When it comes to credit cards, big spenders need something that can handle their busy lifestyle and provide them with the best rewards and benefits. That's why we've researched and compiled a list of the best credit cards for big spenders, so you can be confident you're making the right choice for your financial needs. In this guide, we'll explore the top options available to you and discuss their unique features that make them stand out in the competitive world of credit cards.
Best Credit Cards For Big Spenders Table of Contents
1. American Express Platinum Card
1. American Express Platinum Card
Benefits and Rewards:
- Welcome bonus of 100,000 Membership Rewards points after you spend $6,000 within the first six months
- 5x points on flights booked directly with airlines or through amextravel.com
- 5x points on prepaid hotels booked through amextravel.com
- $200 annual airline fee credit for incidental charges
- $200 annual Uber credit
- Access to over 1,200 airport lounges worldwide
- Global Entry or TSA PreCheck fee credit
- Complimentary Marriott Bonvoy Gold Elite and Hilton Honors Gold status
- No foreign transaction fees
Annual Fee:
$695
2. Chase Sapphire Preferred Card
Benefits and Rewards:
- 100,000-point welcome bonus after spending $4,000 within the first three months
- 2x points on travel and dining purchases
- 1 point per dollar spent on all other purchases
- 25% more value when redeeming points for travel through Chase Ultimate Rewards
- Transfer points to leading airline and hotel loyalty programs
- No foreign transaction fees
- Primary rental car insurance
Annual Fee:
$95
3. Citi Premier Card
Benefits and Rewards:
- 60,000-point welcome bonus after spending $4,000 within the first three months
- 3x points on travel, gas stations, dining, and supermarkets
- 1 point per dollar spent on all other purchases
- $100 annual hotel credit for stays of $500 or more
- No foreign transaction fees
- Transfer points to select airline loyalty programs
Annual Fee:
$95
4. Capital One Venture Rewards Card
Benefits and Rewards:
- 100,000 bonus miles after spending $20,000 within the first 12 months (or 50,000 miles after spending $3,000 within the first three months)
- 2x miles on every purchase – no categories to track
- Up to a $100 credit for a Global Entry or TSA PreCheck application fee
- No foreign transaction fees
- Redeem miles for travel, cash back, or transfer to partner airlines and hotels
Annual Fee:
$95
Best Credit Cards For Big Spenders Example:
Imagine you're a frequent traveler who spends a significant amount on flights, hotels, and dining out. With the American Express Platinum Card, you could earn 5x points on flights and hotels, giving you ample rewards for your spending. Plus, with access to over 1,200 airport lounges worldwide and Gold Elite status with Marriott Bonvoy and Hilton Honors, you'll enjoy additional perks that enhance your travel experiences.
Now that you've learned about the best credit cards for big spenders, it's time to take the next step and apply for the one that aligns with your needs and lifestyle. Whether you're a frequent traveler, a foodie, or simply looking for a solid rewards program, these credit cards will help you maximize your spending and help you reap impressive benefits. Don't forget to share this article with others who might be on the lookout for the perfect credit card, and explore more guides on Flik Eco for tips on personal finance, investing, and more.
