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The Boredom-Free Zone
MOST PEOPLE LOVE THESE
Want to know more about credit cards, investing, property or savings without falling asleep?
10
Jul
Car Loan Killing You? What is Refinancing a Car Loan?
Have you ever just sat at the petrol station, stared at the dashboard of your car and wondered, “why the fuck did I buy this this piece...
11
Jul
What Are the Requirements for a Construction Loan?
Ever wondered how you can transform your dream project—be it a modern loft, a quirky backyard studio, or that eco-friendly tiny hous...
10
Jul
The Credit Card Cheat Sheet: Everything You Need to Know About Credit Cards
Cash rewards, foreign transaction fees, your credit line – having or applying for a credit card can seem pretty confusing. But the trut...
10
Jul
She Crossed The Line. Mums Annoying Me! I’m Moving Out
Who the hell hoovers at 8am on a Sunday Morning? My mum, that’s who. It’s like she is trying to catch the dust & dirt hungover &...
10
Jul
7 Books That Will Make You TikTok Star Rich: The Best Personal Finance Books of All Time
Can’t dance? Don’t feel like prancing around your room all day like an idiot and becoming a TikTok Star? You’re not alone! Luckily ther...
10
Jul
The Best Credit Cards for Every Life Situation
So you got that shiny piece of plastic in your hand. Now you think you’re the king of the world with unlimited spending potential. King...
10
Jul
What The F**ck is Crypto? Dummies Guide to Cryptocurrency
Let's face it, everyone is talking about crypto at the moment! People are becoming millionaires, even more people are getting scammed a...
31
Aug
Gemini Crypto Credit Card – Reviews, Benefits & Fees
If you are looking for a way to spend your cryptocurrency, the Gemini Crypto Credit Card may be the perfect solution for you! This card...
10
Jul
My Date Says He Is An Investor. Is He Just Unemployed? What is Investing?
Let's face it, we've all been there, sitting on a date with someone who looks good, has a great smile but something just feels off! You...
10
Jul
I Hate My Landlord – What’s The Minimum Credit Score for a Mortgage?
We’ve all had a bad landlord. But is yours the absolute worst? Do they make your blood boil when they demand constant inspections, rais...
10
Jul
I Can Barely Afford My Rent. What The Hell is Council Tax?
Ever got to the end of the month and barely found enough money to pay your rent? Then, that annoying house mate with the shrill voice, ...
10
Jul
Bank Accounts All Look The Same, What Are The Different Types of Bank Accounts
Thinking of opening a new bank account but they all look pretty much the same right? Let's quick fly through some of the different type...
Picked By Fliksters
EDITORS CHOICE
We've curated some of our favourite personal finance posts that we feel will make your life that little bit better
10
Jul
I Hate My Landlord – What’s The Minimum Credit Score for a Mortgage?
We’ve all had a bad landlord. But is yours the absolute worst? Do they make your blood boil when they demand constant inspections, rais...
11
Jul
How to Short Crypto: Ultimate Crypto Short Selling Guide
So you want to know how to short crypto? In this guide, we will walk you through the process step-by-step. Shorting crypto can be a pro...
10
Jul
Saving Sucks & Is For Losers. Simple
Yeah I said it, saving is for complete losers who wait until the green man flashes and the "you can now walk" sound goes off before the...
11
Jul
Buying a New Home? What Percent of Income Should Go to Your Mortgage?
Ready to get out of your current ‘less-than-ideal’ renting situation and buy your own home? If you shouted ‘yes!’ before you finished r...
10
Jul
Artist? How to Create An NFT? How to Make a NFT Art?
With all these entrepreneurs cashing in on NFTs (non-fungible tokens), it’s about time artists start making bank from their own art! No...
11
Jul
The Complete Guide to APR on Credit Cards: How It Works and What You Need to Know
Picture this: you've just swiped your card to grab an iced latte on a brisk morning, and while you're savoring that moment, a silent...
10
Jul
What The Hell is APR? Dummies Guide to APR for Personal Finance
So I was waiting for the train the other day and just found myself staring at this American Express credit card advert on the opposite ...
10
Jul
Graduation Time? Best Credit Card for an 18-Year-Old High School Student
High School senior time! Colleges! Jobs! Other guys and girls! Adulthood! Debt! A terrible credit score! Wait. Crap. Those last two...
10
Jul
The Ultimate Guide to Personal Loans
WOOHOO! LOANS! Wait. No. Look, we get it: Loans suck. No one likes going into debt, especially if it is for a stupid reason, li...
12
Jul
Best Credit Cards For Doctors in 2025
Picture this: you’re a doctor on call, juggling patient charts and the latest medical breakthroughs, and you suddenly realize your c...
31
Aug
Betterment 403(b) – Reviews, Benefits, Fees & Ratings
Ever imagine a retirement account that feels as fresh as your favorite indie playlist and as user-friendly as your go-to social medi...
10
Jul
Hard Credit Search, Soft Credit Searches What Is All This Crap?
When has something soft ever been a good thing? So you’re probably reading this because you decided you're going to put your grown-up b...
