Are you an entrepreneur often on the go, looking for ways to make your trips more cost-effective? Look no further! In this blog post, we'll explore the best business credit cards for travel rewards to help you maximize your savings and enjoy all the perks that come with them. Keep reading to find out how you can turn your travels into benefits for your business!
Best Business Credit Cards For Travel Rewards Table of Contents
Why Business Credit Cards Matter for Travel
As a business owner, you already know how important it is to manage your finances effectively. Business credit cards for travel rewards offer valuable perks that can greatly benefit you and your employees. Benefits include:
- Travel rewards: Earn points, miles or cash back on your business-related travel expenses
- Business-specific perks: Gain access to exclusive tools and offers tailored to businesses, such as expense management software and high credit limits
- Flexible payment terms: Take advantage of extended payment terms, so you can better manage your business-related costs
Top Business Credit Cards for Travel Rewards
1. American Express Business Platinum Card
Known for its premium perks, the American Express Business Platinum Card offers an array of travel benefits and a lucrative rewards program. Key features include:
- 5x points on flights and prepaid hotels booked through amextravel.com
- 1.5x points on eligible purchases of $5,000 or more
- 1x points on all other eligible purchases
- $200 annual airline fee credit
- Global Lounge Collection access
- Global Entry or TSA PreCheck fee credit
- No foreign transaction fees
Keep in mind, however, that this card comes with a high annual fee, which may deter some businesses.
2. Chase Ink Business Preferred Credit Card
The Chase Ink Business Preferred Credit Card offers generous travel rewards and a lower annual fee, making it a popular choice for small businesses. Features include:
- 3x points on travel, shipping, advertising, and other select business-related categories on the first $150,000 spent annually
- 1x points on all other purchases
- Points are worth 25% more when redeemed for travel through Chase Ultimate Rewards
- Cell phone protection
- No foreign transaction fees
3. Capital One Spark Miles for Business
If you're looking for a straightforward rewards program, the Capital One Spark Miles for Business may be the ideal choice for you. Key features include:
- 2x miles on every purchase, with no caps or category restrictions
- 5x miles on hotel stays and rental cars booked through Capital One Travel
- Global Entry or TSA PreCheck fee credit
- No foreign transaction fees
Best Business Credit Cards For Travel Rewards Example:
Imagine you own a small marketing agency and frequently travel for client meetings and industry conferences. You spend around $50,000 annually on business travel expenses, including flights, hotels, and meals.
With the Chase Ink Business Preferred Credit Card, you could earn 3x points on those expenses, resulting in 150,000 points. If you redeem those points for travel through Chase Ultimate Rewards, they're worth 25% more, giving you $1,875 worth of travel. Plus, you'll enjoy no foreign transaction fees and cell phone protection. With a relatively low annual fee, your business savings will be significant.
So, there you have it! The best business credit cards for travel rewards are designed to help you maximize your savings while offering valuable perks that enable business success. From enjoying airport lounge access to protecting your cell phone, the advantages are endless. Be sure to explore different card options and select the one that best fits your business needs. Now that you're equipped with this information, why not share it with fellow business owners? And don’t forget to check out other guides on Flik Eco to continue optimizing your business finances! Happy traveling!
