Planning your next dream vacation and prefer Airbnb for your accommodation? You're not alone. In recent years, Airbnb has become a popular choice for travellers seeking unique and cost-effective lodgings. But did you know that you can make your Airbnb experience even better by using the right credit card? In this article, we will introduce the best credit cards for Airbnb bookings, highlighting their key features and benefits. So, buckle up as we take you on a journey to discover the ultimate travel hack to maximize your savings and rewards!
Best Credit Cards For Airbnb Table of Contents
The Top Credit Cards for Airbnb
When it comes to Airbnb bookings, not all credit cards are created equal. To help you find the best card for your needs, we've compiled a list of the top options, each with its own unique features and perks.
1. Chase Sapphire Preferred
- 2x points on travel and dining, including Airbnb
- 1x point on all other purchases
- 60,000 bonus points after spending $4,000 in the first 3 months
- No foreign transaction fees
The Chase Sapphire Preferred is an excellent choice for travellers, especially if you value flexibility. This card allows you to transfer points to various airline and hotel loyalty programs, as well as redeem them for Airbnb stays through the Chase Ultimate Rewards portal. With a solid rewards rate and a generous sign-up bonus, you'll quickly rack up points for future adventures.
2. Capital One Venture Rewards Credit Card
- 2x miles on every purchase, including Airbnb
- 50,000 bonus miles after spending $3,000 in the first 3 months
- No foreign transaction fees
If you prefer a flat-rate rewards structure, the Capital One Venture Rewards Credit Card is a fantastic option. With the ability to earn 2x miles on all purchases, you'll never have to worry about bonus categories. Plus, you can redeem your miles for Airbnb bookings through Capital One's travel portal or apply them as a statement credit for travel-related expenses, including Airbnb stays.
3. American Express Platinum Card
- 5x points on flights booked directly or through the American Express Travel portal
- 1x point on all other purchases, including Airbnb
- 60,000 bonus points after spending $5,000 in the first 3 months
- Access to airport lounges and an annual $200 airline fee credit
While the American Express Platinum Card doesn't specifically cater to Airbnb, it's ideal for luxury travellers who prioritize travel perks. Although the rewards rate for Airbnb bookings isn't as high as other cards on our list, the card's additional benefits more than make up for it, especially if you frequent airports and appreciate premium travel experiences.
4. Discover it Miles
- 1.5x miles on all purchases, including Airbnb
- Matches all miles earned at the end of your first year
- No annual fee or foreign transaction fees
Are you looking for a simple, no-fuss travel rewards card? The Discover it Miles card appeals to those who prioritize a straightforward rewards strategy and don't mind forgoing luxury perks. With no annual fee and an effective 3x miles on all purchases during your first year, this card is perfect for budget-conscious travellers looking to save on Airbnb stays.
Best Credit Cards For Airbnb Example:
Imagine you're planning a two-week European vacation with your family, and you've opted to stay in a cozy Airbnb apartment instead of a hotel. Your total Airbnb costs come to $2,000.
By using the Chase Sapphire Preferred, you'll earn 4,000 points on your Airbnb spending (2x points for travel). Coupled with the sign-up bonus of 60,000 points after meeting the spending requirements, you'll have a whopping 64,000 points in your account, which can be redeemed for future travel expenses or transferred to airline and hotel partners.
On the other hand, if you choose the Capital One Venture Rewards Credit Card, you'll earn 4,000 miles on your Airbnb expenses (2x miles for every purchase). With the 50,000 bonus miles after meeting the spending requirements, you'll have 54,000 miles available for redemption toward your next unique Airbnb experience.
Both cards can help you save significantly on your vacation costs, depending on your travel preferences and rewards redemption strategy.
Now that you're armed with the knowledge of the best credit cards for Airbnb, it's time to turn those dream vacations into reality. By choosing the right card for your needs, you can maximize your rewards and enjoy unique lodging experiences without breaking the bank.
If you found this article helpful, be sure to explore other personal finance and investing guides on Flik Eco. With our authoritative yet relatable advice, you'll be well on your way to mastering your money and living the life you've always wanted. Don't forget to share this article with friends and family who might benefit from these savvy Airbnb credit card tips. Happy travels!
