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The Boredom-Free Zone
MOST PEOPLE LOVE THESE
Want to know more about credit cards, investing, property or savings without falling asleep?
10
Jul
Hustle Guide: How To Get A 500 Dollar Loan
Ever found yourself in a situation where you need a quick cash boost—say, $500—to cover an unexpected bill, grab that must-have gadg...
10
Jul
This Idiot Said I Had a Default, Screw Him
So what, I like buying things I can’t afford! I use my credit card for lines, clothes and buying drinks at Hackney warehouse parties. T...
10
Jul
7 Books That Will Make You TikTok Star Rich: The Best Personal Finance Books of All Time
Can’t dance? Don’t feel like prancing around your room all day like an idiot and becoming a TikTok Star? You’re not alone! Luckily ther...
10
Jul
5 Ways To Improve Your Credit Score
Ever wondered how your credit score could be the secret sauce to unlocking epic financial adventures? Whether you're dreaming of you...
10
Jul
The Best Credit Cards for Every Life Situation
So you got that shiny piece of plastic in your hand. Now you think you’re the king of the world with unlimited spending potential. King...
11
Jul
What Are the Requirements for a Construction Loan?
Ever wondered how you can transform your dream project—be it a modern loft, a quirky backyard studio, or that eco-friendly tiny hous...
31
Aug
Gemini Crypto Credit Card – Reviews, Benefits & Fees
If you are looking for a way to spend your cryptocurrency, the Gemini Crypto Credit Card may be the perfect solution for you! This card...
10
Jul
I Hate My Landlord – What’s The Minimum Credit Score for a Mortgage?
We’ve all had a bad landlord. But is yours the absolute worst? Do they make your blood boil when they demand constant inspections, rais...
11
Jul
Free Money? How Does Cash Back Work on Credit Cards
Do you want free money? Who doesn't, right? Well, believe it or not, cash back on your credit card can actually give you free money - a...
10
Jul
She Crossed The Line. Mums Annoying Me! I’m Moving Out
Who the hell hoovers at 8am on a Sunday Morning? My mum, that’s who. It’s like she is trying to catch the dust & dirt hungover &...
10
Jul
The Credit Card Cheat Sheet: Everything You Need to Know About Credit Cards
Cash rewards, foreign transaction fees, your credit line – having or applying for a credit card can seem pretty confusing. But the trut...
10
Jul
Car Loan Killing You? What is Refinancing a Car Loan?
Have you ever just sat at the petrol station, stared at the dashboard of your car and wondered, “why the fuck did I buy this this piece...
Picked By Fliksters
EDITORS CHOICE
We've curated some of our favourite personal finance posts that we feel will make your life that little bit better
10
Jul
There Are So Many Mortgages! What’s The Difference?
You've missed birthday dinners, holidays in Ibiza and messy nights out for the last 3 years & finally have all the money you need f...
10
Jul
What The F**ck is Crypto? Dummies Guide to Cryptocurrency
Let's face it, everyone is talking about crypto at the moment! People are becoming millionaires, even more people are getting scammed a...
10
Jul
What The Hell is APR? Dummies Guide to APR for Personal Finance
So I was waiting for the train the other day and just found myself staring at this American Express credit card advert on the opposite ...
10
Jul
Bank Accounts All Look The Same, What Are The Different Types of Bank Accounts
Thinking of opening a new bank account but they all look pretty much the same right? Let's quick fly through some of the different type...
31
Aug
Betterment 403(b) – Reviews, Benefits, Fees & Ratings
Ever imagine a retirement account that feels as fresh as your favorite indie playlist and as user-friendly as your go-to social medi...
10
Jul
Time to Stack. How Do I Invest in Stocks & Shares?
Listen, real Kings & Queens own companies! That why I, as a mini-King have decided it's time to start investing in stocks and share...
11
Jul
How to Short Crypto: Ultimate Crypto Short Selling Guide
So you want to know how to short crypto? In this guide, we will walk you through the process step-by-step. Shorting crypto can be a pro...
10
Jul
Bad Credit? Top 10 Credit Card Builders Reviews
Just a personal opinion, you can fight me on this one: Spiderman’s Uncle Ben should be on the cover of every credit card, sort of l...
10
Jul
Saving Sucks & Is For Losers. Simple
Yeah I said it, saving is for complete losers who wait until the green man flashes and the "you can now walk" sound goes off before the...
10
Jul
The Ultimate Guide to Personal Loans
WOOHOO! LOANS! Wait. No. Look, we get it: Loans suck. No one likes going into debt, especially if it is for a stupid reason, li...
10
Jul
Graduation Time? Best Credit Card for an 18-Year-Old High School Student
High School senior time! Colleges! Jobs! Other guys and girls! Adulthood! Debt! A terrible credit score! Wait. Crap. Those last two...
10
Jul
My House is Making Me Poor! The Secret Costs of Running a House
Wondering why you seem to have less and less money at the end of every month? Swimming in a mini-paddling pool of bills, electricity, ...
