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The Boredom-Free Zone
MOST PEOPLE LOVE THESE
Want to know more about credit cards, investing, property or savings without falling asleep?
10
Jul
I Hate My Landlord – What’s The Minimum Credit Score for a Mortgage?
We’ve all had a bad landlord. But is yours the absolute worst? Do they make your blood boil when they demand constant inspections, rais...
10
Jul
My Date Says He Is An Investor. Is He Just Unemployed? What is Investing?
Let's face it, we've all been there, sitting on a date with someone who looks good, has a great smile but something just feels off! You...
10
Jul
I Can Barely Afford My Rent. What The Hell is Council Tax?
Ever got to the end of the month and barely found enough money to pay your rent? Then, that annoying house mate with the shrill voice, ...
10
Jul
The Credit Card Cheat Sheet: Everything You Need to Know About Credit Cards
Cash rewards, foreign transaction fees, your credit line – having or applying for a credit card can seem pretty confusing. But the trut...
31
Aug
Gemini Crypto Credit Card – Reviews, Benefits & Fees
If you are looking for a way to spend your cryptocurrency, the Gemini Crypto Credit Card may be the perfect solution for you! This card...
10
Jul
The Ultimate Guide to Personal Loans
WOOHOO! LOANS! Wait. No. Look, we get it: Loans suck. No one likes going into debt, especially if it is for a stupid reason, li...
10
Jul
What The F**ck is Crypto? Dummies Guide to Cryptocurrency
Let's face it, everyone is talking about crypto at the moment! People are becoming millionaires, even more people are getting scammed a...
10
Jul
Ready to Move Out? Different Ways of Buying Your First House
So guessing you’ve finally saved up enough money to move out of the Oliver Twist style 5 bedroom house that you share with 6 friends, o...
11
Jul
Free Travel? How do Miles Work on Credit Cards
3000+ word pillar page titled ""What is a Grace Period on a Credit Card?"" that is engaging
10
Jul
Bank Accounts All Look The Same, What Are The Different Types of Bank Accounts
Thinking of opening a new bank account but they all look pretty much the same right? Let's quick fly through some of the different type...
10
Jul
Ballin! I’m Making 10% A Year. What Is An Index Fund?
Remember when that recently divorced, sweat-stained shirt maths teacher tried to get you to do mental maths, and you just though, "wtf ...
11
Jul
Free Money? How Does Cash Back Work on Credit Cards
Do you want free money? Who doesn't, right? Well, believe it or not, cash back on your credit card can actually give you free money - a...
Picked By Fliksters
EDITORS CHOICE
We've curated some of our favourite personal finance posts that we feel will make your life that little bit better
10
Jul
7 Books That Will Make You TikTok Star Rich: The Best Personal Finance Books of All Time
Can’t dance? Don’t feel like prancing around your room all day like an idiot and becoming a TikTok Star? You’re not alone! Luckily ther...
10
Jul
Graduation Time? Best Credit Card for an 18-Year-Old High School Student
High School senior time! Colleges! Jobs! Other guys and girls! Adulthood! Debt! A terrible credit score! Wait. Crap. Those last two...
10
Jul
Artist? How to Create An NFT? How to Make a NFT Art?
With all these entrepreneurs cashing in on NFTs (non-fungible tokens), it’s about time artists start making bank from their own art! No...
10
Jul
How To Get A Loan For A Semi Truck – The Semi Truck Driver Guide
Get ready to rev your engines and steer your financial future in the right direction! Whether you're a seasoned driver ready to elev...
10
Jul
Time to Stack. How Do I Invest in Stocks & Shares?
Listen, real Kings & Queens own companies! That why I, as a mini-King have decided it's time to start investing in stocks and share...
10
Jul
My House is Making Me Poor! The Secret Costs of Running a House
Wondering why you seem to have less and less money at the end of every month? Swimming in a mini-paddling pool of bills, electricity, ...
10
Jul
Bank Accounts All Look The Same, What Are The Different Types of Bank Accounts
Thinking of opening a new bank account but they all look pretty much the same right? Let's quick fly through some of the different type...
10
Jul
What The F**ck is Crypto? Dummies Guide to Cryptocurrency
Let's face it, everyone is talking about crypto at the moment! People are becoming millionaires, even more people are getting scammed a...
10
Jul
Jetsetter? Top 5 Credit Cards You Can Use Internationally
If you’re like 90% of people on Hinge & Tinder that love to travel, you’re probably fed up of having to go to the Bureau de Change ...
10
Jul
There Are So Many Mortgages! What’s The Difference?
You've missed birthday dinners, holidays in Ibiza and messy nights out for the last 3 years & finally have all the money you need f...
10
Jul
I Hate My Landlord – What’s The Minimum Credit Score for a Mortgage?
We’ve all had a bad landlord. But is yours the absolute worst? Do they make your blood boil when they demand constant inspections, rais...
11
Jul
The Complete Guide to APR on Credit Cards: How It Works and What You Need to Know
Picture this: you've just swiped your card to grab an iced latte on a brisk morning, and while you're savoring that moment, a silent...
