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The Boredom-Free Zone
MOST PEOPLE LOVE THESE
Want to know more about credit cards, investing, property or savings without falling asleep?
10
Jul
This Idiot Said I Had a Default, Screw Him
So what, I like buying things I can’t afford! I use my credit card for lines, clothes and buying drinks at Hackney warehouse parties. T...
10
Jul
Hustle Guide: How To Get A 500 Dollar Loan
Ever found yourself in a situation where you need a quick cash boost—say, $500—to cover an unexpected bill, grab that must-have gadg...
11
Jul
Free Money? How Does Cash Back Work on Credit Cards
Do you want free money? Who doesn't, right? Well, believe it or not, cash back on your credit card can actually give you free money - a...
10
Jul
5 Ways To Improve Your Credit Score
Ever wondered how your credit score could be the secret sauce to unlocking epic financial adventures? Whether you're dreaming of you...
10
Jul
I Hate My Landlord – What’s The Minimum Credit Score for a Mortgage?
We’ve all had a bad landlord. But is yours the absolute worst? Do they make your blood boil when they demand constant inspections, rais...
10
Jul
She Crossed The Line. Mums Annoying Me! I’m Moving Out
Who the hell hoovers at 8am on a Sunday Morning? My mum, that’s who. It’s like she is trying to catch the dust & dirt hungover &...
10
Jul
What The F**ck is Crypto? Dummies Guide to Cryptocurrency
Let's face it, everyone is talking about crypto at the moment! People are becoming millionaires, even more people are getting scammed a...
10
Jul
How To Get a $1000 Loan – The Personal Loan Cheat Sheet
Oh, look. Your car. It's on fire. Wait. That's not good. Put it out!! PUT IT OUT! Once the fire department is gone, you see the...
11
Jul
What Are the Requirements for a Construction Loan?
Ever wondered how you can transform your dream project—be it a modern loft, a quirky backyard studio, or that eco-friendly tiny hous...
11
Jul
Need Cash? How Soon Can You Refinance a Mortgage?
Staring at your bank account and wondering if there’s a secret fast pass to extra cash? You’re not alone. Refinancing a mortgage has...
10
Jul
Car Loan Killing You? What is Refinancing a Car Loan?
Have you ever just sat at the petrol station, stared at the dashboard of your car and wondered, “why the fuck did I buy this this piece...
31
Aug
Gemini Crypto Credit Card – Reviews, Benefits & Fees
If you are looking for a way to spend your cryptocurrency, the Gemini Crypto Credit Card may be the perfect solution for you! This card...
Picked By Fliksters
EDITORS CHOICE
We've curated some of our favourite personal finance posts that we feel will make your life that little bit better
11
Jul
What is a Green Loan
Have you ever wondered if your financial choices could be as eco-friendly as that reusable water bottle you just can’t go a day with...
11
Jul
How to Read Crypto Charts: Everything You Need to Know
If you're looking to invest in cryptocurrencies, it's important that you know how to read the charts. In this blog post, we'll teach yo...
10
Jul
Saving Sucks & Is For Losers. Simple
Yeah I said it, saving is for complete losers who wait until the green man flashes and the "you can now walk" sound goes off before the...
10
Jul
Credit Card FAQ: Answers to All the Popular and Random Questions
If you're like most people, there are a lot of questions about credit cards that you have but don't know who to ask. You're not alone! ...
10
Jul
Graduation Time? Best Credit Card for an 18-Year-Old High School Student
High School senior time! Colleges! Jobs! Other guys and girls! Adulthood! Debt! A terrible credit score! Wait. Crap. Those last two...
11
Jul
How to Short Crypto: Ultimate Crypto Short Selling Guide
So you want to know how to short crypto? In this guide, we will walk you through the process step-by-step. Shorting crypto can be a pro...
11
Jul
The Complete Guide to APR on Credit Cards: How It Works and What You Need to Know
Picture this: you've just swiped your card to grab an iced latte on a brisk morning, and while you're savoring that moment, a silent...
10
Jul
Bank Accounts All Look The Same, What Are The Different Types of Bank Accounts
Thinking of opening a new bank account but they all look pretty much the same right? Let's quick fly through some of the different type...
10
Jul
I Hate My Landlord – What’s The Minimum Credit Score for a Mortgage?
We’ve all had a bad landlord. But is yours the absolute worst? Do they make your blood boil when they demand constant inspections, rais...
11
Jul
Buying a New Home? What Percent of Income Should Go to Your Mortgage?
Ready to get out of your current ‘less-than-ideal’ renting situation and buy your own home? If you shouted ‘yes!’ before you finished r...
10
Jul
How To Get A Loan For A Semi Truck – The Semi Truck Driver Guide
Get ready to rev your engines and steer your financial future in the right direction! Whether you're a seasoned driver ready to elev...
10
Jul
There Are So Many Mortgages! What’s The Difference?
You've missed birthday dinners, holidays in Ibiza and messy nights out for the last 3 years & finally have all the money you need f...
