Credit Cards, Insights

Best Credit Cards For Travel Miles in 2023

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If you're looking for the best credit card for travel miles, you've come to the right place. In this article, we will discuss the different types of rewards credit cards and why they are a great option for travelers.

We will also provide a list of our favorite credit cards for travel miles and outline the benefits of each one. So, whether you are a frequent traveler or just planning your first trip abroad, read on to find out which credit card is right for you!

What Are Credit Cards For Travel Miles?

Credit cards for travel miles are a great way to earn rewards while you travel. They can help you save money on airfare, hotels, and other expenses. There are many different types of credit cards for travel miles, so it is important to choose the right one for you.

What Are The Different Types of Credit Cards For Travel Miles?

There are a few different types of credit cards for travel miles. The first is the traditional rewards credit card. These cards earn you points or miles for every dollar you spend on the card. You can then redeem those points or miles for travel expenses like airfare, hotels, and rental cars.

The second type of credit card for travel miles is the co-branded credit card. These cards are affiliated with a specific airline or hotel chain. You earn points or miles only when you use the card to book travel with that particular brand.

For example, the Chase Sapphire Reserve® Card earns you Ultimate Rewards® points that can be redeemed for travel through Chase Ultimate Rewards®.

The third type of credit card for travel miles is the business credit card. These cards are designed for businesses, but they can also be a great option for individuals who travel often for work. Business credit cards typically offer higher rewards rates and more generous perks than personal credit cards.

What Are The Benefits of Getting Credit Cards For Travel Miles?

The benefits of having credit cards for travel miles are numerous. For starters, it can help you save a ton of money on airfare.

Additionally, it can also help you earn rewards points that can be used for other travel-related expenses, such as hotels and rental cars.

Finally, having a credit card for travel miles can also help you improve your credit score over time.

What Are The Best Credit Cards For Travel Miles and Their Offers?

Here are the best credit cards for travel miles and their offers:

Chase Sapphire Preferred Card

The Chase Sapphire Preferred Card offers 50,000 bonus points after you spend $4000 on purchases in the first three months from account opening. That's $625 toward travel when redeemed through Chase Ultimate Rewards®.

There is no foreign transaction fee. You'll earn two points per dollar spent on travel and dining at restaurants worldwide & one point per dollar spent on all other purchases. The card has a $95 annual fee, which is waived for the first year.

Citi Prestige® Card

The Citi Prestige® Card gives you 50,000 ThankYou® Points after you spend $4000 in purchases within the first three months of account opening. That's $750 toward airfare, hotels, cruises and more with no blackout dates when booked through the ThankYou Travel Center.

You'll earn three points per dollar spent on air travel and hotel purchases, two points per dollar spent on dining at restaurants and entertainment, and one point per dollar spent on all other purchases. The card has a $450 annual fee.

Platinum Card® from American Express

The Platinum Card® from American Express offers 50,000 Membership Rewards® points after you use your new Card to make $5000 in purchases within your first three months of Card Membership.

You'll also get five points for each dollar of eligible travel purchases charged directly with airlines or through American Express Travel, plus one point for every other eligible dollar you charge.

There is no limit to the number of points you can earn. You'll also get access to the Global Lounge Collection, which offers Card Members entry to over 900 airport lounges worldwide. The card has a $450 annual fee.

Barclaycard Arrival Plus® World Elite Mastercard®

The Barclaycard Arrival Plus® World Elite Mastercard® offers 50,000 bonus miles after you spend $3000 on purchases in the first 90 days from account opening. That's enough to redeem for a $500 travel statement credit toward an eligible travel purchase.

You'll earn two miles per dollar spent on all purchases. There is no foreign transaction fee and the card has an $89 annual fee that is waived for the first year.

How to Decide Which Type of Credit Cards For Travel Miles You Want?

Now that you know the basics of what to look for in a travel credit card, it’s time to start narrowing down your options. The first step is deciding which type of card is right for you.

Here are some things to consider:

  • Do you want a card that offers rewards points or miles?
  • Do you want a card with no annual fee?
  • Do you want a card with special perks like airport lounge access or free hotel nights?

Once you’ve decided on the type of card you want, it’s time to start comparing cards. Here are some things to keep in mind as you compare:

  • The number of points or miles offered for sign-up bonuses and spending categories
  • The annual fee
  • The APR
  • The perks and benefits offered

Choosing the right credit card for your travel needs can be a bit of a daunting task. But with a little research, you’ll be able to find the perfect card for you. And once you do, you’ll be on your way to earning free travel rewards in no time.

How Many Credit Cards For Travel Miles Should Someone Have?

The average person probably doesn't need more than two or three credit cards for travel miles. But if you're a heavy traveler, you might want to consider having five or six.

Because the more credit cards you have, the more points and miles you'll be able to rack up. And the more points and miles you have, the more free travel you can get!

What Credit Limit Do Credit Cards For Travel Miles Have?

Most of the best credit cards for travel miles have a credit limit of at least $500. This is enough to cover most travel expenses, including airfare, hotels, and rental cars. If you plan on using your card for other purposes, such as shopping or dining out, you may want to consider a card with a higher credit limit.

Do Credit Cards For Travel Miles Report to The Three Major Credit Bureaus?

Yes, credit cards for travel miles report to the three major credit bureaus. This is important because it helps build your credit history and improve your credit score. Additionally, it can help you qualify for better interest rates on future loans and lines of credit.

What is The Best Way to Use Credit Cards For Travel Miles?

There are a few different ways that you can use credit cards to rack up travel miles. One way is to sign up for a travel rewards credit card. These types of credit cards will often offer you bonus points for every dollar that you spend on the card. You can then redeem those points for free travel, hotel stays, or even cash back.

