American Express Credit Cards For Students

Hey there, millennial! Are you a college student looking for a credit card that understands your financial needs and goals? Look no further, as American Express has some enticing options for you. In this comprehensive guide, we'll dissect the benefits of American Express credit cards designed for students and explore what each card has to offer. So, let's jump right in and unravel the best American Express credit cards for your unique college experience.

American Express Credit Card Options for Students

While American Express doesn't have a card specifically tailored for a student audience, they do offer entry-level cards with benefits that can appeal to you as a college student. Let's dive into the details and find the perfect match for you:

1. Blue Cash Everyday® Card from American Express

Recognized for its cashback offerings, the Blue Cash Everyday® Card is a great choice for students looking to save money on everyday expenses.

• No annual fees
• Earn 3% cashback on groceries (up to $6,000 per year)
• Earn 2% cashback on gas and select department stores
• Earn 1% cashback on all other purchases
• 0% introductory APR on purchases for the first 15 months

With these perks and a lenient credit score requirement, the Blue Cash Everyday Card is a solid option for students.

2. American Express Cash Magnet® Card

This card is perfect for students who enjoy simplicity and unlimited cashback on their spending.

• No annual fees
• Flat 1.5% cashback on all purchases
• 0% introductory APR on purchases for the first 15 months
• $150 bonus cashback after spending $1,000 in the first 3 months

With easy cashback earnings and an attractive introductory offer, the Cash Magnet Card might be the one for you.

3. Amex EveryDay® Credit Card

For the student who loves earning rewards points on their spending, the Amex EveryDay® Credit Card is the answer.

• No annual fees
• Earn 2x membership points at U.S supermarkets (up to $6,000 per year)
• Earn 1x membership point on all other purchases
• Carry a balance on your card with no penalty APR
• 0% introductory APR for the first 15 months on purchases

American Express offers plenty of options to redeem accumulated points, making this card an appealing choice.

American Express Credit Cards For Students Example:

Let's say you're a college student who has a part-time job and you need a credit card for everyday expenses. You choose the Blue Cash Everyday® Card from American Express for its cashback benefits on groceries and gas. Let's look at an estimated monthly spending breakdown:

• Groceries: $300 (earning 3% cashback = $9)
• Gas: $100 (earning 2% cashback = $2)
• Other purchases: $200 (earning 1% cashback = $2)

Through these expenses, you'd earn $13 in cashback monthly, or $156 annually. This could help cover the costs of textbooks or other college necessities.

And there you have it! Now that you're aware of the American Express credit card options available for students, you can make an informed choice that best suits your lifestyle and financial goals during your college years. Remember to use your card wisely by paying off balances on time and maximizing cashback benefits or reward points. If you found this guide helpful, be sure to share it with fellow college students and explore other money-saving articles on Flik Eco. Happy swiping!