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The Boredom-Free Zone
MOST PEOPLE LOVE THESE
Want to know more about credit cards, investing, property or savings without falling asleep?
10
Jul
How To Get a $1000 Loan – The Personal Loan Cheat Sheet
Oh, look. Your car. It's on fire. Wait. That's not good. Put it out!! PUT IT OUT! Once the fire department is gone, you see the...
10
Jul
The Ultimate Guide to Personal Loans
WOOHOO! LOANS! Wait. No. Look, we get it: Loans suck. No one likes going into debt, especially if it is for a stupid reason, li...
10
Jul
My Date Says He Is An Investor. Is He Just Unemployed? What is Investing?
Let's face it, we've all been there, sitting on a date with someone who looks good, has a great smile but something just feels off! You...
11
Jul
What Are the Requirements for a Construction Loan?
Ever wondered how you can transform your dream project—be it a modern loft, a quirky backyard studio, or that eco-friendly tiny hous...
10
Jul
Ready to Move Out? Different Ways of Buying Your First House
So guessing you’ve finally saved up enough money to move out of the Oliver Twist style 5 bedroom house that you share with 6 friends, o...
10
Jul
I Hate My Landlord – What’s The Minimum Credit Score for a Mortgage?
We’ve all had a bad landlord. But is yours the absolute worst? Do they make your blood boil when they demand constant inspections, rais...
10
Jul
5 Ways To Improve Your Credit Score
Ever wondered how your credit score could be the secret sauce to unlocking epic financial adventures? Whether you're dreaming of you...
10
Jul
Saving Sucks & Is For Losers. Simple
Yeah I said it, saving is for complete losers who wait until the green man flashes and the "you can now walk" sound goes off before the...
10
Jul
I Can Barely Afford My Rent. What The Hell is Council Tax?
Ever got to the end of the month and barely found enough money to pay your rent? Then, that annoying house mate with the shrill voice, ...
10
Jul
Ballin! I’m Making 10% A Year. What Is An Index Fund?
Remember when that recently divorced, sweat-stained shirt maths teacher tried to get you to do mental maths, and you just though, "wtf ...
10
Jul
I’ve Got a Dog. I’m Responsible. Should I Get a Credit Card?
You've got your little dog, she's happy, holiday booked, nice little car, flat and finally feel like you're adulting! One question that...
10
Jul
This Idiot Said I Had a Default, Screw Him
So what, I like buying things I can’t afford! I use my credit card for lines, clothes and buying drinks at Hackney warehouse parties. T...
Picked By Fliksters
EDITORS CHOICE
We've curated some of our favourite personal finance posts that we feel will make your life that little bit better
10
Jul
7 Books That Will Make You TikTok Star Rich: The Best Personal Finance Books of All Time
Can’t dance? Don’t feel like prancing around your room all day like an idiot and becoming a TikTok Star? You’re not alone! Luckily ther...
10
Jul
There Are So Many Mortgages! What’s The Difference?
You've missed birthday dinners, holidays in Ibiza and messy nights out for the last 3 years & finally have all the money you need f...
10
Jul
Saving Sucks & Is For Losers. Simple
Yeah I said it, saving is for complete losers who wait until the green man flashes and the "you can now walk" sound goes off before the...
10
Jul
What The Hell is APR? Dummies Guide to APR for Personal Finance
So I was waiting for the train the other day and just found myself staring at this American Express credit card advert on the opposite ...
31
Aug
Betterment 403(b) – Reviews, Benefits, Fees & Ratings
Ever imagine a retirement account that feels as fresh as your favorite indie playlist and as user-friendly as your go-to social medi...
11
Jul
How to Short Crypto: Ultimate Crypto Short Selling Guide
So you want to know how to short crypto? In this guide, we will walk you through the process step-by-step. Shorting crypto can be a pro...
10
Jul
Bank Accounts All Look The Same, What Are The Different Types of Bank Accounts
Thinking of opening a new bank account but they all look pretty much the same right? Let's quick fly through some of the different type...
10
Jul
Jetsetter? Top 5 Credit Cards You Can Use Internationally
If you’re like 90% of people on Hinge & Tinder that love to travel, you’re probably fed up of having to go to the Bureau de Change ...
10
Jul
How To Get A Loan For A Semi Truck – The Semi Truck Driver Guide
Get ready to rev your engines and steer your financial future in the right direction! Whether you're a seasoned driver ready to elev...
11
Jul
The Complete Guide to APR on Credit Cards: How It Works and What You Need to Know
Picture this: you've just swiped your card to grab an iced latte on a brisk morning, and while you're savoring that moment, a silent...
11
Jul
Buying a New Home? What Percent of Income Should Go to Your Mortgage?
Ready to get out of your current ‘less-than-ideal’ renting situation and buy your own home? If you shouted ‘yes!’ before you finished r...
10
Jul
Hard Credit Search, Soft Credit Searches What Is All This Crap?
When has something soft ever been a good thing? So you’re probably reading this because you decided you're going to put your grown-up b...