EVERYTHING YOU NEED TO KNOW ABOUT
CREDIT CARDS
Learn how to get the most out of your credit card and make your money work for you
09
Sep
Tracking Stickers For Credit Cards
Ever wished your credit card could do more than just pay for your favorite avocado toast? Enter the world of tracking stickers for c...
04
Sep
Credit Cards For High School Students With No Credit History
Welcome aboard the wild ride of your financial future—where the plastic in your wallet isn’t just a piece of shiny magic, but a tick...
04
Sep
Credit Cards For Bad Credit No Deposit Instant Approval
So you've hit a rough patch with credit, and the idea of endless deposit requirements or long waiting periods for approval makes you...
05
Sep
Credit Cards To Use For Subscriptions
Picture this: you’re scrolling through your favorite streaming service, binge-watching that new series, and then you get a notificat...
06
Sep
Does Walmart Check Id For Credit Cards
You’ve been scrolling through Walmart’s website at 2 AM, wondering if that shiny new credit card offer is too good to be true—and wh...
01
Sep
Best Credit Cards For Couples
When it comes to managing finances, many couples often face the challenge of finding the right credit cards to meet their needs and h...
02
Sep
Best Credit Cards For Resident Physicians
Welcome, resident physicians and financially savvy millennials—if you’ve ever dreamed of a credit card that speaks your language as ...
05
Sep
Credit Scores Needed For Chase Credit Cards
Ready to decode the mystery behind those elusive numbers and unlock a world of premium benefits with Chase credit cards? If you’ve e...
12
Jul
Best Credit Cards For Utilities in 2025
Picture this: it's 2025, you've just finished binge-watching your favorite series on a lazy Saturday, and you realize—it’s time to p...
02
Sep
Best Credit Cards For Vegas
Ready to roll the dice on your financial future? In the dazzling desert oasis of Las Vegas, where neon lights meet high stakes and e...
04
Sep
Credit Cards For A Credit Score Of 600
Ever had that sinking feeling when you check your credit score and it feels like you're stuck in the middle of a financial limbo? We...
01
Sep
Best Cards For Excellent Credit
Have you worked hard to attain and maintain an excellent credit score? Having excellent credit opens the doors to some of the best c...
EVERYTHING YOU NEED TO KNOW ABOUT
SAVINGS
The ultimate guides to getting 6 months worth of saving together and how to earn the most interest
11
Jul
What is a Jumbo Loan? (Updated for 2022 & 2025)
Ever found yourself daydreaming about your future dream home—only to be halted by the thought of traditional mortgages? Well, let’s ...
30
Aug
CEFEX 401(k) – Reviews, Benefits, Fees & Ratings
Picture this: you’re scrolling through your feed, debating whether avocado toast is truly overrated, when suddenly you stumble upon ...
13
Jul
Investment ISA: Benefits, Fees, Rates & Key Information
So you’ve heard about Investment ISAs and you’re wondering if they’re the secret sauce to financial freedom—or just another confusin...
13
Jul
Peer-to-Peer Lending ISA: Benefits, Fees & Key Information
Picture this: you’re at your favorite coffee shop, latte in hand, scrolling through your phone and dreaming about a future where you...
13
Jul
Contribution (DC): Benefits, Fees & Key Information
Ever wondered how your money could be working smarter, not harder? Welcome to the world of Contribution (DC): Benefits, Fees & K...
13
Jul
Liverpool Victoria ISA – Rates, Reviews, Benefits, & Fees
Welcome to the ultimate guide to the Liverpool Victoria ISA – a smart, tax-efficient savings account that’s winning hearts (and port...
10
Jul
Car Loan Killing You? What is Refinancing a Car Loan?
Have you ever just sat at the petrol station, stared at the dashboard of your car and wondered, “why the fuck did I buy this this piece...
11
Jul
Can I Get a Car With Bad Credit?
So, you’re wondering, “Can I get a car with bad credit?” Buckle up, because you're about to embark on a wild ride through the world ...
13
Jul
Share Credit ISA – Rates, Reviews, Benefits, & Fees
Ever wondered how to level up your financial game with a tool that's as savvy as you are? Meet the Share Credit ISA—a financial powe...
13
Jul
Best Property ISA Accounts in 2025
Ready to dive into the fascinating world where game-changing tax benefits meet smart, modern property investing? Picture a landscape...
13
Jul
Best Beneficiary IRA Accounts in 2025
Picture this: your grandma’s secret recipe for apple pie mixed with a savvy, forward-thinking retirement plan—that’s the kind of mag...
31
Aug
Ascensus 457(b) Plan – Reviews, Benefits, Fees & Ratings
Ever felt like planning your retirement is as confusing as understanding the latest TikTok trend? Well, brace yourself—because the A...
EVERYTHING YOU NEED TO KNOW ABOUT
MORTGAGES & RENTING
Whether you're thinking of buying a new house or you're looking to make the most out of room, flat or house that you are renting
12
Jul
What Is Mortgage Insurance: The Simple Guide
Ever wondered why you sometimes feel like you’re paying extra for something you never even ordered? Welcome to the quirky world of m...
