Attention Canadian globetrotters! Are you ready to take your travels to the next level and discover the best credit cards for travel points in Canada? Look no further! In this Flik Eco guide, we will break down the essential factors to consider when choosing the ultimate travel credit card and present you with our top recommendations. Get ready to unlock the door to incredible savings and life-enriching experiences.
Best Credit Cards For Travel Points Canada Table of Contents
Key Features to Look for When Choosing a Travel Credit Card
Reward Programs
Ensure the travel credit card you choose has a strong reward program that aligns with your preferred airlines and hotels. Do some research to find a program offering valuable points and redemption options that suit your travel style.
Sign-Up Bonuses
A generous sign-up bonus can provide a substantial head start towards free flights or hotel stays. Look for a card that offers a significant bonus after meeting a minimum spending requirement within the first few months.
Annual Fees
While most travel credit cards come with annual fees, it's essential to find a card that offers valuable perks and rewards to offset these costs. Compare annual fee amounts and ensure the benefits you'll receive justify the fee.
Additional Perks
Many travel credit cards offer a range of benefits like airport lounge access, advanced booking, travel insurance, and even no foreign transaction fees. Evaluate these additional perks and how they align with your travel needs.
Our Top Travel Credit Card Recommendations
Based on the key features, here are our top picks for the best travel credit cards in Canada.
1. American Express Platinum Card
- Sign-up bonus: 50,000 points after spending $3,000 in the first 3 months.
- Reward program: Earn 3 points per dollar on dining and 2 points per dollar on travel purchases.
- Annual fee: $699
- Additional perks: Access to airport lounges, $200 annual travel credit, travel insurance, and no foreign transaction fees.
2. Scotiabank Passport Visa Infinite Card
- Sign-up bonus: 25,000 points after spending $1,000 in the first 3 months.
- Reward program: Earn 2 points per dollar on dining, entertainment, and daily transit purchases and 1 point per dollar on everything else.
- Annual fee: $139
- Additional perks: No foreign transaction fees, airport lounge access, and complimentary travel insurance.
3. TD Aeroplan Visa Infinite Card
- Sign-up bonus: 15,000 Aeroplan points upon first purchase.
- Reward program: Earn 1.5 points per dollar on grocery, gas, and Air Canada purchases and 1 point per dollar on everything else.
- Annual fee: $139 (waived for the first year)
- Additional perks: Air Canada travel benefits, extensive travel insurance coverage, and access to Visa Infinite services.
Best Credit Cards For Travel Points Canada Example:
Imagine you opt for the American Express Platinum Card and spend $4,000 within the first three months. You would earn a sign-up bonus of 50,000 points, plus an additional 12,000 points (assuming 3,000 spent on dining, at 3 points per dollar). Your total points would be 62,000, which can be redeemed for flights, hotel stays, or other travel rewards – giving you significant savings for your upcoming adventures.
Choosing the right travel credit card can seem overwhelming, but it's worth the time and effort when you consider the incredible savings and perks available. By evaluating your travel style, spending habits, and desired perks, you can find the perfect card from our top recommendations. And remember, the world is waiting – armed with the best travel credit card for your needs; you'll be ready to seize every opportunity!
Ready to discover more money-saving secrets for your travels? Check out the other guides and resources available on Flik Eco. If you found this article helpful, don't forget to share it with your fellow travel enthusiasts. Happy globetrotting!
