Oh, Canada! Home to majestic mountains, pristine lakes, and endless adventures. Chances are, if you're a travel enthusiast, you've got your sights set on exploring this stunning country. And, if you're a savvy traveler, you know that having the right travel credit card can help offset the costs and make your journeys even more rewarding. That's why we're excited to share our top picks for the best Canadian credit cards for travel. Are you ready to make your Canadian getaway even more memorable? Let's dive in!
Best Canadian Credit Cards For Travel Table of Contents
1. Scotiabank Passport Visa Infinite Card
With the Scotiabank Passport Visa Infinite Card, you'll forget all about foreign transaction fees, as this card boasts a whopping 0% fee on foreign currency purchases. Plus, you'll earn valuable Scotia Rewards points with every swipe, making this card perfect for frequent travelers.
Key Features:
- 2 Scotia Rewards points per $1 spent on eligible grocery, dining, entertainment, and transit purchases
- 1 Scotia Rewards point per $1 on everything else
- 6 complimentary airport lounge visits each year
- Travel insurance benefits and rental car collision insurance
2. BMO World Elite Mastercard
Looking for a card that offers more than just travel rewards? The BMO World Elite Mastercard is your all-in-one travel companion. With impressive earning potential, extensive insurance coverage, and unique perks, you'll be ready to jet on your next adventure in no time.
Key Features:
- 3 BMO Rewards points per $1 spent on travel, dining, and entertainment
- 2 BMO Rewards points per $1 on everything else
- Complimentary airport lounge access through Mastercard Airport Experiences
- Wide-ranging insurance coverage, including out-of-province travel medical and trip cancellation protection
3. American Express Cobalt Card
The American Express Cobalt Card offers flexible rewards earning, perfect for those who want to maximize their travel rewards. From flights to accommodations, dining, and more, this card has you covered.
Key Features:
- 5 Membership Rewards points per $1 spent at grocery stores, restaurants, bars, and food delivery services
- 2 Membership Rewards points per $1 spent on travel and transit, including flights, hotels, taxis, and public transportation
- 1 Membership Reward points per $1 on everything else
- Access to exclusive American Express experiences and benefits
Best Canadian Credit Cards For Travel Example:
Imagine you're planning a dream trip to Banff National Park. To help offset the costs, you've wisely chosen to use the BMO World Elite Mastercard. With this card, you'll earn 3 BMO Rewards points for every dollar you spend on travel, dining, and entertainment – perfect for your stay in Banff.
So, let's say you spend $2,000 on flights, hotels, and excursions. That would earn you 6,000 BMO Rewards points! In addition, you'll have access to complimentary airport lounges where you can relax before your flight. Plus, your card includes valuable travel insurance coverage, just in case any unexpected surprises pop up during your trip.
Now that we've equipped you with our top picks for the best Canadian credit cards for travel, it's time to start planning your next adventure! Keep in mind that everyone's travel needs are different, and the perfect card for one person might not be right for someone else.
So, do some comparison-shopping, consider the card's annual fees, and ultimately, choose the card that best aligns with your travel goals and priorities. And when you're ready to book your next trip, don't forget to check out the other fantastic guides and tips on Flik Eco to make the most of your travel experiences. Happy traveling!
