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The Boredom-Free Zone
MOST PEOPLE LOVE THESE
Want to know more about credit cards, investing, property or savings without falling asleep?
10
Jul
The Credit Card Cheat Sheet: Everything You Need to Know About Credit Cards
Cash rewards, foreign transaction fees, your credit line – having or applying for a credit card can seem pretty confusing. But the trut...
10
Jul
The Best Credit Cards for Every Life Situation
So you got that shiny piece of plastic in your hand. Now you think you’re the king of the world with unlimited spending potential. King...
10
Jul
Bank Accounts All Look The Same, What Are The Different Types of Bank Accounts
Thinking of opening a new bank account but they all look pretty much the same right? Let's quick fly through some of the different type...
11
Jul
Free Travel? How do Miles Work on Credit Cards
3000+ word pillar page titled ""What is a Grace Period on a Credit Card?"" that is engaging
10
Jul
She Crossed The Line. Mums Annoying Me! I’m Moving Out
Who the hell hoovers at 8am on a Sunday Morning? My mum, that’s who. It’s like she is trying to catch the dust & dirt hungover &...
10
Jul
Ballin! I’m Making 10% A Year. What Is An Index Fund?
Remember when that recently divorced, sweat-stained shirt maths teacher tried to get you to do mental maths, and you just though, "wtf ...
10
Jul
I’ve Got a Dog. I’m Responsible. Should I Get a Credit Card?
You've got your little dog, she's happy, holiday booked, nice little car, flat and finally feel like you're adulting! One question that...
11
Jul
Need Cash? How Soon Can You Refinance a Mortgage?
Staring at your bank account and wondering if there’s a secret fast pass to extra cash? You’re not alone. Refinancing a mortgage has...
10
Jul
My Date Says He Is An Investor. Is He Just Unemployed? What is Investing?
Let's face it, we've all been there, sitting on a date with someone who looks good, has a great smile but something just feels off! You...
10
Jul
What The F**ck is Crypto? Dummies Guide to Cryptocurrency
Let's face it, everyone is talking about crypto at the moment! People are becoming millionaires, even more people are getting scammed a...
10
Jul
How To Get a $1000 Loan – The Personal Loan Cheat Sheet
Oh, look. Your car. It's on fire. Wait. That's not good. Put it out!! PUT IT OUT! Once the fire department is gone, you see the...
10
Jul
This Idiot Said I Had a Default, Screw Him
So what, I like buying things I can’t afford! I use my credit card for lines, clothes and buying drinks at Hackney warehouse parties. T...
Picked By Fliksters
EDITORS CHOICE
We've curated some of our favourite personal finance posts that we feel will make your life that little bit better
10
Jul
The Ultimate Guide to Personal Loans
WOOHOO! LOANS! Wait. No. Look, we get it: Loans suck. No one likes going into debt, especially if it is for a stupid reason, li...
10
Jul
Credit Card FAQ: Answers to All the Popular and Random Questions
If you're like most people, there are a lot of questions about credit cards that you have but don't know who to ask. You're not alone! ...
10
Jul
How To Get A Loan For A Semi Truck – The Semi Truck Driver Guide
Get ready to rev your engines and steer your financial future in the right direction! Whether you're a seasoned driver ready to elev...
10
Jul
Graduation Time? Best Credit Card for an 18-Year-Old High School Student
High School senior time! Colleges! Jobs! Other guys and girls! Adulthood! Debt! A terrible credit score! Wait. Crap. Those last two...
10
Jul
Bank Accounts All Look The Same, What Are The Different Types of Bank Accounts
Thinking of opening a new bank account but they all look pretty much the same right? Let's quick fly through some of the different type...
31
Aug
Betterment 403(b) – Reviews, Benefits, Fees & Ratings
Ever imagine a retirement account that feels as fresh as your favorite indie playlist and as user-friendly as your go-to social medi...
10
Jul
Artist? How to Create An NFT? How to Make a NFT Art?
With all these entrepreneurs cashing in on NFTs (non-fungible tokens), it’s about time artists start making bank from their own art! No...
10
Jul
There Are So Many Mortgages! What’s The Difference?
You've missed birthday dinners, holidays in Ibiza and messy nights out for the last 3 years & finally have all the money you need f...
11
Jul
Buying a New Home? What Percent of Income Should Go to Your Mortgage?
Ready to get out of your current ‘less-than-ideal’ renting situation and buy your own home? If you shouted ‘yes!’ before you finished r...
12
Jul
Best Credit Cards For Doctors in 2025
Picture this: you’re a doctor on call, juggling patient charts and the latest medical breakthroughs, and you suddenly realize your c...
11
Jul
How to Short Crypto: Ultimate Crypto Short Selling Guide
So you want to know how to short crypto? In this guide, we will walk you through the process step-by-step. Shorting crypto can be a pro...
10
Jul
7 Books That Will Make You TikTok Star Rich: The Best Personal Finance Books of All Time
Can’t dance? Don’t feel like prancing around your room all day like an idiot and becoming a TikTok Star? You’re not alone! Luckily ther...