EVERYTHING YOU NEED TO KNOW ABOUT
CREDIT CARDS
Learn how to get the most out of your credit card and make your money work for you
10
Jul
Walmart Credit Cards For Bad Credit
Ever felt like your credit score is the ultimate downer, but you still can't resist that sweet deal at Walmart? Welcome to the wild ...
05
Sep
Credit Cards For Non Residents
Ever feel like navigating the world of credit is trickier than assembling IKEA furniture without the manual? Welcome to the quirky u...
03
Sep
Credit Cards For 18
So, you’ve just blown out your 18th birthday candles and are now stepping into the world of adulting, where credit cards might just ...
12
Jul
Best Credit Cards for First Timers in 2025
Welcome to the ultimate guide on the best credit cards for first timers in 2025—a no-nonsense, humor-infused roadmap designed for mi...
06
Sep
Does Applying For Multiple Credit Cards
So, you’re thinking about applying for multiple credit cards and wondering if stacking them up like a deck of limited-edition tradin...
01
Sep
Best Credit Cards For Eating Out
In today's fast-paced world, eating out has become an increasingly popular trend among millennials. Whether it's catching up with fr...
02
Sep
Best Credit Cards For Small Business No Annual Fee
Ready to level up your small business game without forking over an extra buck for annual fees? Welcome to the ultimate guide on the ...
01
Sep
Best Credit Cards For 600 Score
Having a credit score around 600 can feel like a financial roadblock, but fear not, millennial money masters! With the right credit car...
05
Sep
Credit Cards For Young Adults
Hey there, savvy spender! Ready to dive into the world of plastic money, pinstripes, and bonus points? Welcome to our deep-dive guid...
06
Sep
Do Bars Count As Restaurants For Credit Cards
Ever been out with your squad and wondered if your bar-hopping could actually be racking up restaurant points on your credit card? Y...
07
Sep
Protection Sleeves For Credit Cards
Picture this: you’re cruising through your day, coffee in hand, phone glued to your palm, and your trusty credit cards tucked neatly...
03
Sep
Credit Cards For 520 Credit Score
Navigating the world of credit cards with a 520 credit score might feel like trying to join an exclusive club where the bouncer know...
EVERYTHING YOU NEED TO KNOW ABOUT
SAVINGS
The ultimate guides to getting 6 months worth of saving together and how to earn the most interest
12
Jul
Nondeductible IRA: Benefits, Fees & Everything You Need to Know
Picture this: you're hustling through your 20s or 30s, juggling student loans, side gigs, and that daily latte run, when suddenly yo...
31
Aug
Employee Incentive Plans 401(k) – Reviews, Benefits, Fees & Ratings
Picture this: you’re at your favorite coffee shop, latte in hand, scrolling through your phone, and suddenly you stumble upon some s...
13
Jul
Stocks and Shares ISA: Benefits, Fees, Rates & Key Information
Ever wondered how you can make your money work as hard as you do, without the headache of complex financial jargon? Welcome to the w...
14
Jul
Frost Bank IRA – Reviews, Benefits, Fees & Ratings
Picture this: you’re scrolling through your favorite social feed when you stumble across a post about a retirement account that soun...
14
Jul
403b Vs 457b
Picture this: you’re juggling student loans, side hustles, and instant noodles for dinner, and now you’re thinking about your retire...
11
Jul
What is The Principal of a Loan?
Ever sat down with your morning coffee and wondered, “What in the world is the principal of a loan?” Well, buckle up because we’re a...
11
Jul
How Long Should I Wait to Refinance My Car?
Imagine cruising down the highway, wind in your hair, and the sweet hum of your ride almost as smooth as the interest rate on your c...
13
Jul
Best Junior ISA Accounts in 2025
Picture this: you're scrolling through your favorite social feed when you stumble upon a life-changing post about saving money for y...
30
Aug
Paychex 401(k) – Reviews, Benefits, Fees & Ratings
Picture this: you're scrolling through your phone between avocado toast selfies and the latest Netflix binge, and suddenly the age-o...
30
Aug
NWPS 401(k) – Reviews, Benefits, Fees & Ratings
Welcome to the world of NWPS 401(k) – where your retirement dreams meet a savvy, modern twist on saving for the future. If you’re a ...
30
Aug
MassMutual 401(k) – Reviews, Benefits, Fees & Ratings
Picture this: you're cruising down the highway of financial freedom, a savvy mix of millennial ambition and Gen Z dynamism powering ...
14
Jul
Roth 403b Vs Roth IRA
Picture your retirement account as your future self’s secret stash of financial freedom—whether you opt for a Roth 403(b) or a Roth ...
EVERYTHING YOU NEED TO KNOW ABOUT
MORTGAGES & RENTING
Whether you're thinking of buying a new house or you're looking to make the most out of room, flat or house that you are renting
12
Jul
Who Loans Money on Manufactured Homes?
Ever wondered who’s behind the curtain when it comes to financing those charming manufactured homes? Well, buckle up because we’re a...
11
Jul
What Is a Home Equity Loan and How Does It Work?
Ever wondered if tapping into your home’s hidden value could be the ultimate hack for funding your next big adventure—or even just f...
