Do you love tantalizing your taste buds with delicious flavors from all around the world? It's no secret that dining out can be an expensive experience, but luckily, the right credit card can help you save money on your favorite meals! In this article, we'll explore the best credit cards for dining rewards, so you can enjoy your next culinary adventure without breaking the bank.
Best Credit Cards For Dining Rewards Table of Contents
Why Dining Rewards Credit Cards?
For frequent diners, having a credit card that offers dining rewards can be a game-changer. You can earn points, cash back, and exclusive perks every time you satisfy your cravings. We've researched and compared the top dining rewards credit cards to help you find the perfect match for you. Here are five amazing options:
1. Chase Sapphire Preferred Card
- 2x points per dollar on dining purchases
- Travel and dining points are worth 25% more when redeeming through Chase Ultimate Rewards
- No foreign transaction fees
- Generous sign-up bonus
The Chase Sapphire Preferred Card is a top choice for those who love dining and traveling. You'll earn double points for each dollar spent on dining and travel purchases, and these points can be redeemed for even more value when using them for travel or dining experiences. Plus, the card has no foreign transaction fees, making it perfect for international culinary enthusiasts.
2. American Express Gold Card
- 4x points per dollar at restaurants
- 4x points per dollar at U.S. supermarkets (up to $25,000 per year)
- $120 dining credit at participating restaurants and food delivery services
- No foreign transaction fees
If you frequently eat out and cook at home, the American Express Gold Card offers the best of both worlds. You'll earn quadruple points on dining and U.S. supermarket purchases, giving you ample rewards to enjoy. The card also comes with an annual $120 dining credit to use at participating restaurants and delivery services, adding even more value to your dining experience.
3. Capital One Savor Cash Rewards Credit Card
- 4% cash back on dining
- 2% cash back on groceries
- 8% cash back on Vivid Seats ticket purchases
- No foreign transaction fees
For those who love cash back rewards, the Capital One Savor Cash Rewards Credit Card has you covered. With quadruple cash back on dining and double cash back on groceries, you'll be able to save every time you eat. Movie and concert lovers will also enjoy the impressive 8% cash back on Vivid Seats ticket purchases.
4. Discover it Cash Back Card
- 5% cash back on rotating categories each quarter (including dining)
- Unlimited 1% cash back on all other purchases
- Cash back match for the first year
- No annual fee
The Discover it Cash Back Card offers a unique way to earn cash back rewards by providing five percent cash back on rotating categories each quarter, including dining as one of the options. Plus, Discover will match your cash back earnings for the first year, essentially doubling your rewards.
5. Wells Fargo Propel American Express Card
- 3x points on dining, travel, gas stations, and select streaming services
- 1x points on all other purchases
- No annual fee
- No foreign transaction fees
The Wells Fargo Propel American Express Card is an excellent all-around rewards card that provides triple points on dining, travel, gas stations, and select streaming services. With no annual fee and no foreign transaction fees, this card is perfect for users who want a versatile option for their spending needs.
Best Credit Cards For Dining Rewards Example:
Imagine this scenario: You and your significant other dine out twice a week at local restaurants, spending an average of $100 per meal. If you're using the American Express Gold Card, you'll be earning 400 points per week on these dining experiences, which adds up to 20,800 points a year. With these points, you could redeem them for exclusive dining experiences, travel, or even apply them as a statement credit to offset your dining expenses.
Now that you know the best credit cards for dining rewards, it's time to choose the one that aligns with your eating habits and lifestyle. Whether you prefer cash back, points, or exclusive perks, there's a card out there with your name on it. Bon appétit!
If you found this article helpful, don't forget to share it with your friends and family who love to dine out. Additionally, be sure to explore other guides on Flik Eco to learn more about personal finance, investing, and banking tips to help you make the most of your money. Cheers to a more rewarding future!
