Are you tired of your subscriptions costing you more than they should? With the ever-growing list of subscription services available, it's time to take control and save with the best possible credit cards. In this guide, we'll help you understand which credit cards support your subscription needs by offering rewards, cashback, and a variety of other benefits. Say goodbye to overspending and hello to smarter subscriptions!
Credit Cards To Use For Subscriptions Table of Contents
Choosing the Right Credit Card for Subscriptions
Maximizing Rewards and Cashback
When selecting a credit card for your subscriptions, it's crucial to choose one that provides rewards or cashback for your spending. Look for cards that provide bonus points or cashback on recurring bills, streaming services, or specific entertainment categories.
Low Interest Rates and Fees
High interest rates and fees can cancel out any savings you may get from your rewards or cashback. So, opt for a credit card with low interest rates and fees to help maximize your subscription-related savings.
Special Perks and Bonuses
Some credit cards offer unique perks specifically for subscription services, such as free trials, discounts, or complimentary memberships. These cards can be a great option if your subscriptions focus on streaming platforms, entertainment services, or fitness apps.
Top Credit Cards for Subscriptions
American Express Blue Cash Preferred Card
- 6% cashback on select U.S. streaming subscriptions
- 3% cashback on transit and 6% at U.S. supermarkets
- $95 annual fee (waived for the first year)
Chase Sapphire Preferred Card
- 2x points on travel and dining purchases, including some streaming services
- 60,000 bonus points after spending $4,000 in the first three months
- $95 annual fee
Citi Double Cash Card
- 2% cashback on all purchases, including subscriptions
- No annual fee and 0% intro APR for the first 18 months on balance transfers
Bank of America Cash Rewards Credit Card
- 3% cashback on a category of your choice (including online shopping and streaming)
- 2% cashback at grocery stores and wholesale clubs
- No annual fee
Credit Cards To Use For Subscriptions Example:
Let's say you are an avid subscriber to streaming platforms like Netflix, Hulu, and Spotify, along with a fitness app and a monthly magazine. You spend a total of $100 on these services each month.
If you were to use the American Express Blue Cash Preferred Card, you would earn 6% cashback on your streaming services, resulting in $72 yearly cashback. Combine that with the 3% cashback on your fitness app and magazine subscriptions, and you can save even more!
Alternatively, if you opt for the Citi Double Cash Card, you'll earn a steady 2% cashback rate on every subscription, regardless of the category. In this case, you'd earn $24 in cashback per year from your streaming services alone.
So, there you have it - the best credit cards for subscriptions to help you keep more money in your wallet! No more feeling overwhelmed by subscription costs or missing out on potential savings. Take the first step towards smarter, more economical subscriptions by choosing the right credit card for you.
If you found this article helpful, don't hesitate to share it with friends and family who can also benefit from these insights. Also, be sure to explore other Flik Eco guides to help you master all aspects of personal finance and investing in the ever-changing world of finance.