EVERYTHING YOU NEED TO KNOW ABOUT
CREDIT CARDS
Learn how to get the most out of your credit card and make your money work for you
02
Sep
Best Credit Cards For Military
Hey there, fellow warrior of the financial battlefield! If you’re in the armed forces or a veteran navigating the complexities of mi...
06
Sep
Good Credit Cards For Teenagers
Ready to dive headfirst into the wild world of credit cards—teen style? Whether you're just starting to think about money management...
01
Sep
Best Credit Cards Canada For Travel
Are you a millennial with a passion for travel, looking for the perfect credit card to help you take off on your next adventure? Look...
07
Sep
Nerdwallet Best Credit Cards For Students
Ready to trade ramen nights for financial insight? Buckle up, because we're diving deep into the world of credit cards for students—...
08
Sep
Retail Cards For Bad Credit
Picture this: you're a savvy millennial or a trailblazing Gen Z navigating the twisty-turny world of personal finance, and you've hi...
09
Sep
Unsecured Business Credit Cards For Startups With Bad Credit
Ever felt like your startup’s finances are as unpredictable as your favorite meme page, especially when your credit score looks more...
11
Jul
How to Get a Credit Card for the First Time
So you're ready to get your first credit card? Congratulations! This can be a great way to start building your credit history and score...
08
Sep
Thin Wallet For Credit Cards
Picture this: You’re cruising through your day with a wallet so sleek, it barely makes a dent in your pocket, yet it holds all your ...
03
Sep
Cash Back Credit Cards For Business
Imagine your business finances giving you a high-five every time you swipe your card—sound too good to be true? Well, welcome to the...
04
Sep
Credit Cards For Government Employees
Hey there, government employees! Ever feel like you’re stuck in a never-ending paperwork labyrinth or fighting off the daily grind w...
05
Sep
Credit Cards For No Credit History Unsecured
So, you’re scrolling through endless finance blogs and wondering, “Where do I even begin building my credit, especially when I have ...
02
Sep
Best First Time Credit Cards For Young Adults
So, you’ve just stepped into the dazzling world of credit, and honestly, the thought of choosing your very first credit card might s...
EVERYTHING YOU NEED TO KNOW ABOUT
SAVINGS
The ultimate guides to getting 6 months worth of saving together and how to earn the most interest
13
Jul
Arnold Stansby ISA – Rates, Reviews, Benefits, & Fees
Picture this: it's a sunny afternoon, you’re scrolling through your phone looking for ways to level up your financial game, and sudd...
13
Jul
Best Precious Metal IRA Accounts in 2025
Ready to supercharge your retirement strategy in 2025? If you’ve ever thought, “My 401(k) could use a little sparkle,” then you’re a...
12
Jul
Loans With Low Interest Rates: Everything You Need to Know
So, you're on a quest for those elusive low interest rate loans that don't make your wallet weep every month? Buckle up, because you...
13
Jul
BIRA ISA – Rates, Reviews, Benefits, & Fees
Picture this: You're sipping your third artisan latte of the day, scrolling through your phone, when you stumble upon a financial pr...
30
Aug
Mutual of America Financial Group 401(k) – Reviews, Benefits, Fees & Ratings
Ready to decode your financial future with a sprinkle of wit and a dash of savvy? Welcome to our ultimate deep dive into the Mutual ...
31
Aug
Chase Bank Business Checking Account for LLCs
Looking to give your LLC a financial edge and streamline your business banking, all while keeping the vibe chill and modern? You’re ...
13
Jul
Goji ISA – Rates, Reviews, Benefits, & Fees
Ever found yourself daydreaming about a financial future that's as chill as your favorite playlist on a lazy Sunday afternoon? Enter...
13
Jul
Best Education IRA Accounts in 2025
Picture this: you’re scrolling through TikTok during a mid-afternoon break when suddenly it hits you—what if you could save for your...
12
Jul
Best Credit Cards For Wedding Expenses in 2025
Picture this: Your big day is on the horizon, love is in the air, and as you sit down with your partner over a latte at your favorit...
31
Aug
Transamerica 457(b) Plan – Reviews, Benefits, Fees & Ratings
Navigating the maze of retirement planning can feel like trying to decode a modern art masterpiece—intricate, colorful, and sometime...
13
Jul
SoFi Automated Investing IRA – Reviews, Benefits, Fees & Ratings
Ready to dive into the future of retirement investing with a twist? Picture a world where your IRA isn’t just “set it and forget it”...
13
Jul
Allianz ISA – Rates, Reviews, Benefits, & Fees
Picture this: you’re at your favorite coffee shop, latte in hand, scrolling through your phone, when suddenly the idea of supercharg...
EVERYTHING YOU NEED TO KNOW ABOUT
MORTGAGES & RENTING
Whether you're thinking of buying a new house or you're looking to make the most out of room, flat or house that you are renting
11
Jul
What Is a Blanket Mortgage?
Ever had the feeling that your mortgage is too “one-size-fits-all” for your eclectic, modern life? Imagine if you could bundle multi...