30
Aug
Land Trust Vs LLC
Picture this: you’re scrolling through your favorite finance blog with your coffee in hand, trying to unravel the mysteries of real ...
12
Jul
What Is Mortgage Underwriting?
Ready to decode the mysterious world of mortgage underwriting? Think of it as the behind‑the‑scenes magic that turns your dream of h...
14
Jul
Grantor Mortgage Vs Grantee Mortgage
Ever felt like mortgages are the ultimate "choose your own adventure" in the financial world, but with even more fine print? Welcome...
12
Jul
What Are Mortgage Insurance Premiums?
Imagine finally stepping into your own place without living with your parents—or at least, living with the confidence that you’re ma...
11
Jul
What is a Bridge Loan?
Ever found yourself in a financial limbo, desperately trying to secure your next big move, only to be told you need cash faster than...
14
Jul
Mortgage Charge Off Vs Foreclosure
Picture this: you’re scrolling through your favorite social feed on a lazy Sunday when suddenly financial jargon like “Mortgage Char...
11
Jul
What Is the Downside to a Reverse Mortgage?
Ever heard the saying, “there’s no such thing as a free lunch?” Well, when it comes to reverse mortgages, it might be more like “the...
30
Aug
Grantor Lien Vs Grantee Lien
Ever wondered if the secret behind a savvy real estate move lies not in the property itself, but in a little-known legal twist that ...
11
Jul
How to Apply for a USDA Loan
So you've heard whispers of the magical USDA Loan, the secret passageway to affordable rural living and financial freedom—almost lik...
11
Jul
What Is a Purchase Money Mortgage?
Picture this: you’ve found your dream home—a quirky fixer-upper with exposed brick, artisanal coffee shops on every corner, and a ba...
EVERYTHING YOU NEED TO KNOW ABOUT
INVESTING & CRYPTO
Learn how to make your money grow using stocks & shares, crypto and other types of investments
14
Jul
401k Vs Stocks
Ever felt like your financial life is a never-ending episode of "The Great Debate" – 401k vs Stocks – where both sides shout good po...
14
Jul
iTrustCapital IRA – Reviews, Benefits, Fees & Ratings
Have you ever thought about giving your retirement savings a cool, modern twist? If you’re a millennial or Gen Z investor who’s tire...
31
Aug
Aave Crypto Lending Service – Reviews, Benefits & Fees
Picture this: you've got a stash of crypto, and instead of letting it sit idly by, you decide to put it to work—earning interest whi...
31
Aug
Interactive Brokers Crypto Exchange – Reviews, Benefits & Fees
Ever wondered if a crypto exchange could be as slick as your favorite streaming service and as transparent as that cool friend who a...
31
Aug
Crypto.com Crypto Exchange – Reviews, Benefits & Fees
Step right into the world of digital finance where innovation meets fun—welcome to Crypto.com Crypto Exchange, your go-to platform f...
30
Aug
Bond ETFs Vs Bonds
Ever felt like your investment choices are as confusing as deciphering a TikTok dance trend? Welcome to the battle of Bond ETFs vers...
30
Aug
Stocks Vs ETFs
When it comes to personal finance, there are a lot of different options to choose from. One important decision that you will have to ma...
10
Jul
Time to Stack. How Do I Invest in Stocks & Shares?
Listen, real Kings & Queens own companies! That why I, as a mini-King have decided it's time to start investing in stocks and share...
31
Aug
Kraken Crypto Staking Service – Reviews, Benefits & Fees
Ever wondered if there’s a secret sauce that can turn your idle crypto into a money-making machine while you binge-watch your favori...
31
Aug
Gemini Crypto Staking Service – Reviews, Benefits & Fees
Ever wondered how your crypto could work as hard as you do? Welcome to the world of Gemini Crypto Staking Service – the ultimate pla...
13
Jul
Bitcoin IRA: Benefits, Fees & Everything You Need to Know
Let’s face it—navigating retirement planning is about as exciting as watching your phone battery drop from 100% to 1%, right? But wh...
30
Aug
Schwab ETF Vs Vanguard ETF
Ever felt like choosing between Schwab ETF and Vanguard ETF is as daunting as picking the perfect avocado at the grocery store? Welc...
Earth First...how we use our profits
Flik was founded to enrich the lives of billions of people whilst making the Earth a significantly better place. We exist to give people the knowledge they need to improve their finances & hopefully improve their lives.
Flik uses a “Give a man a fish and you feed him for a day. Teach him how to fish and you feed him for a lifetime” approach to our content.
Our mission is Earth First, we focus on the environment & the people who live on Earth.
Flik primary makes money though commercial partnerships and advertising. We use a portion of our profit to:
- Plant trees around the world
- Invest in sustainable farming projects
- Invest in projects that connect humans with the environment
Join our 50k strong community of Fliksters!
Get no-bullsh*t tips on how to make & save money, straight to your email inbox. Our Flikster experts curate useful & easy to understand tips, deals and tricks every week to make your life that little bit better. Join the Flikster community today!
