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The Boredom-Free Zone
MOST PEOPLE LOVE THESE
Want to know more about credit cards, investing, property or savings without falling asleep?
31
Aug
Gemini Crypto Credit Card – Reviews, Benefits & Fees
If you are looking for a way to spend your cryptocurrency, the Gemini Crypto Credit Card may be the perfect solution for you! This card...
10
Jul
What The Hell is APR? Dummies Guide to APR for Personal Finance
So I was waiting for the train the other day and just found myself staring at this American Express credit card advert on the opposite ...
10
Jul
This Idiot Said I Had a Default, Screw Him
So what, I like buying things I can’t afford! I use my credit card for lines, clothes and buying drinks at Hackney warehouse parties. T...
11
Jul
Need Cash? How Soon Can You Refinance a Mortgage?
Staring at your bank account and wondering if there’s a secret fast pass to extra cash? You’re not alone. Refinancing a mortgage has...
10
Jul
7 Books That Will Make You TikTok Star Rich: The Best Personal Finance Books of All Time
Can’t dance? Don’t feel like prancing around your room all day like an idiot and becoming a TikTok Star? You’re not alone! Luckily ther...
10
Jul
My Date Says He Is An Investor. Is He Just Unemployed? What is Investing?
Let's face it, we've all been there, sitting on a date with someone who looks good, has a great smile but something just feels off! You...
11
Jul
Free Money? How Does Cash Back Work on Credit Cards
Do you want free money? Who doesn't, right? Well, believe it or not, cash back on your credit card can actually give you free money - a...
10
Jul
She Crossed The Line. Mums Annoying Me! I’m Moving Out
Who the hell hoovers at 8am on a Sunday Morning? My mum, that’s who. It’s like she is trying to catch the dust & dirt hungover &...
10
Jul
Hustle Guide: How To Get A 500 Dollar Loan
Ever found yourself in a situation where you need a quick cash boost—say, $500—to cover an unexpected bill, grab that must-have gadg...
10
Jul
I Hate My Landlord – What’s The Minimum Credit Score for a Mortgage?
We’ve all had a bad landlord. But is yours the absolute worst? Do they make your blood boil when they demand constant inspections, rais...
10
Jul
5 Ways To Improve Your Credit Score
Ever wondered how your credit score could be the secret sauce to unlocking epic financial adventures? Whether you're dreaming of you...
11
Jul
Free Travel? How do Miles Work on Credit Cards
3000+ word pillar page titled ""What is a Grace Period on a Credit Card?"" that is engaging
Picked By Fliksters
EDITORS CHOICE
We've curated some of our favourite personal finance posts that we feel will make your life that little bit better
10
Jul
What The Hell is APR? Dummies Guide to APR for Personal Finance
So I was waiting for the train the other day and just found myself staring at this American Express credit card advert on the opposite ...
10
Jul
Saving Sucks & Is For Losers. Simple
Yeah I said it, saving is for complete losers who wait until the green man flashes and the "you can now walk" sound goes off before the...
11
Jul
How to Short Crypto: Ultimate Crypto Short Selling Guide
So you want to know how to short crypto? In this guide, we will walk you through the process step-by-step. Shorting crypto can be a pro...
10
Jul
Hard Credit Search, Soft Credit Searches What Is All This Crap?
When has something soft ever been a good thing? So you’re probably reading this because you decided you're going to put your grown-up b...
12
Jul
Best Credit Cards For Doctors in 2025
Picture this: you’re a doctor on call, juggling patient charts and the latest medical breakthroughs, and you suddenly realize your c...
11
Jul
The Complete Guide to APR on Credit Cards: How It Works and What You Need to Know
Picture this: you've just swiped your card to grab an iced latte on a brisk morning, and while you're savoring that moment, a silent...
10
Jul
Graduation Time? Best Credit Card for an 18-Year-Old High School Student
High School senior time! Colleges! Jobs! Other guys and girls! Adulthood! Debt! A terrible credit score! Wait. Crap. Those last two...
10
Jul
My House is Making Me Poor! The Secret Costs of Running a House
Wondering why you seem to have less and less money at the end of every month? Swimming in a mini-paddling pool of bills, electricity, ...
10
Jul
7 Books That Will Make You TikTok Star Rich: The Best Personal Finance Books of All Time
Can’t dance? Don’t feel like prancing around your room all day like an idiot and becoming a TikTok Star? You’re not alone! Luckily ther...
10
Jul
Artist? How to Create An NFT? How to Make a NFT Art?
With all these entrepreneurs cashing in on NFTs (non-fungible tokens), it’s about time artists start making bank from their own art! No...
11
Jul
How to Read Crypto Charts: Everything You Need to Know
If you're looking to invest in cryptocurrencies, it's important that you know how to read the charts. In this blog post, we'll teach yo...
10
Jul
Credit Card FAQ: Answers to All the Popular and Random Questions
If you're like most people, there are a lot of questions about credit cards that you have but don't know who to ask. You're not alone! ...