Another way to use credit cards to earn travel miles is to take advantage of airline miles credit cards. These types of cards will give you mileage bonuses when you book your airfare through their respective airlines. You can then use those miles to book future flights or get discounts on things like seat upgrades and baggage fees.

Finally, another great way to use credit cards to earn travel miles is to sign up for a general rewards credit card. These cards will give you points for every purchase that you make, which you can then redeem for travel expenses like airfare, hotels, and rental cars.

Do The Best Credit Cards For Travel Miles Have Any Annual Fees?

As far as annual fees go, it really depends on the card. Some of the best travel cards will have annual fees that are well worth it when you consider all of the perks and rewards that they offer. Other cards may have no annual fee at all. It really just depends on your individual needs and preferences.

Do The Best Credit Cards For Travel Miles Have Rewards Programs?

Yes, the best credit cards for travel miles typically have rewards programs that you can use to redeem for free or discounted travel. Travel miles programs are usually offered by airlines, hotels, or rental car companies.

Many of the best travel rewards credit cards will let you earn points or miles that can be redeemed for free or discounted travel with any airline, hotel, or rental car company. However, some cards are better than others when it comes to earning and redeeming travel rewards.

Do The Best Credit Cards For Travel Miles Offer 0% APR?

The best credit cards for travel miles offer a 0% APR on purchases and balance transfers for the first 15 months. After that, a variable APR, currently 14.99% - 24.99%.

So if you're planning a big trip and need to finance it, these are the cards for you. Just remember to pay off your balance before the intro period ends, or you'll be stuck with a high interest rate.

Do The Best Credit Cards For Travel Miles Come With Sign-Up Bonuses?

The best credit cards for travel miles often come with sign-up bonuses. For example, the Chase Sapphire Preferred Card offers 50,000 bonus points after you spend $4000 on purchases in the first three months from account opening. That's worth $625 when redeemed through Chase Ultimate Rewards.

The Citi Prestige® Card gives you 40,000 bonus ThankYou Points after $4000 in purchases made with your card in the first three months of account opening; redeemable for $400 in airfare or hotel stays at thankyou.com.

The Platinum Card® from American Express offers 60,000 Membership Rewards® points after you use your new Card to make $5000 in purchases within the first three months and a $200 Airline Fee Credit, up to $200 per calendar year in statement credits when you use your Platinum Card on eligible airline incidentals.

Best Credit Cards For Travel Miles With Bad Credit

If you have bad credit, you might think that getting a travel credit card is out of the question. But that's not necessarily true! There are plenty of great options for people with less-than-perfect credit. Here are some of the best travel credit cards for people with bad credit:

Capital One® VentureOne® Rewards Credit Card

The Capital One® VentureOne® Rewards Credit Card is a great option for people with bad credit who want to earn travel rewards. With this card, you'll earn one mile per dollar spent on all purchases, and there's no annual fee. Plus, you'll get a 0% intro APR on purchases for 12 months (after which the APR will be 14.24% - 24.24% variable).

Discover it® Secured Credit Card

Another great option for people with bad credit is the Discover it® Secured Credit Card. With this card, you'll earn two percent cash back at gas stations and restaurants on up to $1000 in combined purchases each quarter, and one percent cash back on all other purchases.

There's no annual fee, and your cash back rewards never expire. Plus, you can get your cash back as a statement credit or direct deposit into a checking or savings account.

Barclaycard Arrival Plus™ World Elite Mastercard®

If you're looking for a travel card with no annual fee and the ability to earn travel rewards, the Barclaycard Arrival Plus™ World Elite Mastercard® is a great option. With this card, you'll earn two miles per dollar spent on all purchases, and there's no foreign transaction fee. Plus, you'll get a five percent rebate on all travel redemption.

These are just a few of the great travel credit cards for people with bad credit. If you have bad credit, don't despair - there are plenty of great options out there for you! With one of these cards, you can start earning travel rewards and enjoy all the benefits that come with them.

Does Amex Have Credit Cards For Travel Miles?

There are plenty of Amex cards that offer travel miles, but the best one for you depends on how you want to use those miles. If you're looking for a card with no annual fee and great earning potential, the Amex EveryDay® Credit Card is a solid choice.

You'll earn two Membership Rewards points per dollar spent at supermarkets and one point per dollar spent everywhere else. Plus, there's a welcome bonus of 20,000 Membership Rewards points after you spend $1000 in your first three months.

If you're willing to pay an annual fee for more perks, the Amex Platinum Card® offers some of the best benefits out there. You'll get five Membership Rewards points per dollar spent on airfare booked directly with airlines or through American Express Travel.

You'll also get access to a host of other perks like airport lounge access and statement credits for Global Entry or TSA PreCheck. The annual fee is $550, but if you travel often, it's well worth it.

No matter which Amex card you choose, you'll be able to rack up plenty of travel miles that you can use to book your next vacation.

Is It Easy to Qualify for Credit Cards For Travel Miles?

The best credit cards for travel miles are not always easy to qualify for. This is because they usually come with high annual fees and require excellent credit scores. However, if you are able to qualify, these cards can be extremely valuable.

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About Jermaine Hagan (The Plantsman)

Jermaine Hagan, also known as The Plantsman is the Founder of Flik Eco. Jermaine is the perfect hybrid of personal finance expert and nemophilist. On a mission to make personal finance simple and accessible, Jermaine uses his inside knowledge to help the average Joe, Kwame or Sarah to improve their lives. Before founding Flik Eco, Jermaine managed teams across several large financial companies, including Equifax, Admiral Plc, New Wave Capital & HSBC. He has been featured in several large publications including BBC, The Guardian & The Times.

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