11
Jul
What Is a Mortgage? The Complete Beginners Guide
Ever wondered what exactly a mortgage is, besides a mysterious financial sorcery that helps you buy your dream home? If you’re a mil...
11
Jul
How to Get a Mortgage: Everything You Need to Know
Ready to dive into the world of mortgages in a way that finally makes sense? Whether you’re a millennial juggling student loans or a...
11
Jul
What Is an Interest Only Loan?
Ever wondered how some folks seem to live large now and pay later, all while keeping their wallets surprisingly happy? Interest only...
11
Jul
What is a Bridge Loan?
Ever found yourself in a financial limbo, desperately trying to secure your next big move, only to be told you need cash faster than...
11
Jul
What Is a Trade Line on a Mortgage?
Picture your credit report as a giant group chat, and your mortgage trade lines are the VIP members whose rants can seriously alter ...
12
Jul
What Is Mortgage Insurance: The Simple Guide
Ever wondered why you sometimes feel like you’re paying extra for something you never even ordered? Welcome to the quirky world of m...
12
Jul
The Different Types of Mortgage Refinance: A Simple Guide
Ever find yourself scrolling through social media and thinking, “Wow, my mortgage could be more like my playlist—constantly refreshe...
10
Jul
What is Hazard Insurance for an SBA Loan?
Picture this: you just landed an SBA loan to fund your dream business venture, but before you pop the champagne, there’s one unsung ...
11
Jul
What Is a Balloon Mortgage?
Ever wondered what it means when your mortgage takes a leap of faith and leaves you hanging with one enormous payment at the end? We...
12
Jul
What Is Mortgage Underwriting?
Ready to decode the mysterious world of mortgage underwriting? Think of it as the behind‑the‑scenes magic that turns your dream of h...
14
Jul
Right of Survivorship Vs Tenants in Common
Ever been caught in the middle of a heated debate over who gets the last slice of pizza, only to realize that when it comes to ownin...
EVERYTHING YOU NEED TO KNOW ABOUT
INVESTING & CRYPTO
Learn how to make your money grow using stocks & shares, crypto and other types of investments
31
Aug
eToro Crypto Staking Service – Reviews, Benefits & Fees
Ready to flex your digital wallet while earning passive crypto rewards? Welcome to the dazzling realm of eToro Crypto Staking Servic...
14
Jul
401k Vs Stocks
Ever felt like your financial life is a never-ending episode of "The Great Debate" – 401k vs Stocks – where both sides shout good po...
31
Aug
Coinbase Crypto Credit Card – Reviews, Benefits & Fees
Coinbase has recently announced the launch of their new Coinbase Crypto Credit Card. This card will allow users to spend their cryptocu...
31
Aug
Nexo Crypto Lending Service – Reviews, Benefits & Fees
Ever wondered what it feels like to have your crypto working for you instead of just sitting pretty in a cold digital wallet? Welcom...
31
Aug
Voyager Crypto Exchange – Reviews, Benefits & Fees
Picture this: you’re scrolling through your phone, sipping on your iced coffee, and suddenly you stumble upon a platform that promis...
14
Jul
Coinbase IRA – Reviews, Benefits, Fees & Ratings
Picture this: it's 2050, and your retirement savings are not buried under endless piles of paper but are stored in a sleek digital v...
11
Jul
What Happens After SBA Loan Is Approved?
Congratulations, you’ve just reached a major financial milestone – your SBA loan got approved! Now it’s time to sit back, do a littl...
10
Jul
7 Books That Will Make You TikTok Star Rich: The Best Personal Finance Books of All Time
Can’t dance? Don’t feel like prancing around your room all day like an idiot and becoming a TikTok Star? You’re not alone! Luckily ther...
31
Aug
ChangeNow Crypto Exchange – Reviews, Benefits & Fees
Imagine a world where buying, selling, and swapping your favorite cryptocurrencies is as effortless as ordering your go-to latte. We...
11
Jul
How Hard is It to Get a Business Loan?
Ever wondered if landing a business loan is like wrestling a wild, unpredictable beast while riding a unicycle on a tightrope? If yo...
31
Aug
TenX Crypto Credit Card – Reviews, Benefits & Fees
If you're looking for a comprehensive guide to the TenX Crypto Credit Card, you've come to the right place.In this article, we will...
11
Jul
How Long Does It Take to Get SBA Loan Once Approved?
Imagine waiting for your SBA loan to come through like waiting for your food delivery on a lazy Sunday—exciting at first, but that a...
Earth First...how we use our profits
Flik was founded to enrich the lives of billions of people whilst making the Earth a significantly better place. We exist to give people the knowledge they need to improve their finances & hopefully improve their lives.
Flik uses a “Give a man a fish and you feed him for a day. Teach him how to fish and you feed him for a lifetime” approach to our content.
Our mission is Earth First, we focus on the environment & the people who live on Earth.
Flik primary makes money though commercial partnerships and advertising. We use a portion of our profit to:
- Plant trees around the world
- Invest in sustainable farming projects
- Invest in projects that connect humans with the environment
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