Are you an Apple enthusiast who loves to purchase the latest gadgets and devices? Or perhaps you're just looking for a credit card that provides you with the best rewards for your Apple purchases? If so, you've come to the right place. In this guide, we will be showing you the best credit cards for Apple purchases that will save you money and earn you rewards and points for your next Apple product binge!
Best Credit Cards For Apple Purchases Table of Contents
1. Apple Card
Fittingly, the Apple Card is the first on our list. Created in partnership with Goldman Sachs, the Apple Card seamlessly integrates with your iPhone and the Wallet app. Here are the benefits and features of the Apple Card for your Apple purchases:
- Cashback Rewards: Earn 3% cashback on all Apple purchases, 2% on other transactions using Apple Pay, and 1% on physical card purchases.
- No Fees: Enjoy the absence of annual fees, foreign transaction fees, and late payment fees.
- Real-Time Tracking: Instantly view your cashback rewards, spending summary, and transactions through the Wallet app.
- Security: Enhanced security features include Face ID, Touch ID, and unique card numbers tied to your iPhone.
2. Amazon Prime Rewards Visa Signature Card
If you frequently purchase Apple products from Amazon, the Amazon Prime Rewards Visa Signature Card might be ideal for you:
- Amazon Cashback: Earn 5% cashback on all Amazon and Whole Foods purchases - including Apple products.
- Other Cashback: 2% cashback at restaurants, gas stations, and drugstores, and 1% on everything else.
- No Fees: No annual fee or foreign transaction fees, but requires an Amazon Prime membership.
- Instant Card Approval: Start using the card immediately on Amazon once approved.
3. Chase Freedom Flex℠
The Chase Freedom Flex℠ is another excellent credit card option for Apple purchases, especially if you're an Apple user who wants to maximize cashback rewards:
- Rotating Categories: Earn 5% cashback on up to $1,500 in combined purchases in quarterly bonus categories, sometimes including Apple purchases.
- New Cardmember Bonus: Earn a $200 bonus after spending $500 within the first three months.
- Other Cashback: Enjoy 5% on travel purchased through Chase, 3% on dining, drugstores, and 1% on everything else.
- No Annual Fee: Pay no annual fee while maximizing your rewards.
4. Citi® Double Cash Card
For straightforward cashback without worrying about categories, the Citi® Double Cash Card is an attractive option:
- Dual Cashback: Earn 1% cashback on all purchases, and an additional 1% when you pay off your balance.
- Flexible Redemptions: Redeem your cashback as a statement credit, direct deposit, or check.
- No Annual Fee: Enjoy cashback earnings without an annual fee.
Choosing the Best Credit Card for Your Apple Purchases
When deciding on the best credit card for your Apple purchases, consider the following factors:
- How often you purchase Apple products and from which retailers
- The importance of cashback rewards, points, travel benefits, and card fees
- Your spending habits in other categories, such as dining, travel, and entertainment
Best Credit Cards For Apple Purchases Example:
Imagine Steve, an Apple enthusiast who upgrades his Apple devices every year. His annual spending on Apple products is around $3,500. After comparing all the available options, he chooses the Apple Card due to its 3% cashback on Apple purchases, no fees, and seamless integration with his iPhone.
With his Apple Card, Steve earns $105 cashback annually from his Apple purchases ($3,500 × 0.03). He also enjoys real-time tracking, enhanced security, and the ability to use his cashback rewards effortlessly on future Apple purchases.
Now that you're equipped with the knowledge of the best credit cards for Apple purchases, it's time to choose the best one tailored to your needs. Your next iPhone, MacBook, or Apple Watch purchase can be even more rewarding when you maximize your savings and rewards with the right credit card. Don't forget to share this article with friends and family who could benefit from these insights, and explore more financial guides on Flik Eco to make the most out of your personal finances. Happy shopping and saving, Apple aficionados!
