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The Boredom-Free Zone
MOST PEOPLE LOVE THESE
Want to know more about credit cards, investing, property or savings without falling asleep?
10
Jul
My Date Says He Is An Investor. Is He Just Unemployed? What is Investing?
Let's face it, we've all been there, sitting on a date with someone who looks good, has a great smile but something just feels off! You...
10
Jul
Ballin! I’m Making 10% A Year. What Is An Index Fund?
Remember when that recently divorced, sweat-stained shirt maths teacher tried to get you to do mental maths, and you just though, "wtf ...
10
Jul
I Hate My Landlord – What’s The Minimum Credit Score for a Mortgage?
We’ve all had a bad landlord. But is yours the absolute worst? Do they make your blood boil when they demand constant inspections, rais...
10
Jul
The Ultimate Guide to Personal Loans
WOOHOO! LOANS! Wait. No. Look, we get it: Loans suck. No one likes going into debt, especially if it is for a stupid reason, li...
10
Jul
Car Loan Killing You? What is Refinancing a Car Loan?
Have you ever just sat at the petrol station, stared at the dashboard of your car and wondered, “why the fuck did I buy this this piece...
10
Jul
What The Hell is APR? Dummies Guide to APR for Personal Finance
So I was waiting for the train the other day and just found myself staring at this American Express credit card advert on the opposite ...
11
Jul
Need Cash? How Soon Can You Refinance a Mortgage?
Staring at your bank account and wondering if there’s a secret fast pass to extra cash? You’re not alone. Refinancing a mortgage has...
10
Jul
Bank Accounts All Look The Same, What Are The Different Types of Bank Accounts
Thinking of opening a new bank account but they all look pretty much the same right? Let's quick fly through some of the different type...
10
Jul
What The F**ck is Crypto? Dummies Guide to Cryptocurrency
Let's face it, everyone is talking about crypto at the moment! People are becoming millionaires, even more people are getting scammed a...
11
Jul
What Are the Requirements for a Construction Loan?
Ever wondered how you can transform your dream project—be it a modern loft, a quirky backyard studio, or that eco-friendly tiny hous...
10
Jul
The Credit Card Cheat Sheet: Everything You Need to Know About Credit Cards
Cash rewards, foreign transaction fees, your credit line – having or applying for a credit card can seem pretty confusing. But the trut...
10
Jul
The Best Credit Cards for Every Life Situation
So you got that shiny piece of plastic in your hand. Now you think you’re the king of the world with unlimited spending potential. King...
Picked By Fliksters
EDITORS CHOICE
We've curated some of our favourite personal finance posts that we feel will make your life that little bit better
10
Jul
There Are So Many Mortgages! What’s The Difference?
You've missed birthday dinners, holidays in Ibiza and messy nights out for the last 3 years & finally have all the money you need f...
10
Jul
Graduation Time? Best Credit Card for an 18-Year-Old High School Student
High School senior time! Colleges! Jobs! Other guys and girls! Adulthood! Debt! A terrible credit score! Wait. Crap. Those last two...
11
Jul
What is a Green Loan
Have you ever wondered if your financial choices could be as eco-friendly as that reusable water bottle you just can’t go a day with...
10
Jul
Bad Credit? Top 10 Credit Card Builders Reviews
Just a personal opinion, you can fight me on this one: Spiderman’s Uncle Ben should be on the cover of every credit card, sort of l...
10
Jul
My House is Making Me Poor! The Secret Costs of Running a House
Wondering why you seem to have less and less money at the end of every month? Swimming in a mini-paddling pool of bills, electricity, ...
10
Jul
Artist? How to Create An NFT? How to Make a NFT Art?
With all these entrepreneurs cashing in on NFTs (non-fungible tokens), it’s about time artists start making bank from their own art! No...
10
Jul
How To Get A Loan For A Semi Truck – The Semi Truck Driver Guide
Get ready to rev your engines and steer your financial future in the right direction! Whether you're a seasoned driver ready to elev...
12
Jul
Best Credit Cards For Doctors in 2025
Picture this: you’re a doctor on call, juggling patient charts and the latest medical breakthroughs, and you suddenly realize your c...
10
Jul
Bank Accounts All Look The Same, What Are The Different Types of Bank Accounts
Thinking of opening a new bank account but they all look pretty much the same right? Let's quick fly through some of the different type...
11
Jul
The Complete Guide to APR on Credit Cards: How It Works and What You Need to Know
Picture this: you've just swiped your card to grab an iced latte on a brisk morning, and while you're savoring that moment, a silent...
11
Jul
How to Short Crypto: Ultimate Crypto Short Selling Guide
So you want to know how to short crypto? In this guide, we will walk you through the process step-by-step. Shorting crypto can be a pro...
10
Jul
Jetsetter? Top 5 Credit Cards You Can Use Internationally
If you’re like 90% of people on Hinge & Tinder that love to travel, you’re probably fed up of having to go to the Bureau de Change ...
