Jul
Loans Without Proof of Income: Everything You Need to Know
Ever felt like your bank account is stuck in a perpetual proof-of-income waiting room? You’re not alone. In today’s gig-driven, free...
31
Aug
Nationwide 403(b) – Reviews, Benefits, Fees & Ratings
Ready to make your money work as hard as you do? Welcome to our deep dive into the Nationwide 403(b) – a retirement savings option d...
13
Jul
Cash ISA: Benefits, Fees, Rates & Key Information
Ready to revolutionize your savings strategy without falling prey to snooze-worthy bank jargon? Welcome to the ultimate guide on Cas...
14
Jul
Patriot Gold Group IRA – Reviews, Benefits, Fees & Ratings
Ready to level up your retirement game with a dash of gold and a pinch of personality? Let’s dive headfirst into the world of Patrio...
30
Aug
Employee Fiduciary 401(k) – Reviews, Benefits, Fees & Ratings
Let’s be real: planning for retirement might not be as exciting as that viral TikTok dance challenge, but when it comes to your futu...
13
Jul
Best Loans for Teachers in 2025
Teachers, you've inspired countless minds, balanced lesson plans with classroom chaos, and fueled the future one student at a time. But...
EVERYTHING YOU NEED TO KNOW ABOUT
MORTGAGES & RENTING
Whether you're thinking of buying a new house or you're looking to make the most out of room, flat or house that you are renting
14
Jul
Mortgage Commitment Letter Vs Clear to Close
If you're navigating the treacherous waters of home buying and your inbox is suddenly flooded with terms like "Mortgage Commitment L...
11
Jul
What Is a Home Equity Loan and How Does It Work?
Ever wondered if tapping into your home’s hidden value could be the ultimate hack for funding your next big adventure—or even just f...
14
Jul
Living Trust Vs Will
Whether you're a millennial hustler or a Gen Z trailblazer planning your financial future, the topic of estate planning might not be...
11
Jul
How Long Does It Take to Get Pre Approved for a Mortgage?
So, you're ready to dive into the thrilling (and sometimes mystifying) world of mortgage pre-approval. Picture this: a process that,...
11
Jul
How to Calculate APR on a Mortgage?
Ready to kick mortgage mysteries to the curb? Calculating APR on a mortgage might seem like trying to decipher a financial riddle wr...
12
Jul
What Loans Are Covered by RESPA?
Picture this: you're scrolling through your favorite social feed when you suddenly stumble upon a post about RESPA—yep, the Real Est...
11
Jul
How to Avoid Mortgage Insurance: The Complete Guide
Picture this: You’ve just landed your dream apartment, but before you can even think about that epic housewarming party, you’re hit ...
11
Jul
What Is an Interest Only Loan?
Ever wondered how some folks seem to live large now and pay later, all while keeping their wallets surprisingly happy? Interest only...
11
Jul
How to Remove PMI From Mortgage?
Ever felt like your mortgage is holding you hostage with an unwanted guest that just won't leave? Enter PMI, or Private Mortgage Ins...
11
Jul
Why Did My Mortgage Go Up?
Ever opened your monthly statement only to see your mortgage payment staring back at you like an unwelcome guest at a party, and tho...
11
Jul
How to Get a Loan With High Debt-to-Income Ratio
Ever felt like your bank account is playing hard to get because of that pesky high debt-to-income ratio? You’re not alone. Navigatin...
11
Jul
How to Get a Mortgage: Everything You Need to Know
Ready to dive into the world of mortgages in a way that finally makes sense? Whether you’re a millennial juggling student loans or a...
EVERYTHING YOU NEED TO KNOW ABOUT
INVESTING & CRYPTO
Learn how to make your money grow using stocks & shares, crypto and other types of investments
11
Jul
How Do I Check the Status of My SBA Loan
Ever found yourself hitting refresh on your loan status page like a caffeine-fueled social media feed, waiting for that elusive “App...
10
Jul
7 Books That Will Make You TikTok Star Rich: The Best Personal Finance Books of All Time
Can’t dance? Don’t feel like prancing around your room all day like an idiot and becoming a TikTok Star? You’re not alone! Luckily ther...
31
Aug
Coinbase Crypto Credit Card – Reviews, Benefits & Fees
Coinbase has recently announced the launch of their new Coinbase Crypto Credit Card. This card will allow users to spend their cryptocu...
31
Aug
ChangeNow Crypto Exchange – Reviews, Benefits & Fees
Imagine a world where buying, selling, and swapping your favorite cryptocurrencies is as effortless as ordering your go-to latte. We...
11
Jul
How Do Business Loans Work?
Picture this: you’ve got a killer idea for a startup, a passion project that could light up the business world like a supernova, but...
30
Aug
Fixed Annuity Vs Variable Annuity
Picture this: you're scrolling through your feed, meme after meme, and suddenly you stumble across the ultimate financial debate tha...
31
Aug
Crypto.com Crypto Staking Service – Reviews, Benefits & Fees
Ever wondered how to turn your cryptocurrency into a passive income powerhouse without breaking a sweat? Welcome to the exciting wor...
11
Jul
How to Get an SBA Loan
So, you’re dreaming of launching that epic startup, opening your own food truck empire, or finally turning your passion for artisan ...
31
Aug
ECOS Bitcoin Miner – Reviews, Benefits & Prices
Ever wondered if your crypto portfolio could get an electrifying boost with a tool that’s as cutting-edge as it is cost-effective? E...
31
Aug
Kryptex Miner Bitcoin Miner – Reviews, Benefits & Prices
Ever wondered if turning your computer into a mini cryptocurrency powerhouse could be as fun as binge-watching your favorite sitcom?...
31
Aug
Coinbase Crypto Staking Service – Reviews, Benefits & Fees
Ever wondered if your crypto could work as hard as you do? Welcome to the fascinating and sometimes quirky world of Coinbase Crypto ...
31
Aug
BlockFi Crypto Lending Service – Reviews, Benefits & Fees
Ever wondered how you can put your idle crypto assets to work and watch them grow while you sip your artisanal iced latte? Welcome t...
Earth First...how we use our profits
Flik was founded to enrich the lives of billions of people whilst making the Earth a significantly better place. We exist to give people the knowledge they need to improve their finances & hopefully improve their lives.
Flik uses a “Give a man a fish and you feed him for a day. Teach him how to fish and you feed him for a lifetime” approach to our content.
Our mission is Earth First, we focus on the environment & the people who live on Earth.
Flik primary makes money though commercial partnerships and advertising. We use a portion of our profit to:
- Plant trees around the world
- Invest in sustainable farming projects
- Invest in projects that connect humans with the environment
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