EVERYTHING YOU NEED TO KNOW ABOUT
CREDIT CARDS
Learn how to get the most out of your credit card and make your money work for you
02
Sep
Best No Annual Fee Credit Cards For Travel
Picture this: You're daydreaming about your next epic adventure, passport in hand, but your wallet is giving you that classic “you g...
12
Jul
Best Credit Cards For Auto Repairs in 2025
Picture this: your car sputtering to a stop in the middle of the freeway, a bill for the repair looming larger than your student loa...
05
Sep
Credit Cards For Pet Owners
Ever wondered how your passion for pets can seamlessly blend with your savvy financial lifestyle? If you’re a millennial or Gen Z pe...
03
Sep
Business Credit Cards For Bad Credit No Deposit
Ever felt like navigating the world of business credit is like trying to solve a Rubik’s Cube blindfolded, especially when your cred...
02
Sep
Best Time To Apply For Credit Cards
Picture this: You’re sitting in your favorite coffee shop, latte in hand, scrolling through your phone, and it suddenly hits you—“Wh...
09
Sep
Unsecured Credit Cards For Low Credit Score
Ever felt like your credit score is as disappointing as that one band you secretly loved in high school, and now you’re stuck with o...
03
Sep
Business Credit Cards For New LLC
Starting a new LLC is like launching your own mini space program—exciting, a little nerve-wracking, and packed with opportunities to...
04
Sep
Credit Cards For Fico Score 600
Ever feel like your credit score is that awkward number you’d rather not talk about at parties? If your FICO score is lingering arou...
06
Sep
Easy Business Credit Cards For New Business
Starting a new business is an adventure equivalent to mixing equal parts caffeine, creativity, and a dash of sheer audacity. And wha...
02
Sep
Best Credit Cards For New Homeowners
So you just picked up the keys to your dream home and suddenly find yourself juggling mortgages, property taxes, and the mystery of ...
05
Sep
Credit Cards For Millennials
Welcome to the wild world of credit cards for millennials—a place where financial freedom meets modern convenience, and where choosi...
09
Sep
Unsecured Credit Cards For Bad Credit Canada
Imagine unlocking a world of financial possibilities with a credit card that’s designed just for you—even if your credit history isn...
EVERYTHING YOU NEED TO KNOW ABOUT
SAVINGS
The ultimate guides to getting 6 months worth of saving together and how to earn the most interest
14
Jul
BlockMint IRA – Reviews, Benefits, Fees & Ratings
Imagine a retirement account that doesn’t put you to sleep faster than scrolling through endless memes—welcome to BlockMint IRA. Des...
12
Jul
Roth IRA: Benefits, Fees & Everything You Need to Know
Picture this: you're scrolling through your favorite social feed, coffee in hand, and suddenly you realize—it’s never too early (or ...
30
Aug
OneAmerica 403(b)
Worried that planning your retirement will be as fun as watching paint dry? Fear not! The OneAmerica 403(b) plan might just be the s...
13
Jul
Shard Capital ISA – Rates, Reviews, Benefits, & Fees
Ready to level up your financial game without boring boardroom lingo? Welcome to the world of Shard Capital ISA, where your money wo...
12
Jul
Best Renovation Loans in 2025
Renovating your home in 2025 isn’t just about slapping on a fresh coat of paint or installing trendy shiplap—it’s about investing in...
14
Jul
Advanta IRA – Reviews, Benefits, Fees & Ratings
Picture this: you’re scrolling through your feed, balancing avocado toast and the latest Netflix drop, when you suddenly realize it’...
13
Jul
Liverpool Victoria ISA – Rates, Reviews, Benefits, & Fees
Welcome to the ultimate guide to the Liverpool Victoria ISA – a smart, tax-efficient savings account that’s winning hearts (and port...
31
Aug
Wells Fargo Business Checking Account for LLCs
Imagine managing your LLC’s finances without the usual headache—no more juggling spreadsheets while trying to decode confusing bank ...
10
Jul
What Are Unsecured Personal Loans?
Unsecured personal loans might seem like mysterious creatures lurking in the financial jungle, but once you get to know them, they c...
13
Jul
IRA for Kids: Benefits, Fees & Everything You Need to Know
Imagine a world where your child’s toy box doesn’t just hold Legos and action figures but also the seeds for a thriving financial fu...
13
Jul
Nationwide Fixed Rate ISA – Rates, Reviews, Benefits, & Fees
Welcome to the ultimate guide on Nationwide Fixed Rate ISA – where smart financial choices meet a fixed interest rate that refuses t...
13
Jul
Shepherds Friendly Society ISA – Rates, Reviews, Benefits, & Fees
Picture this: your bank account is like your favorite playlist, and you’re always on the hunt for that track that makes your heart s...
EVERYTHING YOU NEED TO KNOW ABOUT
MORTGAGES & RENTING
Whether you're thinking of buying a new house or you're looking to make the most out of room, flat or house that you are renting
14
Jul
Mortgage Charge Off Vs Foreclosure
Picture this: you’re scrolling through your favorite social feed on a lazy Sunday when suddenly financial jargon like “Mortgage Char...
10
Jul
What is a NACA Loan?