EVERYTHING YOU NEED TO KNOW ABOUT
CREDIT CARDS
Learn how to get the most out of your credit card and make your money work for you
05
Sep
Credit Cards For Utilities
Picture this: It’s the start of the month, and your utility bills are due. Instead of reaching for your wallet full of cash or juggl...
31
Aug
Amex Cards For Bad Credit
Don't let a bad credit score hold you back from enjoying the benefits of American Express (Amex) cards! Contrary to popular belief, the...
05
Sep
Creit Cards For Bad Credit
Ever felt like your credit score is that one friend who never shows up to the party? If your financial history has had more bumps th...
11
Jul
What Is Purchase APR on a Credit Card?
When you are looking for a new credit card, one of the most important things to look at is the purchase APR. This number tells you how ...
04
Sep
Credit Cards For ITIN Numbers
Imagine unlocking a world where your financial journey isn’t limited by a social security number but instead powered by your Individ...
01
Sep
Best Credit Cards For Doordash
Are you a savvy DoorDash user looking for ways to maximize your benefits when ordering food online? Look no further! In this article,...
12
Jul
Best Credit Cards For Newlyweds in 2025
If you're a newlywed, congratulations! Marriage is a big step in life and it's important to make sure that you are set up for success. ...
01
Sep
Best Credit Cards For Airline Miles With No Annual Fee
Are you a frequent traveler looking to maximize your rewards without shelling out money on annual fees? Or maybe you're just a savvy sp...
07
Sep
Prepaid Credit Cards For Bad Credit
Ever felt like your credit score is playing hard to get while you’re hustling to build a brighter financial future? Welcome to the w...
31
Aug
Best Business Credit Cards For Trucking Company
Attention trucking company owners and operators! Are you looking to save money on fuel, track driver expenses, and grow your business...
02
Sep
Best Credit Cards For Students With No Credit Reddit
Ever felt like the world of credit cards is a secret club where membership is reserved for those with a long, sparkling credit histo...
07
Sep
Merchant Number For Credit Cards
Ever wondered what magical number makes credit card transactions tick? Buckle up, because we're about to dive into the captivating w...
EVERYTHING YOU NEED TO KNOW ABOUT
SAVINGS
The ultimate guides to getting 6 months worth of saving together and how to earn the most interest
13
Jul
M and G Securities ISA – Rates, Reviews, Benefits, & Fees
Hey there, savvy saver! Grab your favorite iced coffee and settle in—we’re about to embark on a bold journey through the world of M ...
13
Jul
Investment ISA: Benefits, Fees, Rates & Key Information
So you’ve heard about Investment ISAs and you’re wondering if they’re the secret sauce to financial freedom—or just another confusin...
13
Jul
James Sharp ISA – Rates, Reviews, Benefits, & Fees
Ready to dive into the world of financial empowerment with a twist? Meet the James Sharp ISA—a modern, flexible Individual Savings A...
13
Jul
Contribution (DC): Benefits, Fees & Key Information
Ever wondered how your money could be working smarter, not harder? Welcome to the world of Contribution (DC): Benefits, Fees & K...
13
Jul
Best Spousal IRA Accounts in 2025
Picture this: It’s 2025, your financial future is clearer than your Instagram feed on a good lighting day, and you’ve just discovere...
13
Jul
BMO ISA – Rates, Reviews, Benefits, & Fees
Ever wondered how to level up your financial game with a tool that’s as forward-thinking and savvy as you are? Welcome to the world ...
30
Aug
Benefits Square 401(k) – Reviews, Benefits, Fees & Ratings
Ever wondered if your 401(k) plan could be as exciting as your favorite playlist? Welcome to the world of Benefits Square 401(k) – a...
30
Aug
NS Capital 401(k) – Reviews, Benefits, Fees & Ratings
Picture your financial future as a wild adventure, full of twists, turns, and unexpected treasures hidden around every corner. Enter...
30
Aug
401K GPS – Reviews, Benefits, Fees & Ratings
Ready to navigate your financial future with a tool that speaks your language? Welcome to our in-depth guide on 401K GPS – the savvy...
31
Aug
Principal Financial 457(b) Plan – Reviews, Benefits, Fees & Ratings
Picture this: You’re scrolling through your favorite app, sipping on your artisanal iced coffee, and suddenly you stumble upon a ret...
31
Aug
Lincoln Financial 457(b) Plan – Reviews, Benefits, Fees & Ratings
Picture this: you’re scrolling through your favorite social feed when suddenly a financial plan pops up that makes you go, “Hmm, tha...
30
Aug
Tag Resources 401(k) – Reviews, Benefits, Fees & Ratings
Ever wondered how to turn your retirement savings into a powerhouse that works hard while you’re busy binge-watching your favorite s...
EVERYTHING YOU NEED TO KNOW ABOUT
MORTGAGES & RENTING
Whether you're thinking of buying a new house or you're looking to make the most out of room, flat or house that you are renting
11
Jul
What Is Hazard Insurance on a Mortgage?
Picture this: you’ve just snagged your dream home, your bank account is buzzing with excitement, and then—bam!—the lender reminds yo...