EVERYTHING YOU NEED TO KNOW ABOUT
CREDIT CARDS
Learn how to get the most out of your credit card and make your money work for you
06
Sep
High Limit Credit Cards For 600 Credit Score
Ever feel like your credit score is the stubborn friend who never seems to level up? If your credit sits at a cool 600 and you're dr...
04
Sep
Credit Cards For Free Trials
Picture this: you're scrolling through social media, sipping your artisanal matcha latte, and you suddenly stumble upon an offer tha...
03
Sep
Credit Cards For 584 Credit Score
Ever felt like your credit score is stuck in the friend zone, hovering around 584 despite your best efforts? You’re not alone, and t...
01
Sep
Best Credit Cards For Buying Furniture
Looking to furnish your dream home or finally upgrade that worn-out sofa? Picking the right credit card for buying furniture can make...
05
Sep
Credit Cards For Students Without Ssn
Ever feel like you’re navigating a labyrinth of financial “requirements” that seem tailor-made for U.S. citizens only? If you’re a s...
07
Sep
How To Use Multiple Credit Cards For One Purchase
Ever found yourself staring at your credit card statement like it’s a complex code that only the finance gurus can crack? Well, buck...
10
Jul
What Credit Cards Are Easy To Get Approved For
Buckle up and take a deep dive into the wild world of credit cards—where finding an approval-happy card is almost as exciting as you...
12
Jul
Best Credit Cards For Rewards in 2025
If you're looking for a credit card that offers great rewards, you've come to the right place. In this article, we will discuss the bes...
02
Sep
Best Credit Cards For Travel Points Canada
Ready to jet off on spontaneous adventures without breaking the bank? Whether you're planning your next weekend getaway or daydreami...
02
Sep
Best Credit Cards For Small Business Owners 2025
Ready to elevate your small business financial game and laugh in the face of outdated payment methods? In 2025, the landscape of cre...
07
Sep
Old Credit Cards For Sale
Ever wondered how a slice of financial history can become your next quirky collectible? If you’re scrolling through endless social f...
06
Sep
Does Applying For Credit Cards Affect Credit
Picture this: You're scrolling through your phone, dreaming about that must-have new credit card with killer cash-back rewards, when...
EVERYTHING YOU NEED TO KNOW ABOUT
SAVINGS
The ultimate guides to getting 6 months worth of saving together and how to earn the most interest
13
Jul
Hampshire Trust ISA – Rates, Reviews, Benefits, & Fees
Picture this: you’re sipping on a cold craft brew at your favorite local hotspot, scrolling through your phone, and suddenly you stu...
31
Aug
Lincoln Financial 457(b) Plan – Reviews, Benefits, Fees & Ratings
Picture this: you’re scrolling through your favorite social feed when suddenly a financial plan pops up that makes you go, “Hmm, tha...
30
Aug
401GO 401(k) – Reviews, Benefits, Fees & Ratings
Picture this: Your future self, not buried under a pile of student loan debt or living off ramen, thanks to making savvy retirement ...
11
Jul
Best Home Improvement Loans: The Ultimate Guide
Ready to transform your humble abode without breaking the bank? Welcome to "Best Home Improvement Loans: The Ultimate Guide"—your ne...
13
Jul
Best Directed IRA Accounts in 2025
Ever wondered how your retirement savings could work as hard as you do? Welcome to the ultimate guide on the Best Directed IRA Accou...
13
Jul
Best Fixed Rate ISA Accounts in 2025
Picture this: It’s 2025, your bank app just pinged you with a stellar newsflash, and you’re grinning like you’ve just discovered the...
11
Jul
How Does Interest Work on a Car Loan?
Buckle up and get ready to hit the open road of financial enlightenment as we dive into the wild ride that is car loan interest. Pic...
31
Aug
Prudential 457(b) Plan – Reviews, Benefits, Fees & Ratings
Let’s face it: planning for retirement may not top your list of “super exciting” endeavors, but if you’re a millennial or Gen Zer lo...
13
Jul
Best Beneficiary IRA Accounts in 2025
Picture this: your grandma’s secret recipe for apple pie mixed with a savvy, forward-thinking retirement plan—that’s the kind of mag...
14
Jul
BitIRA – Reviews, Benefits, Fees & Ratings
So you’ve heard the buzz – BitIRA is the newest twist on the retirement game, blending crypto innovation with the classic IRA. If yo...
13
Jul
Beverley Building Society ISA – Rates, Reviews, Benefits, & Fees
Ever felt like your savings account is as outdated as a flip phone and in desperate need of a glow-up? Welcome to the ultimate guide...
31
Aug
Aspire Financial Services 457(b) Plan – Reviews, Benefits, Fees & Ratings
Ever wondered if your retirement plan could be as exciting as your favorite playlist? Welcome to the world of the Aspire Financial S...
EVERYTHING YOU NEED TO KNOW ABOUT
MORTGAGES & RENTING
Whether you're thinking of buying a new house or you're looking to make the most out of room, flat or house that you are renting
14
Jul
CHFA Vs FHA
Ever wondered if your dream of homeownership is a cosmic lottery or a well-organized game of "choose your own financial adventure"? ...