EVERYTHING YOU NEED TO KNOW ABOUT
CREDIT CARDS
Learn how to get the most out of your credit card and make your money work for you
10
Jul
Unsecured Credit Cards For Poor Credit
Picture this: You’re scrolling through your phone when you stumble on a golden opportunity to rebuild your financial rep—even if you...
08
Sep
Sell Gift Cards Online For Amazon Credit
Ever thought that your stack of unused gift cards could transform into a killer boost for your Amazon credit? Yep, you heard that ri...
06
Sep
How Many Credit Cards Should I Apply For At Once
Ever found yourself scrolling through endless credit card offers, wondering if applying for a bunch of them at once will somehow mak...
31
Aug
Applying For Multiple Credit Cards
Credit cards can be a powerful tool in managing your personal finances, and it's not uncommon for many people to consider applying fo...
12
Jul
Best Credit Cards For 700 Credit Score in 2025
Picture this: it’s 2025, your 700 credit score is shining brighter than your vintage sneakers, and you’re ready to conquer the world...
03
Sep
Credit Cards For 550 Credit Score No Deposit
So, you’ve been told you have a 550 credit score and now the thought of a “no deposit” credit card sounds like a unicorn sighting—ra...
31
Aug
Applying For Two Credit Cards At Once
If you're looking to maximize your credit card benefits, you may be considering applying for two credit cards at once. And while this...
11
Jul
What Happens if You Don’t Pay Your Credit Card?
3000+ word pillar page titled ""What Happens if You Don't Pay Your Credit Card?"" that is engaging
01
Sep
Best Credit Cards For Food Delivery
Who doesn't love the convenience of food delivery? Whether you're busy finishing up your latest work project or simply not in the mo...
05
Sep
Credit Cards For Young Adults Near Me
Picture this: you're scrolling through endless social media feeds, debating which avocado toast cafe to try next, when you suddenly ...
02
Sep
Best Credit Cards For Resident Physicians
Welcome, resident physicians and financially savvy millennials—if you’ve ever dreamed of a credit card that speaks your language as ...
06
Sep
How Do Credit Cards Work For Dummies
Ever found yourself staring at your credit card statement and wondering, "How on earth does this little piece of plastic work?" Welc...
EVERYTHING YOU NEED TO KNOW ABOUT
SAVINGS
The ultimate guides to getting 6 months worth of saving together and how to earn the most interest
31
Aug
ICMA-RC 457(b) Plan – Reviews, Benefits, Fees & Ratings
Ready to level up your retirement game without drowning in boring financial jargon? The ICMA-RC 457(b) Plan might just be your new b...
13
Jul
Natwest Help to Buy ISA – Rates, Reviews, Benefits, & Fees
Ready to level up your financial game while unlocking your dream home? Welcome to our deep dive into the Natwest Help to Buy ISA—you...
11
Jul
Best Home Improvement Loans: The Ultimate Guide
Ready to transform your humble abode without breaking the bank? Welcome to "Best Home Improvement Loans: The Ultimate Guide"—your ne...
31
Aug
Voya Financial 457(b) Plan – Reviews, Benefits, Fees & Ratings
Imagine unlocking a financial secret that not only brightens your retirement outlook but also empowers you to take control of your f...
13
Jul
Best Rollover IRA Accounts in 2025
So, you’re ready to take your retirement planning to the next level and give your money a makeover that even your future self will h...
14
Jul
Patriot Gold Group IRA – Reviews, Benefits, Fees & Ratings
Ready to level up your retirement game with a dash of gold and a pinch of personality? Let’s dive headfirst into the world of Patrio...
13
Jul
Best Investment ISA Accounts in 2025
Ever wondered if your money could work as hard as you do – without the drama of taxes crashing your party? Welcome to the world of I...
14
Jul
Title Company Vs Escrow
Ever found yourself tangled in the wild world of real estate jargon where “Title Company” and “Escrow” sound like they’re auditionin...
14
Jul
IRA Transfer Vs Rollover IRA
Welcome to the ultimate showdown for your retirement dollars: IRA Transfer vs Rollover IRA! If you've ever stared blankly at stateme...
13
Jul
Newcastle Building Society ISA – Rates, Reviews, Benefits, & Fees
Ever wondered if your savings account could be as exciting as unearthing a hidden treasure in your favorite indie band’s secret gig?...
11
Jul
What Is an Amortized Loan?
Ever wonder how your monthly mortgage or auto loan payments magically shrink your debt while you sip your iced coffee and scroll thr...
11
Jul
How Often Are You Required to Make Payments on an Auto Loan?
Ever found yourself wondering if your auto loan is secretly on a monthly subscription plan like your favorite streaming service? Wel...
EVERYTHING YOU NEED TO KNOW ABOUT
MORTGAGES & RENTING
Whether you're thinking of buying a new house or you're looking to make the most out of room, flat or house that you are renting
11
Jul
What is a Non Conforming Loan?
Ever wondered if your mortgage could be as unique as your Spotify playlist? Welcome to the world of non conforming loans—a financial...
11
Jul
How to Calculate APR on a Mortgage?
