Are you tired of manually sorting and paying all your monthly bills? Or perhaps you're looking for more rewards on your everyday spending? Either way, you've come to the right place! In this Flik Eco guide, we will explore the best credit cards for bill paying that offer great rewards, discounts, and convenience all in one package. Get ready to take your bill-paying game to the next level!
Best Credit Cards For Bill Paying Table of Contents
Why Use a Credit Card for Bill Paying?
Before we dive into the best credit card options, let's discuss why using a credit card for bill paying can be extremely beneficial. Here are a few reasons:
- Automatic payments: Set up recurring payments with your credit card and never miss a payment again.
- Rewards: Earn rewards points, cashback, or miles for paying your bills with the right credit card.
- Discounts and offers: Some credit cards offer discounts or promotions specifically for bill payments.
- Credit score boost: Regular, consistent payments show responsible credit usage and can help improve your credit score over time.
Best Credit Cards for Bill Paying
Now, let's explore some of the best credit card options for bill paying available today:
1. Citi Double Cash Card
The Citi Double Cash Card is a stellar choice for earning cashback rewards on all purchases, including your bill payments.
Key Features:
- Earn 1% cash back on all purchases when you make them, and another 1% when you pay them off.
- No annual fee.
- 0% introductory APR on balance transfers for 18 months.
2. American Express® Blue Cash Preferred® Card
This Amex card offers fantastic cashback rewards on everyday categories, making it an excellent choice for using it to pay your monthly bills.
Key Features:
- 6% cash back at U.S. supermarkets (up to $6,000 per year).
- 6% cash back on streaming services.
- 3% cash back on transit and gas stations.
- $250 welcome bonus after spending $1,000 in the first three months.
- $95 annual fee.
3. Chase Sapphire Preferred® Card
The Chase Sapphire Preferred is perfect for people looking for flexible rewards, as you can redeem your points in multiple ways, including bill payments.
Key Features:
- 2X points on travel and dining.
- 1X points on all other purchases, including bill payments.
- 60,000 bonus points after spending $4,000 in the first three months.
- $95 annual fee.
Best Credit Cards For Bill Paying Example:
Meet Sarah. She's a millennial who loves earning rewards on her credit card spending but hates manually paying each recurring monthly bill. Sarah decides to apply for the Citi Double Cash Card and sets up automatic payments for her bills to be paid directly from her new credit card. Now, her streaming service subscription, internet bill, and other monthly expenses are paid on time without any hassle. Plus, she's earning 1% cashback on all these payments and another 1% when she pays off her credit card balance each month.
So, there you have it! These top credit cards for bill paying will not only help you stay on top of your monthly payments, but they also offer outstanding rewards and benefits along the way. Don't forget to share this article with friends and family who could benefit from more streamlined bill-paying methods. And if you're hungry for more personal finance tips, strategies, and resources, explore other guides on Flik Eco.
