Say hello to your newest dining and gas companions - the best credit cards for these everyday expenses! From exclusive dining perks to serious cash-back rewards at the gas station, we've compiled the top credit cards that can lead to extra savings and a more rewarding experience. Discover your perfect match and make every fuel-up and food indulgence count with Flik Eco's list of the best credit cards for dining and gas.
Best Credit Cards For Dining And Gas Table of Contents
Why Look for Credit Cards Specifically for Dining and Gas?
Combining two of the most common expenditures in one reward system ensures that your money works harder for you in day-to-day life. By utilizing the right card for your spending habits, you're effectively maximizing your reward potential and optimizing your financial management game.
The Best Credit Cards for Dining and Gas
We've carefully analyzed the terms, perks, and reward structures of various credit cards to create this list of top contenders for your dining and gas needs. Let's dive into these cards and learn how each can benefit your lifestyle.
1. American Express® Gold Card
- 4x Membership Rewards points on dining at restaurants, including takeout and delivery
- 3x Membership Rewards points on travel, including gas stations
- Monthly dining credits and travel perks
- Annual fee: $250
2. Wells Fargo Propel American Express® Card
- 3x points on dining, gas stations, travel, and streaming services
- No annual fee
- Introductory cashback bonus and rewards never expire
- Cell phone protection and other travel benefits
3. Chase Sapphire Preferred® Card
- 2x points on dining and travel, including gas
- No foreign transaction fees
- Introductory bonus points offer
- Annual fee: $95
4. Costco Anywhere Visa® Card by Citi
- 4% cashback on gas, up to $7,000 spent per year
- 3% cashback on restaurants and travel
- 2% cashback on Costco and Costco.com purchases
- No annual fee with a paid Costco membership
5. Blue Cash Preferred® Card from American Express
- 6% cashback on select U.S. streaming services
- 3% cashback on transit, including gas stations
- 3% cashback at U.S. supermarkets (up to $6,000 per year)
- Annual fee: $95 (waived first year)
Best Credit Cards For Dining And Gas Example:
Imagine you spend $300 per month dining out and $150 per month on gas. With the Wells Fargo Propel American Express® Card, you would earn 3x points for a total of 1,350 points monthly and 16,200 points annually. This translates to $162 in annual cashback rewards on dining and gas alone, all without paying an annual fee.
Alternatively, the American Express® Gold Card would provide 4x points on dining and 3x on gas, totaling 6,600 reward points per month and 79,200 points annually. However, with a $250 annual fee, this card may be better suited for those with higher spending habits or who value additional travel benefits.
By making an informed decision on a credit card tailored to your dining and gas spending habits, you can save money and enjoy better rewards in the process. Explore different options, assess your financial goals, and find your perfect match from Flik Eco's list of best credit cards for dining and gas. Share this valuable guide with friends and family to spread the knowledge and help them on their personal finance journey as well. Don't forget to check out other guides and resources from Flik Eco!