30
Aug
Fee Simple Vs Life Estate
Ever sat down with your favorite cup of cold brew and thought, “How on earth do I own property without turning my life upside down?”...
11
Jul
What Is a Loan Origination Fee?
Picture this: you're ready to dive into the world of homeownership or perhaps you’re eyeing that new business venture, and suddenly ...
11
Jul
Freedom? How to Pay Off a Mortgage Faster
Imagine unlocking the door to financial freedom, tossing your mortgage statement out the window, and finally living life on your own...
14
Jul
Home Equity Loan Vs 401k Loan
Deciding between a Home Equity Loan and a 401k Loan can feel a bit like choosing between avocado toast and a trendy oat milk latte—e...
30
Aug
Ishares ETF Vs Vanguard ETF
Ever found yourself scrolling through endless financial advice on social media, only to wonder if you're missing out on the ultimate...
12
Jul
What Loans Are Covered by HMDA?
Ever wondered if your dreams of owning a home are intertwined with a secret code that only financial insiders speak? Welcome to the ...
10
Jul
How Long Does Escrow Take in California?
Picture this: you’re on the verge of buying your dream home in sunny California, and you’ve just sealed the deal with an offer that ...
11
Jul
How to Get a Loan to Build a House
Picture this: a house built from your wildest dreams, a space that screams your individuality, where every brick and beam echoes you...
11
Jul
What Is a Subprime Mortgage?
Ever stumbled upon a term like “subprime mortgage” while scrolling through financial jargon that feels more at home in a sci-fi nove...
10
Jul
My House is Making Me Poor! The Secret Costs of Running a House
Wondering why you seem to have less and less money at the end of every month? Swimming in a mini-paddling pool of bills, electricity, ...
10
Jul
How to Apply for a FHA loan in Texas?
So, you're thinking about diving into the world of homeownership in the Lone Star State and wondering, “How the heck do I apply for ...
EVERYTHING YOU NEED TO KNOW ABOUT
INVESTING & CRYPTO
Learn how to make your money grow using stocks & shares, crypto and other types of investments
30
Aug
Bond ETFs Vs Bonds
Ever felt like your investment choices are as confusing as deciphering a TikTok dance trend? Welcome to the battle of Bond ETFs vers...
31
Aug
FixedFloat Crypto Exchange – Reviews, Benefits & Fees
Imagine stepping into the vibrant world of cryptocurrency, where making smart financial moves is as cool as your favorite meme and a...
31
Aug
Voyager Crypto Exchange – Reviews, Benefits & Fees
Picture this: you’re scrolling through your phone, sipping on your iced coffee, and suddenly you stumble upon a platform that promis...
11
Jul
How to Read Crypto Charts: Everything You Need to Know
If you're looking to invest in cryptocurrencies, it's important that you know how to read the charts. In this blog post, we'll teach yo...
11
Jul
How to Apply for an SBA Loan: A Beginner’s Guide
So you’ve decided to take the plunge and explore the world of SBA loans, but the application process feels like deciphering hierogly...
14
Jul
iTrustCapital IRA – Reviews, Benefits, Fees & Ratings
Have you ever thought about giving your retirement savings a cool, modern twist? If you’re a millennial or Gen Z investor who’s tire...
31
Aug
Oasis Borrow Crypto Lending Service – Reviews, Benefits & Fees
Ever wondered what it would be like to put your crypto assets to work while you sit back and sip on an iced latte? Welcome to the wo...
14
Jul
Brokerage Account Vs IRA
Ever wondered if your money should party in a Brokerage Account or chill in an IRA? Picture it like choosing between an all-night mu...
10
Jul
Ballin! I’m Making 10% A Year. What Is An Index Fund?
Remember when that recently divorced, sweat-stained shirt maths teacher tried to get you to do mental maths, and you just though, "wtf ...
30
Aug
FERS Survivor Annuity Vs FERS Life Insurance
Navigating the intricate world of federal benefits can feel like deciphering an ancient treasure map without a compass—especially wh...
30
Aug
Schwab ETFS Vs Vanguard ETFS
Looking to navigate the turbulent waters of ETF investing but feeling like you’re stuck between a rock and a hard place? Welcome to ...
10
Jul
7 Books That Will Make You TikTok Star Rich: The Best Personal Finance Books of All Time
Can’t dance? Don’t feel like prancing around your room all day like an idiot and becoming a TikTok Star? You’re not alone! Luckily ther...
Earth First...how we use our profits
Flik was founded to enrich the lives of billions of people whilst making the Earth a significantly better place. We exist to give people the knowledge they need to improve their finances & hopefully improve their lives.
Flik uses a “Give a man a fish and you feed him for a day. Teach him how to fish and you feed him for a lifetime” approach to our content.
Our mission is Earth First, we focus on the environment & the people who live on Earth.
Flik primary makes money though commercial partnerships and advertising. We use a portion of our profit to:
- Plant trees around the world
- Invest in sustainable farming projects
- Invest in projects that connect humans with the environment
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