Ready to set sail on your next cruise vacation? Don't leave home without the perfect credit card to earn rewards and save on your nautical adventure! In this Flik Eco blog post, we'll uncover the best credit cards for cruises, taking the guesswork out of maximizing your benefits on the high seas. If you're a first-time or seasoned cruiser, you'll want to keep reading to discover the cards that can elevate your cruise experience to a whole new level!
Best Credit Cards For Cruises Table of Contents
Top Credit Cards for Cruises
We've done the research to help you find the best credit cards for your cruise vacation. These cards offer a mix of rewards, cashback, and additional perks tailored to cruisers.
1. Chase Sapphire Preferred Card
- Earn 2 points per dollar on travel purchases, including cruises
- Flexible redemption options, such as transferring points to partner rewards programs or redeeming for cruises, hotels, and flights
- No foreign transaction fees, which makes it great for international cruises
2. Capital One Venture Rewards Card
- Earn 2 miles per dollar on all purchases, which can be redeemed for cruises, hotels, flights, and more
- No foreign transaction fees, making it ideal for international cruise vacations
- $100 credit towards Global Entry or TSA PreCheck
3. Carnival World Mastercard
- Designed specifically for Carnival Cruise Line enthusiasts
- Earn 2 "FunPoints" per dollar spent on Carnival purchases and 1 "FunPoint" per dollar on all other purchases
- No annual fees and a 0% foreign transaction fee
4. Royal Caribbean Visa Signature Card
- Intended for loyal Royal Caribbean cruisers
- Earn 2 points per dollar on Royal Caribbean purchases, and 1 point per dollar on all other purchases
- Bonus: Enjoy a $100 statement credit after your first purchase
5. Princess Cruises Rewards Visa Card
- Earn 2 points per dollar on Princess Cruises purchases, and 1 point per dollar on all other purchases
- Redeem points for onboard credits, cruise discounts, and more
- No annual fee and no foreign transaction fees
Additional Perks and Benefits
Many of the best credit cards for cruises also offer additional perks and benefits tailored for your cruise vacation. These may include:
- Onboard credits: Some credit cards offer onboard credits that can be used for anything from spa treatments to shore excursions. Check with your card provider for any limitations or restrictions.
- Priority boarding/disembarkation: Some cards offer priority access for boarding and disembarkation. This can make a big difference in starting your vacation off on the right foot.
- Discounts: Many cards offer discounts on cruise purchases, including spa treatments, shops, and shore excursions.
Best Credit Cards For Cruises Example:
Imagine you and your friends are planning a week-long Caribbean cruise on Carnival. You decide to apply for the Carnival World Mastercard to take advantage of the "FunPoints." After getting approved, you book your cruise using the card and earn 2x points on the purchase.
Not only does this save you money on your cruise, but you can also redeem those points for onboard credits during your vacation and enjoy a spa treatment or a fun shore excursion.
Now that you know the best credit cards for cruises, it's time to set sail on an unforgettable journey. Don't miss out on the opportunity to reap the benefits of these cards and enhance your vacation experience. And remember, sharing is caring—so be sure to pass along this Flik Eco guide to your fellow cruise enthusiasts! Looking for more tips on personal finance? Browse our blog for more valuable insights on credit cards, investing, and more. Bon voyage!