Ready to kick mortgage mysteries to the curb? Calculating APR on a mortgage might seem like trying to decipher a financial riddle wr...
14
Jul
Living Trust Vs Will
Whether you're a millennial hustler or a Gen Z trailblazer planning your financial future, the topic of estate planning might not be...
11
Jul
What Is a Mortgage Clause?
Ever found yourself scrolling through endless loan documents and thought, “What in the world is a mortgage clause?” If you’re a mill...
11
Jul
What Is Escrow in a Mortgage?
Ever wondered why your monthly mortgage payment feels like it’s auditioning for a spot on a rollercoaster ride—one moment smooth, th...
11
Jul
What Do Mortgage Lenders Look for?
Ever wondered what secret ingredients mortgage lenders use to cook up your dream home financing? Think of it like assembling the per...
11
Jul
How Long After Bankruptcy Can You Get a Mortgage?
Ever felt like your financial past is a clingy ex that just won't let go? If you're wondering, "How long after bankruptcy can you ge...
11
Jul
What Is a Wraparound Mortgage?
Ever wondered if there's a mortgage option that feels as flexible and modern as your favorite playlist? Enter the wraparound mortgag...
11
Jul
How Does a Reverse Mortgage Work When You Die?
Ever wondered what happens to a reverse mortgage when you kick the bucket? No, seriously—this isn’t an invitation to a macabre conve...
11
Jul
How Long to Close FHA Loan After Appraisal?
Imagine navigating the maze of home financing with the precision of a seasoned gamer—each level unlocking new challenges and rewards...
11
Jul
When Can You Drop PMI on an FHA Loan?
Picture this: you've just snagged your very first home, and you're riding high on the wave of adulting like a pro—until you spot tha...
10
Jul
I Can Barely Afford My Rent. What The Hell is Council Tax?
Ever got to the end of the month and barely found enough money to pay your rent? Then, that annoying house mate with the shrill voice, ...
EVERYTHING YOU NEED TO KNOW ABOUT
INVESTING & CRYPTO
Learn how to make your money grow using stocks & shares, crypto and other types of investments
14
Jul
Brokerage Account Vs IRA
Ever wondered if your money should party in a Brokerage Account or chill in an IRA? Picture it like choosing between an all-night mu...
31
Aug
Kryptex Miner Bitcoin Miner – Reviews, Benefits & Prices
Ever wondered if turning your computer into a mini cryptocurrency powerhouse could be as fun as binge-watching your favorite sitcom?...
10
Jul
7 Books That Will Make You TikTok Star Rich: The Best Personal Finance Books of All Time
Can’t dance? Don’t feel like prancing around your room all day like an idiot and becoming a TikTok Star? You’re not alone! Luckily ther...
11
Jul
How to Short Crypto: Ultimate Crypto Short Selling Guide
So you want to know how to short crypto? In this guide, we will walk you through the process step-by-step. Shorting crypto can be a pro...
31
Aug
ChangeNow Crypto Exchange – Reviews, Benefits & Fees
Imagine a world where buying, selling, and swapping your favorite cryptocurrencies is as effortless as ordering your go-to latte. We...
31
Aug
Binance Crypto Staking Service – Reviews, Benefits & Fees
Picture this: You’re cruising down the digital freeway, smartphone in one hand and a latte in the other, when you suddenly stumble u...
14
Jul
Bitcoin IRA – Reviews, Benefits, Fees & Ratings
Picture this: You’re scrolling through endless memes on your phone when suddenly you stumble upon the dazzling concept of a Bitcoin ...
31
Aug
ECOS Bitcoin Miner – Reviews, Benefits & Prices
Ever wondered if your crypto portfolio could get an electrifying boost with a tool that’s as cutting-edge as it is cost-effective? E...
31
Aug
Crypto.com Crypto Credit Card – Reviews, Benefits & Fees
If you're looking for a way to spend your cryptocurrency, the Crypto.com Crypto Credit Card could be the perfect solution. This card al...
11
Jul
Best Crypto Tax Software Reviews: The Ultimate Guide to Crypto Tax
Welcome to the ultimate playground for all things crypto tax! If you’ve ever stared at your computer screen in disbelief at the dizz...
31
Aug
BlockFi Crypto Lending Service – Reviews, Benefits & Fees
Ever wondered how you can put your idle crypto assets to work and watch them grow while you sip your artisanal iced latte? Welcome t...
11
Jul
How to Get a Business Loan With Bad Credit?
Ever felt like your credit score is the party pooper that stops your entrepreneurial dreams in their tracks? Getting a business loan...
Earth First...how we use our profits
Flik was founded to enrich the lives of billions of people whilst making the Earth a significantly better place. We exist to give people the knowledge they need to improve their finances & hopefully improve their lives.
Flik uses a “Give a man a fish and you feed him for a day. Teach him how to fish and you feed him for a lifetime” approach to our content.
Our mission is Earth First, we focus on the environment & the people who live on Earth.
Flik primary makes money though commercial partnerships and advertising. We use a portion of our profit to:
- Plant trees around the world
- Invest in sustainable farming projects
- Invest in projects that connect humans with the environment
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