EVERYTHING YOU NEED TO KNOW ABOUT
CREDIT CARDS
Learn how to get the most out of your credit card and make your money work for you
07
Sep
Is It Bad To Apply For Credit Cards
You know the drill—scrolling through your phone, noticing that shiny new credit card with all its promises, only to pause and wonder...
09
Sep
USAA Credit Cards For Fair Credit
Picture this: You're cruising through life, juggling student loans, unexpected expenses, and a desire to upgrade from instant noodle...
07
Sep
Prepaid Credit Cards For International Purchases
Picture this: you're strolling through a vibrant market in Bangkok or sipping an espresso in a quaint Parisian café, and your wallet...
02
Sep
Best Wallets For Credit Cards
Ever had that sinking feeling when your wallet refuses to cooperate, causing a mini freak-out just before you make a purchase? Welco...
04
Sep
Credit Cards For Business Start Up
So you’re about to kickstart your dream business, but your piggy bank is looking more like a sad little trinket jar than a treasure ...
04
Sep
Credit Cards For LLC Companies
So, you’ve set up your LLC, got the dreams and hustle, and now you're wondering if a business credit card could be your ultimate sid...
12
Jul
Best Credit Cards For Entertainment in 2025
Ready to level up your lifestyle with a credit card that not only funds your adventures but also treats you like the VIP you are? We...
02
Sep
Best Credit Cards For Kids
Picture this: Your kiddo just discovered the magical world of plastic money and you’re wondering, “Should we let them have a credit ...
02
Sep
Best Retail Credit Cards For Bad Credit
Ever found yourself hustling through a clearance sale with a budget tighter than your jeans after Thanksgiving, all while knowing yo...
08
Sep
Secured Credit Cards For Business
Picture this: you’re a savvy entrepreneur juggling budgets, brainstorming brilliant ideas, and still trying to figure out how to bui...
08
Sep
Store Credit Cards For Bad Credit
Picture this: You stroll into your favorite store, eyes wide with excitement at a killer new pair of sneakers, but then reality hits...
10
Jul
What Credit Bureau Does Discover Use For Credit Cards
Ready to get real about your credit score and the mysterious world of credit bureaus? If you’ve ever wondered what credit bureau Dis...
EVERYTHING YOU NEED TO KNOW ABOUT
SAVINGS
The ultimate guides to getting 6 months worth of saving together and how to earn the most interest
14
Jul
Payroll Deduction IRA: Benefits, Fees & Everything You Need to Know
So, you’ve finally decided to get your money’s act together without sacrificing your avocado toast habit—and welcome to the world of...
13
Jul
Halifax Junior ISA – Rates, Reviews, Benefits, & Fees
Picture this: you’re chilling on a beanbag with your favorite avocado toast in hand, scrolling through your phone and wondering, “Ho...
10
Jul
What is a Spot Loan?
Picture this: it’s a sunny afternoon, you're scrolling through social media, and you come across a post about a “spot loan” – a term...
14
Jul
Best 457(b) Accounts
Hey there, future financial rockstar! Ready to dive into one of the best-kept secrets of the retirement planning world? If you’ve ev...
12
Jul
Loans With No Credit Check: Everything You Need to Know
Ever found yourself in a financial pickle and wondered if there’s a way to secure some quick cash without that pesky credit check in...
30
Aug
Transamerica Retirement Solutions 403(b) – Reviews, Benefits, Fees & Ratings
Ready to give your retirement planning a glow-up? Say hello to Transamerica Retirement Solutions 403(b) – a powerhouse option that’s...
13
Jul
Kingston Unity Credit Union ISA – Rates, Reviews, Benefits, & Fees
If you've ever wished your savings account could be as dynamic and trendsetting as your favorite social media influencer, then strap...
11
Jul
How Do Business Loans Work?
Picture this: you’ve got a killer idea for a startup, a passion project that could light up the business world like a supernova, but...
14
Jul
401k Vs Stocks
Ever felt like your financial life is a never-ending episode of "The Great Debate" – 401k vs Stocks – where both sides shout good po...
10
Jul
5 Ways To Improve Your Credit Score
Ever wondered how your credit score could be the secret sauce to unlocking epic financial adventures? Whether you're dreaming of you...
11
Jul
How Long Does It Take to Get SBA Loan Once Approved?
Imagine waiting for your SBA loan to come through like waiting for your food delivery on a lazy Sunday—exciting at first, but that a...
13
Jul
Leek United Building Society ISA – Rates, Reviews, Benefits, & Fees
Ready to dive into a money-making adventure that’s as exciting as the latest viral meme? Welcome to the ultimate guide on the Leek U...
EVERYTHING YOU NEED TO KNOW ABOUT
MORTGAGES & RENTING
Whether you're thinking of buying a new house or you're looking to make the most out of room, flat or house that you are renting
11
Jul
How to Apply for a USDA Loan
So you've heard whispers of the magical USDA Loan, the secret passageway to affordable rural living and financial freedom—almost lik...