14
Jul
20 Year Mortgage Vs 30 Year Mortgage
Picture this: You're at a financial crossroads, coffee in hand, wondering whether to lock in a 20-year mortgage that promises a swif...
11
Jul
What Does It Mean When a Loan Is in Underwriting?
Picture this: you're on the fast track to financial freedom, visions of your dream home dancing in your head, when suddenly your loa...
11
Jul
What Is a Hard Money Loan?
Picture this: you're a savvy millennial or Gen Z trailblazer, scrolling through your favorite social feed when a friend drops a hot ...
11
Jul
When Can You Drop PMI on an FHA Loan?
Picture this: you've just snagged your very first home, and you're riding high on the wave of adulting like a pro—until you spot tha...
11
Jul
What is a Portfolio Loan?
Imagine your financial future as an epic adventure where every twist and turn could land you on a path to newfound freedom—or at the...
11
Jul
When Is the Best Time to Apply for a Mortgage?
Picture this: you’re scrolling through your favorite social feed, coffee in hand, and you suddenly wonder, “Is now the right time to...
11
Jul
What Happens if You Inherit a House With a Mortgage?
Inheriting a house might sound like winning the financial lottery—until you read the fine print and discover that the property comes...
11
Jul
What Is a Blanket Mortgage?
Ever had the feeling that your mortgage is too “one-size-fits-all” for your eclectic, modern life? Imagine if you could bundle multi...
14
Jul
Mortgage Charge Off Vs Foreclosure
Picture this: you’re scrolling through your favorite social feed on a lazy Sunday when suddenly financial jargon like “Mortgage Char...
11
Jul
What Is a Mortgage Statement?
Ever opened a piece of mail from your mortgage lender and thought, “What on earth is this paper trying to tell me?” Welcome to the w...
11
Jul
What Is a Purchase Money Mortgage?
Picture this: you’ve found your dream home—a quirky fixer-upper with exposed brick, artisanal coffee shops on every corner, and a ba...
EVERYTHING YOU NEED TO KNOW ABOUT
INVESTING & CRYPTO
Learn how to make your money grow using stocks & shares, crypto and other types of investments
11
Jul
How to Get a Business Loan With Bad Credit?
Ever felt like your credit score is the party pooper that stops your entrepreneurial dreams in their tracks? Getting a business loan...
11
Jul
How to Get a 401k Loan
Ever wonder if dipping into your 401k could be the secret sauce to funding that dream project—or maybe just getting you out of a fin...
30
Aug
Bond ETFs Vs Bonds
Ever felt like your investment choices are as confusing as deciphering a TikTok dance trend? Welcome to the battle of Bond ETFs vers...
11
Jul
How Long Does It Take to Get SBA Loan Once Approved?
Imagine waiting for your SBA loan to come through like waiting for your food delivery on a lazy Sunday—exciting at first, but that a...
31
Aug
Unchained Capital Crypto Lending Service – Reviews, Benefits & Fees
Picture a world where your crypto is not just a digital asset locked away in a cold wallet, but a dynamic fuel powering your financi...
31
Aug
ChangeNow Crypto Exchange – Reviews, Benefits & Fees
Imagine a world where buying, selling, and swapping your favorite cryptocurrencies is as effortless as ordering your go-to latte. We...
31
Aug
Decentraland Metaverse Crypto Coin – Reviews, Benefits & Fees
Picture a world where your digital avatar sips a neon latte in a bustling virtual marketplace, and your crypto wallet feels as vibra...
14
Jul
Acorns Vs Robinhood
Ever wondered whether Acorns or Robinhood should be your financial BFF? Welcome to the ultimate showdown where micro-investing meets...
31
Aug
Gemini Crypto Staking Service – Reviews, Benefits & Fees
Ever wondered how your crypto could work as hard as you do? Welcome to the world of Gemini Crypto Staking Service – the ultimate pla...
31
Aug
Coinbase Crypto Credit Card – Reviews, Benefits & Fees
Coinbase has recently announced the launch of their new Coinbase Crypto Credit Card. This card will allow users to spend their cryptocu...
30
Aug
Annuity Vs Mutual Fund
Ever felt like choosing between an annuity and a mutual fund is as confusing as deciding whether to binge-watch the latest series or...
31
Aug
Compound Finance Crypto Lending Service – Reviews, Benefits & Fees
Imagine a world where your crypto isn’t just sitting idly in a wallet—it’s hustling, growing, and working as hard as you do. Welcome...
Earth First...how we use our profits
Flik was founded to enrich the lives of billions of people whilst making the Earth a significantly better place. We exist to give people the knowledge they need to improve their finances & hopefully improve their lives.
Flik uses a “Give a man a fish and you feed him for a day. Teach him how to fish and you feed him for a lifetime” approach to our content.
Our mission is Earth First, we focus on the environment & the people who live on Earth.
Flik primary makes money though commercial partnerships and advertising. We use a portion of our profit to:
- Plant trees around the world
- Invest in sustainable farming projects
- Invest in projects that connect humans with the environment
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