Credit Cards

Best Credit Cards For 2018

Best Credit Cards For 2018

Are you ready to find the best credit card for 2018? Your search ends here! Let Flik Eco help you explore the top credit cards that offer the best rewards, cash back, and low interest rates in 2018. We've done the research, compared the features, and now we're breaking down the complex world of credit cards into simple, tangible concepts for you to understand.

Why Choosing the Right Credit Card Matters

Before diving into the best credit cards of 2018, it's essential to understand the importance of choosing the right card for you. A credit card that suits your financial goals and lifestyle can help you save money, build your credit score, and even get rewarded for your everyday expenses.

Best Credit Cards of 2018: Top 4 Picks

Without further ado, here are the best credit cards for 2018 that you should consider adding to your wallet:

1. Chase Sapphire Preferred Card

  • 2x points on travel and dining purchases worldwide
  • 1 point per dollar spent on all other purchases
  • 50,000 bonus points after spending $4,000 on purchases in the first three months
  • No foreign transaction fees
  • $95 annual fee (waived for the first year)

2. Citi Double Cash Card

  • 1% cash back on all purchases
  • 1% cash back when you pay your bill
  • No annual fee
  • 0% intro APR for balance transfers for 18 months

3. Discover it Cash Back

  • 5% cash back on rotating categories every quarter (up to $1,500 in combined purchases)
  • 1% cash back on all other purchases
  • No annual fee
  • Discover will match your cash back at the end of the first year
  • 0% intro APR on purchases and balance transfers for 14 months

4. Capital One Quicksilver Cash Rewards Credit Card

  • 1.5% cash back on all purchases
  • No annual fee
  • $150 cash bonus after spending $500 on purchases within the first three months
  • 0% intro APR on purchases and balance transfers for 15 months
  • No foreign transaction fees

Best Credit Cards For 2018 Example:

Let's assume you're a millennial who loves to travel, dine out, and wants to maximize your credit card rewards. In this scenario, the Chase Sapphire Preferred Card is a perfect fit for your lifestyle. With 2x points on travel and dining purchases worldwide and 50,000 bonus points after spending $4,000 in the first three months, this card could help you earn valuable rewards that can be redeemed for travel, cash back, or gift cards.

So, now that you know about the best credit cards for 2018, it's time to make an informed decision that fits your financial goals and lifestyle. Always remember to use your credit card responsibly, pay off your balance in full every month, and enjoy the rewards that these top credit cards have to offer. If you found this guide helpful, don't forget to share it with your friends and explore other personal finance guides on Flik Eco!

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About Jermaine Hagan (The Plantsman)

Jermaine Hagan, also known as The Plantsman is the Founder of Flik Eco. Jermaine is the perfect hybrid of personal finance expert and nemophilist. On a mission to make personal finance simple and accessible, Jermaine uses his inside knowledge to help the average Joe, Kwame or Sarah to improve their lives. Before founding Flik Eco, Jermaine managed teams across several large financial companies, including Equifax, Admiral Plc, New Wave Capital & HSBC. He has been featured in several large publications including BBC, The Guardian & The Times.

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