11
Jul
What Is a Mortgage Credit Certificate?
Ever wondered if you could get a little financial magic sprinkled on your journey to homeownership? Picture this: you snag a sleek n...
12
Jul
What Is Mortgage Underwriting?
Ready to decode the mysterious world of mortgage underwriting? Think of it as the behind‑the‑scenes magic that turns your dream of h...
11
Jul
Need Cash? How Soon Can You Refinance a Mortgage?
Staring at your bank account and wondering if there’s a secret fast pass to extra cash? You’re not alone. Refinancing a mortgage has...
11
Jul
What Is a Bridge Loan Mortgage?
Picture this: you're at the crossroads of your dream home purchase and the lingering memories of your current crib, and you need a f...
12
Jul
Who Loans Money on Manufactured Homes?
Ever wondered who’s behind the curtain when it comes to financing those charming manufactured homes? Well, buckle up because we’re a...
11
Jul
How Does a Second Mortgage Work?
Picture this: you're cruising through life when suddenly you realize your dream home isn’t just a castle of memories—it’s also a vau...
11
Jul
When Is the Best Time to Apply for a Mortgage?
Picture this: you’re scrolling through your favorite social feed, coffee in hand, and you suddenly wonder, “Is now the right time to...
11
Jul
How Many Mortgages Can You Have?
Ever found yourself wondering if you could juggle more mortgages than a circus clown juggles flaming torches? Welcome to the realm o...
10
Jul
What is Considered a Jumbo Loan in California?
Ever found yourself staring at the soaring home prices in California and wondering if that mortgage is going to require a jumbo-size...
14
Jul
Right of Survivorship Vs Tenants in Common
Ever been caught in the middle of a heated debate over who gets the last slice of pizza, only to realize that when it comes to ownin...
10
Jul
How to Apply for a FHA loan in Texas?
So, you're thinking about diving into the world of homeownership in the Lone Star State and wondering, “How the heck do I apply for ...
EVERYTHING YOU NEED TO KNOW ABOUT
INVESTING & CRYPTO
Learn how to make your money grow using stocks & shares, crypto and other types of investments
31
Aug
Interactive Brokers Crypto Exchange – Reviews, Benefits & Fees
Ever wondered if a crypto exchange could be as slick as your favorite streaming service and as transparent as that cool friend who a...
11
Jul
How to Apply for an SBA Loan: A Beginner’s Guide
So you’ve decided to take the plunge and explore the world of SBA loans, but the application process feels like deciphering hierogly...
31
Aug
eToro Crypto Staking Service – Reviews, Benefits & Fees
Ready to flex your digital wallet while earning passive crypto rewards? Welcome to the dazzling realm of eToro Crypto Staking Servic...
31
Aug
Kraken Crypto Exchange – Reviews, Benefits & Fees
Ready to dive into the brave, bold, and occasionally bewildering world of cryptocurrency? If you’re a millennial or Gen Z adventurer...
30
Aug
Annuity Vs Mutual Fund
Ever felt like choosing between an annuity and a mutual fund is as confusing as deciding whether to binge-watch the latest series or...
31
Aug
Coinbase Crypto Staking Service – Reviews, Benefits & Fees
Ever wondered if your crypto could work as hard as you do? Welcome to the fascinating and sometimes quirky world of Coinbase Crypto ...
31
Aug
Cudo Miner Bitcoin Miner – Reviews, Benefits & Prices
Ready to jump into the crypto mining game with a twist of humor and a sprinkle of financial savvy? Buckle up, because we’re about to...
10
Jul
What The F**ck is Crypto? Dummies Guide to Cryptocurrency
Let's face it, everyone is talking about crypto at the moment! People are becoming millionaires, even more people are getting scammed a...
11
Jul
How to Get an SBA Loan
So, you’re dreaming of launching that epic startup, opening your own food truck empire, or finally turning your passion for artisan ...
31
Aug
Aave Crypto Lending Service – Reviews, Benefits & Fees
Picture this: you've got a stash of crypto, and instead of letting it sit idly by, you decide to put it to work—earning interest whi...
11
Jul
How to Short Crypto: Ultimate Crypto Short Selling Guide
So you want to know how to short crypto? In this guide, we will walk you through the process step-by-step. Shorting crypto can be a pro...
11
Jul
How to Read Crypto Charts: Everything You Need to Know
If you're looking to invest in cryptocurrencies, it's important that you know how to read the charts. In this blog post, we'll teach yo...
Earth First...how we use our profits
Flik was founded to enrich the lives of billions of people whilst making the Earth a significantly better place. We exist to give people the knowledge they need to improve their finances & hopefully improve their lives.
Flik uses a “Give a man a fish and you feed him for a day. Teach him how to fish and you feed him for a lifetime” approach to our content.
Our mission is Earth First, we focus on the environment & the people who live on Earth.
Flik primary makes money though commercial partnerships and advertising. We use a portion of our profit to:
- Plant trees around the world
- Invest in sustainable farming projects
- Invest in projects that connect humans with the environment
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