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The Boredom-Free Zone
MOST PEOPLE LOVE THESE
Want to know more about credit cards, investing, property or savings without falling asleep?
25
Mar
Ballin! I'm Making 10% A Year. What Is An Index Fund?
Remember when that recently divorced, sweat-stained shirt maths teacher tried to get you to do mental maths, and you just though, "wtf ...
21
Mar
This Idiot Said I Had a Default, Screw Him
So what, I like buying things I can’t afford! I use my credit card for lines, clothes and buying drinks at Hackney warehouse parties. T...
23
Mar
I've Got a Dog. I'm Responsible. Should I Get a Credit Card?
You've got your little dog, she's happy, holiday booked, nice little car, flat and finally feel like you're adulting! One question that...
30
Mar
The Credit Card Cheat Sheet: Everything You Need to Know About Credit Cards
Cash rewards, foreign transaction fees, your credit line – having or applying for a credit card can seem pretty confusing. But the trut...
02
Oct
Gemini Crypto Credit Card - Reviews, Benefits & Fees
If you are looking for a way to spend your cryptocurrency, the Gemini Crypto Credit Card may be the perfect solution for you! This card...
06
Apr
Free Travel? How do Miles Work on Credit Cards
If you're like most people, you've probably heard of credit card miles but don't really know how they work. Do you get a free trip ever...
29
Mar
The Ultimate Guide to Personal Loans
WOOHOO! LOANS! Wait. No. Look, we get it: Loans suck. No one likes going into debt, especially if it is for a stupid reason, li...
26
Mar
What The F**ck is Crypto? Dummies Guide to Cryptocurrency
Let's face it, everyone is talking about crypto at the moment! People are becoming millionaires, even more people are getting scammed a...
23
Mar
I Can Barely Afford My Rent. What The Hell is Council Tax?
Ever got to the end of the month and barely found enough money to pay your rent? Then, that annoying house mate with the shrill voice, ...
31
Mar
Car Loan Killing You? What is Refinancing a Car Loan?
Have you ever just sat at the petrol station, stared at the dashboard of your car and wondered, “why the fuck did I buy this this piece...
03
Apr
Hustle Guide: How To Get A 500 Dollar Loan
So you need a quick bit of cash? It doesn't matter what you need it for; there are hundreds of annoying little things that can crop up…...
27
Mar
I Hate My Landlord – What’s The Minimum Credit Score for a Mortgage?
We’ve all had a bad landlord. But is yours the absolute worst? Do they make your blood boil when they demand constant inspections, rais...
Picked By Fliksters
EDITORS CHOICE
We've curated some of our favourite personal finance posts that we feel will make your life that little bit better
04
Apr
How To Get A Loan For A Semi Truck - The Semi Truck Driver Guide
Alright. Let's just say - hypothetically - that you have played a LOT of Grand Theft Auto. And that — hypothetically — you loved steali...
25
Sep
Betterment 403(b) - Reviews, Benefits, Fees & Ratings
If you're looking for a retirement plan that is both affordable and easy to manage, you may want to consider a Betterment 403(b) accoun...
11
Apr
Buying a New Home? What Percent of Income Should Go to Your Mortgage?
Ready to get out of your current ‘less-than-ideal’ renting situation and buy your own home? If you shouted ‘yes!’ before you finished r...
04
Apr
Jetsetter? Top 5 Credit Cards You Can Use Internationally
If you’re like 90% of people on Hinge & Tinder that love to travel, you’re probably fed up of having to go to the Bureau de Change ...
06
Apr
The Complete Guide to APR on Credit Cards: How It Works and What You Need to Know
When you get a credit card, one of the most important things to understand is how APR works. APR, or annual percentage rate, is how you...
21
Mar
Hard Credit Search, Soft Credit Searches What Is All This Crap?
When has something soft ever been a good thing? So you’re probably reading this because you decided you're going to put your grown-up b...
25
Mar
Time to Stack. How Do I Invest in Stocks & Shares?
Listen, real Kings & Queens own companies! That why I, as a mini-King have decided it's time to start investing in stocks and share...
22
Mar
There Are So Many Mortgages! What's The Difference?
You've missed birthday dinners, holidays in Ibiza and messy nights out for the last 3 years & finally have all the money you need f...
29
Mar
What The Hell is APR? Dummies Guide to APR for Personal Finance
So I was waiting for the train the other day and just found myself staring at this American Express credit card advert on the opposite ...
07
Apr
Credit Card FAQ: Answers to All the Popular and Random Questions
If you're like most people, there are a lot of questions about credit cards that you have but don't know who to ask. You're not alone! ...
03
Apr
Graduation Time? Best Credit Card for an 18-Year-Old High School Student
High School senior time! Colleges! Jobs! Other guys and girls! Adulthood! Debt! A terrible credit score! Wait. Crap. Those last two...
10
Apr
What is a Green Loan
Green loans are becoming more and more popular as people become more interested in eco-friendly living. But what are green loans, exact...