Ever wondered if there's a mortgage option that feels less like a financial labyrinth and more like a supportive friend guiding you ...
12
Jul
What Is a Qualified Mortgage?
Picture this: You’re scrolling through your favorite social feed, coffee in hand, when you suddenly stumble across a term that sound...
10
Jul
There Are So Many Mortgages! What’s The Difference?
You've missed birthday dinners, holidays in Ibiza and messy nights out for the last 3 years & finally have all the money you need f...
11
Jul
Need Cash? How Soon Can You Refinance a Mortgage?
Staring at your bank account and wondering if there’s a secret fast pass to extra cash? You’re not alone. Refinancing a mortgage has...
10
Jul
I Can Barely Afford My Rent. What The Hell is Council Tax?
Ever got to the end of the month and barely found enough money to pay your rent? Then, that annoying house mate with the shrill voice, ...
11
Jul
How to Avoid Mortgage Insurance: The Complete Guide
Picture this: You’ve just landed your dream apartment, but before you can even think about that epic housewarming party, you’re hit ...
11
Jul
How Does Mortgage Interest Work?
Ever had that moment when you sit down with your latte and realize mortgage interest is kind of like that guest who never leaves you...
11
Jul
When Is a Mortgage Payment Considered Late?
Picture this: your mortgage payment is like that friend who always shows up fashionably late—except in this scenario, “fashionably l...
12
Jul
What Loans Are Covered by HMDA?
Ever wondered if your dreams of owning a home are intertwined with a secret code that only financial insiders speak? Welcome to the ...
11
Jul
Why Did My Mortgage Go Up?
Ever opened your monthly statement only to see your mortgage payment staring back at you like an unwelcome guest at a party, and tho...
11
Jul
What Is Escrow in a Mortgage?
Ever wondered why your monthly mortgage payment feels like it’s auditioning for a spot on a rollercoaster ride—one moment smooth, th...
EVERYTHING YOU NEED TO KNOW ABOUT
INVESTING & CRYPTO
Learn how to make your money grow using stocks & shares, crypto and other types of investments
31
Aug
Bittrex Crypto Exchange – Reviews, Benefits & Fees
Ready to dive into the world of cryptocurrency with a platform that’s as bold as your ambitions? Welcome to an in-depth exploration ...
11
Jul
What Happens After SBA Loan Is Approved?
Congratulations, you’ve just reached a major financial milestone – your SBA loan got approved! Now it’s time to sit back, do a littl...
14
Jul
Coinbase IRA – Reviews, Benefits, Fees & Ratings
Picture this: it's 2050, and your retirement savings are not buried under endless piles of paper but are stored in a sleek digital v...
31
Aug
Pionex Crypto Exchange – Reviews, Benefits & Fees
Buckle up, crypto crusaders—if you’re ready to supercharge your digital trading game, then let’s dive into the world of Pionex Crypt...
30
Aug
Botz ETF Vs Robo ETF
Ready to rewire your portfolio with a splash of futuristic flair? Say hello to the world of Botz ETF and Robo ETF—two heavyweight co...
31
Aug
BlockFi Crypto Lending Service – Reviews, Benefits & Fees
Ever wondered how you can put your idle crypto assets to work and watch them grow while you sip your artisanal iced latte? Welcome t...
10
Jul
Ballin! I’m Making 10% A Year. What Is An Index Fund?
Remember when that recently divorced, sweat-stained shirt maths teacher tried to get you to do mental maths, and you just though, "wtf ...
31
Aug
Kraken Crypto Staking Service – Reviews, Benefits & Fees
Ever wondered if there’s a secret sauce that can turn your idle crypto into a money-making machine while you binge-watch your favori...
31
Aug
Cudo Miner Bitcoin Miner – Reviews, Benefits & Prices
Ready to jump into the crypto mining game with a twist of humor and a sprinkle of financial savvy? Buckle up, because we’re about to...
31
Aug
Compound Finance Crypto Lending Service – Reviews, Benefits & Fees
Imagine a world where your crypto isn’t just sitting idly in a wallet—it’s hustling, growing, and working as hard as you do. Welcome...
30
Aug
Schwab ETFS Vs Vanguard ETFS
Looking to navigate the turbulent waters of ETF investing but feeling like you’re stuck between a rock and a hard place? Welcome to ...
14
Jul
BitIRA – Reviews, Benefits, Fees & Ratings
So you’ve heard the buzz – BitIRA is the newest twist on the retirement game, blending crypto innovation with the classic IRA. If yo...
Earth First...how we use our profits
Flik was founded to enrich the lives of billions of people whilst making the Earth a significantly better place. We exist to give people the knowledge they need to improve their finances & hopefully improve their lives.
Flik uses a “Give a man a fish and you feed him for a day. Teach him how to fish and you feed him for a lifetime” approach to our content.
Our mission is Earth First, we focus on the environment & the people who live on Earth.
Flik primary makes money though commercial partnerships and advertising. We use a portion of our profit to:
- Plant trees around the world
- Invest in sustainable farming projects
- Invest in projects that connect humans with the environment
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