12
Jul
What Loans Are Covered by RESPA?
Picture this: you're scrolling through your favorite social feed when you suddenly stumble upon a post about RESPA—yep, the Real Est...
11
Jul
How Long to Close FHA Loan After Appraisal?
Imagine navigating the maze of home financing with the precision of a seasoned gamer—each level unlocking new challenges and rewards...
11
Jul
What Is an Interest Only Loan?
Ever wondered how some folks seem to live large now and pay later, all while keeping their wallets surprisingly happy? Interest only...
14
Jul
Right of Survivorship Vs Tenants in Common
Ever been caught in the middle of a heated debate over who gets the last slice of pizza, only to realize that when it comes to ownin...
12
Jul
How to Compare Mortgage Lenders
Ever feel like choosing a mortgage lender is as confusing as decoding your favorite meme’s hidden meaning? Welcome to the ultimate, ...
14
Jul
Mortgage Commitment Letter Vs Clear to Close
If you're navigating the treacherous waters of home buying and your inbox is suddenly flooded with terms like "Mortgage Commitment L...
12
Jul
How to Transfer Ownership of a House With a Mortgage
Picture this: you’re scrolling through your favorite social feed and suddenly realize you’d love to swap your house with a pal—or ev...
11
Jul
How to Shop for Mortgage Rates: Essential Guide
Ever feel like shopping for a new pair of kicks is easier than navigating the wild world of mortgage rates? You're not alone. Welcom...
14
Jul
Grant Deed Vs Deed of Trust
Picture this: you’re scrolling through real estate listings on your phone, dreaming of your very own pad—be it a sleek loft downtown...
30
Aug
Land Trust Vs LLC
Picture this: you’re scrolling through your favorite finance blog with your coffee in hand, trying to unravel the mysteries of real ...
14
Jul
Mortgage Vs Deed of Trust
Ever found yourself tangled in the confusing world of home financing, wondering whether a mortgage or a deed of trust is the ultimat...
EVERYTHING YOU NEED TO KNOW ABOUT
INVESTING & CRYPTO
Learn how to make your money grow using stocks & shares, crypto and other types of investments
31
Aug
Voyager Crypto Exchange – Reviews, Benefits & Fees
Picture this: you’re scrolling through your phone, sipping on your iced coffee, and suddenly you stumble upon a platform that promis...
30
Aug
Stocks Vs ETFs
When it comes to personal finance, there are a lot of different options to choose from. One important decision that you will have to ma...
31
Aug
Aave Crypto Lending Service – Reviews, Benefits & Fees
Picture this: you've got a stash of crypto, and instead of letting it sit idly by, you decide to put it to work—earning interest whi...
14
Jul
BitIRA – Reviews, Benefits, Fees & Ratings
So you’ve heard the buzz – BitIRA is the newest twist on the retirement game, blending crypto innovation with the classic IRA. If yo...
14
Jul
iTrustCapital IRA – Reviews, Benefits, Fees & Ratings
Have you ever thought about giving your retirement savings a cool, modern twist? If you’re a millennial or Gen Z investor who’s tire...
30
Aug
UIT Vs ETF
Picture this: your money is at a party, and the DJ needs to choose the perfect playlist. On one side, you've got UITs—the dependable...
31
Aug
Axie Infinity Metaverse Crypto Coin – Reviews, Benefits & Fees
Ever wondered what happens when a blockchain game meets the futuristic buzz of the metaverse? Welcome to the wild universe of Axie I...
31
Aug
Compound Finance Crypto Lending Service – Reviews, Benefits & Fees
Imagine a world where your crypto isn’t just sitting idly in a wallet—it’s hustling, growing, and working as hard as you do. Welcome...
31
Aug
Coinbase Crypto Staking Service – Reviews, Benefits & Fees
Ever wondered if your crypto could work as hard as you do? Welcome to the fascinating and sometimes quirky world of Coinbase Crypto ...
31
Aug
Nexo Crypto Lending Service – Reviews, Benefits & Fees
Ever wondered what it feels like to have your crypto working for you instead of just sitting pretty in a cold digital wallet? Welcom...
31
Aug
eToro Crypto Exchange – Reviews, Benefits & Fees
Ready to dive into the world of digital money magic? With eToro Crypto Exchange at the helm, trading cryptocurrencies is no longer j...
13
Jul
Cryptocurrency IRA: Benefits, Fees & Everything You Need to Know
Ever wondered if you could harness the wild energy of cryptocurrency together with the tax-savvy benefits of an IRA? Well, strap in,...
Earth First...how we use our profits
Flik was founded to enrich the lives of billions of people whilst making the Earth a significantly better place. We exist to give people the knowledge they need to improve their finances & hopefully improve their lives.
Flik uses a “Give a man a fish and you feed him for a day. Teach him how to fish and you feed him for a lifetime” approach to our content.
Our mission is Earth First, we focus on the environment & the people who live on Earth.
Flik primary makes money though commercial partnerships and advertising. We use a portion of our profit to:
- Plant trees around the world
- Invest in sustainable farming projects
- Invest in projects that connect humans with the environment
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