EVERYTHING YOU NEED TO KNOW ABOUT
CREDIT CARDS
Learn how to get the most out of your credit card and make your money work for you
02
Jul
Does Walmart Check Id For Credit Cards
If you've ever shopped at Walmart, you know that the retail giant makes it easy to pay for your purchases in various ways. Credit car...
30
Jun
Best Credit Cards For New LLC
Starting a new Limited Liability Company (LLC) is undoubtedly an exciting venture – and choosing the best credit card to complement you...
30
Jun
Best Credit Cards For No Credit Students
Are you a student with no credit history, struggling to find the perfect card to kickstart your financial journey? Look no further! I...
30
Jun
Best Credit Cards For People With Bankruptcy
Having a bankruptcy on your record can be a roadblock in your financial journey, but it doesn't spell doom for your credit card optio...
01
Jul
Credit Cards For Unemployed Moms
Being a mom is a full-time job. Add unemployment to the mix, and the stress can mount. With the right credit card, however, unemploye...
30
Jun
Best Credit Cards For Online Shopping
Attention, online shoppers! With the convenience of buying everything from groceries to gadgets by just one click, your choice of cre...
03
Jul
What Is A Balance Transfer Fee For Credit Cards
Are you tired of paying high-interest rates on your credit card debt? There might be a solution for you: balance transfer credit card...
06
Apr
Free Travel? How do Miles Work on Credit Cards
If you're like most people, you've probably heard of credit card miles but don't really know how they work. Do you get a free trip ever...
29
Jun
Best Business Credit Cards For Startups With Bad Credit
Are you a startup owner with bad credit, struggling to find business credit cards that cater to your unique financial situation? Fear...
02
Jul
Prepaid Credit Cards For Canada
Prepaid credit cards are becoming increasingly popular in Canada. They offer the convenience of traditional credit cards without the...
02
Jul
Easy Credit Cards To Get Approved For With No Deposit
Are you tired of getting turned down for credit cards? Whether you're just starting to build your credit or recovering from a financial...
02
Jul
Gas Cards For People With Bad Credit
If you're someone with less-than-stellar credit, getting approved for a gas card might feel like a pipe dream. But don't sweat it too...
EVERYTHING YOU NEED TO KNOW ABOUT
SAVINGS
The ultimate guides to getting 6 months worth of saving together and how to earn the most interest
17
Sep
Deposit Account Vs Custodial Account
Making the decision between a deposit account and a custodial account can be difficult. Both have their own advantages and disadvantage...
24
Sep
Employee Incentive Plans 401(k) - Reviews, Benefits, Fees & Ratings
When it comes to saving for retirement, many employees look to their company’s 401(k) plan as a way to invest in the future. But with a...
31
Mar
Car Loan Killing You? What is Refinancing a Car Loan?
Have you ever just sat at the petrol station, stared at the dashboard of your car and wondered, “why the fuck did I buy this this piece...
15
Sep
Defined Contribution Pension Vs Defined Benefit
Making the decision between a Defined Contribution Pension and a Defined Benefit Pension can be difficult. Both have their pros and con...
12
Sep
Quest Trust Company IRA - Reviews, Benefits, Fees & Ratings
If you are looking for a reliable and trustworthy company to manage your IRA, then Quest Trust Company is a great option. They have bee...
24
Sep
Sequoia Benefits & Insurance Services 401(k) - Reviews, Benefits, Fees & Ratings
Are you looking for a Sequoia Benefits & Insurance Services 401(k)? If so, you're in luck!In this article, we will provide you ...
08
Sep
Mansfield Building Society ISA – Rates, Reviews, Benefits, & Fees
If you're looking for a comprehensive guide to Mansfield Building Society ISAs, you've come to the right place. In this article, we'll ...
28
Sep
Equitable 457(b) Plan - Reviews, Benefits, Fees & Ratings
If you're looking for a complete guide to the Equitable 457(b) Plan, you've come to the right place!In this blog post, we'll discus...
21
Apr
Where Can I Get a Motorcycle Loan With Bad Credit?
If you're looking for a motorcycle loan with bad credit, you're not alone. A lot of people find themselves in this situation, and it ca...
23
Sep
The Standard 401(k) - Reviews, Benefits, Fees & Ratings
If you're looking for a comprehensive guide to The Standard 401(k), you've come to the right place.In this article, we'll discuss e...
26
Sep
Strategic Retirement Partners 403(b) - Reviews, Benefits, Fees & Ratings
Do you have a retirement plan through your job? If not, you should look into a 403(b) plan. A 403(b) is a type of retirement plan that ...
13
May
Best Home Equity Loans: Everything You Need to Know
If you're in the market for a home equity loan, you've come to the right place. In this blog post, we will discuss everything you need ...
EVERYTHING YOU NEED TO KNOW ABOUT
MORTGAGES & RENTING
Whether you're thinking of buying a new house or you're looking to make the most out of room, flat or house that you are renting
19
Apr
How Many Days Before Closing Do You Get Mortgage Approval?
It's no secret that getting a mortgage is a big decision. You're committing to years of payments and you want to be sure that you're ma...
17
Apr
How Does Mortgage Interest Work?
When you are buying a home, one of the most important things to understand is how mortgage interest works. This guide will walk you thr...
20
Apr
When Is a Mortgage Payment Considered Late?
If you're behind on your mortgage payments, you're not alone. According to the Consumer Financial Protection Bureau, one in four homeow...
17
Apr
What Is the Downside to a Reverse Mortgage?
When it comes to retirement planning, a reverse mortgage can be a viable option for some seniors. This type of loan allows homeowners a...
14
Sep
Escrow Company Vs Title Company
When it comes to buying or selling a property, there are two main options for handling the transaction: using an escrow company or a ti...
24
May
What Loans Are Covered by RESPA?
If you're in the market for a new loan, or are just curious about what types of loans are covered by RESPA, you've come to the right pl...
19
May
Freedom? How to Pay Off a Mortgage Faster
There's no feeling quite like the one you get when you're handed the keys to your very own home. It's a moment of pure joy and satisfac...
12
Apr
What is a Jumbo Loan? (Updated for 2022 & 2023)
If you're in the market for a large loan, you may have come across the term "jumbo loan." But what is a jumbo loan, exactly? And what a...
16
Apr
What Is Hazard Insurance on a Mortgage?
If you're in the market for a new home, you'll likely have to decide whether or not to purchase hazard insurance. This type of insuranc...
19
Apr
How to Get a Second Mortgage?
Getting a second mortgage can be a great way to get the money you need to improve your home, pay for college, or take care of other exp...
14
Sep
Grantor Mortgage Vs Grantee Mortgage
When it comes to mortgages, there are two main types: the grantor mortgage and the grantee mortgage. Both have their own advantages and...
14
Apr
What Are the Requirements for a Construction Loan?
If you are in the market for a construction loan, it is important to understand what the requirements are. This will help you determine...
EVERYTHING YOU NEED TO KNOW ABOUT
INVESTING & CRYPTO
Learn how to make your money grow using stocks & shares, crypto and other types of investments
12
Sep
BlockMint IRA - Reviews, Benefits, Fees & Ratings
Do you want to save for retirement, but don't know where to start? A BlockMint IRA may be the perfect solution for you!In this guid...
28
Mar
What is New Paradigm Assets Solution (NPAS)? Cryptocurrency Guides for Dummies
Cryptocurrency has the power to change the world. We feel that learning about a new coin shouldn’t be rocket science, so we’ve put toge...
02
Oct
Gemini Crypto Exchange - Reviews, Benefits & Fees
If you're looking for a comprehensive guide to the Gemini crypto exchange, look no further!In this article, we'll cover everything ...
30
Sep
Nexo Crypto Lending Service - Reviews, Benefits & Fees
Nexo is a crypto lending service that allows you to borrow money against your cryptocurrency holdings. This can be a great way to get a...
30
Sep
Oasis Borrow Crypto Lending Service - Reviews, Benefits & Fees
Looking for a comprehensive guide to the Oasis Borrow Crypto Lending Service? Look no further!In this article, we will discuss ever...
30
Sep
Celsius Network Crypto Lending Service - Reviews, Benefits & Fees
Looking for a guide to the Celsius Network Crypto Lending Service? You've come to the right place!In this article, we will discuss ...
12
Apr
How Do I Check the Status of My SBA Loan
If you're one of the many small business owners who have applied for an SBA loan, then you may be wondering how to check the status of ...
28
Mar
What is Generational Wealth Society (GWS)? Cryptocurrency Guides for Dummies
Cryptocurrency has the power to change the world. We feel that learning about a new coin shouldn’t be rocket science, so we’ve put toge...
15
Sep
Acorns Vs Robinhood
Making the decision between Acorns and Robinhood can be difficult. Both platforms offer unique benefits and drawbacks, making it hard t...
30
Sep
Aave Crypto Lending Service - Reviews, Benefits & Fees
Looking for a comprehensive guide to the Aave Crypto Lending Service? You've come to the right place!In this article, we will discu...
30
Sep
Binance Crypto Staking Service - Reviews, Benefits & Fees
If you're looking for a comprehensive guide to the Binance Crypto Staking Service, you've come to the right place!In this article, ...
14
Apr
How to Get a 401k Loan
When it comes to getting a loan, there are many different options to choose from. But if you have a 401k account, then you may want to ...
Earth First...how we use our profits
Flik was founded to enrich the lives of billions of people whilst making the Earth a significantly better place. We exist to give people the knowledge they need to improve their finances & hopefully improve their lives.
Flik uses a “Give a man a fish and you feed him for a day. Teach him how to fish and you feed him for a lifetime” approach to our content.
Our mission is Earth First, we focus on the environment & the people who live on Earth.
Flik primary makes money though commercial partnerships and advertising. We use a portion of our profit to:
- Plant trees around the world
- Invest in sustainable farming projects
- Invest in projects that connect humans with the environment
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