11 Jul Banking & Savings, Insights What Is an Unsecured Loan? July 11, 2025 By Jermaine Hagan (The Plantsman) Ever found yourself daydreaming about a shiny new gadget, a spontaneous weekend escape, or finally paying off that lingering credit ...Continue reading
11 Jul Insights, Mortgages & Renting How to Get Rid of PMI on a FHA Loan July 11, 2025 By Jermaine Hagan (The Plantsman) Picture this: you're browsing your favorite finance blog at midnight, double-tapping memes about avocado toast and student loans, wh...Continue reading
11 Jul Editors Picks, Insights, Mortgages & Renting Buying a New Home? What Percent of Income Should Go to Your Mortgage? July 11, 2025 By Jermaine Hagan (The Plantsman) Ready to get out of your current ‘less-than-ideal’ renting situation and buy your own home? If you shouted ‘yes!’ before you finished r...Continue reading
11 Jul Banking & Savings, Insights, Mortgages & Renting When Can You Drop PMI on an FHA Loan? July 11, 2025 By Jermaine Hagan (The Plantsman) Picture this: you've just snagged your very first home, and you're riding high on the wave of adulting like a pro—until you spot tha...Continue reading
11 Jul Insights, Investing & Crypto How to Apply for an SBA Loan: A Beginner's Guide July 11, 2025 By Jermaine Hagan (The Plantsman) So you’ve decided to take the plunge and explore the world of SBA loans, but the application process feels like deciphering hierogly...Continue reading
11 Jul Banking & Savings, Insights, Mortgages & Renting What Is a Hard Money Loan? July 11, 2025 By Jermaine Hagan (The Plantsman) Picture this: you're a savvy millennial or Gen Z trailblazer, scrolling through your favorite social feed when a friend drops a hot ...Continue reading
11 Jul Banking & Savings, Insights, Mortgages & Renting What is a Jumbo Loan? (Updated for 2022 & 2025) July 11, 2025 By Jermaine Hagan (The Plantsman) Ever found yourself daydreaming about your future dream home—only to be halted by the thought of traditional mortgages? Well, let’s ...Continue reading
11 Jul Banking & Savings, Insights How to Get a Car Loan With No Credit? July 11, 2025 By Jermaine Hagan (The Plantsman) Ever dreamed of cruising down the highway in your dream car, only to be halted by the nagging question, “How in the world do I get a...Continue reading
11 Jul Insights, Mortgages & Renting How to Get a Loan to Build a House July 11, 2025 By Jermaine Hagan (The Plantsman) Picture this: a house built from your wildest dreams, a space that screams your individuality, where every brick and beam echoes you...Continue reading
11 Jul Banking & Savings, Insights, Mortgages & Renting What is a Bridge Loan? July 11, 2025 By Jermaine Hagan (The Plantsman) Ever found yourself in a financial limbo, desperately trying to secure your next big move, only to be told you need cash faster than...Continue reading
11 Jul Banking & Savings, Insights How Long Does it Take to Get a Personal Loan? July 11, 2025 By Jermaine Hagan (The Plantsman) Ever wondered if waiting for a personal loan is more agonizing than waiting for your favorite meme account to post a fresh batch? If...Continue reading
11 Jul Banking & Savings, Insights When Can You Refinance a Car Loan? July 11, 2025 By Jermaine Hagan (The Plantsman) Picture this: You’re cruising down the highway of life, windows down, your favorite playlist blasting, when suddenly you realize tha...Continue reading
11 Jul Banking & Savings, Insights, Mortgages & Renting What Is a Home Equity Loan and How Does It Work? July 11, 2025 By Jermaine Hagan (The Plantsman) Ever wondered if tapping into your home’s hidden value could be the ultimate hack for funding your next big adventure—or even just f...Continue reading
11 Jul Banking & Savings, Insights What is a Balloon Loan? July 11, 2025 By Jermaine Hagan (The Plantsman) Ever wondered why mortgage ads sometimes mention a “balloon payment” and leave you picturing a giant inflatable at the end of your l...Continue reading
11 Jul Insights, Investing & Crypto How Do I Check the Status of My SBA Loan July 11, 2025 By Jermaine Hagan (The Plantsman) Ever found yourself hitting refresh on your loan status page like a caffeine-fueled social media feed, waiting for that elusive “App...Continue reading
11 Jul Insights, Investing & Crypto What is a Margin Loan? July 11, 2025 By Jermaine Hagan (The Plantsman) Ever wondered how you can stretch your investment dollars like a pair of vintage jeans on laundry day? Welcome to the world of margi...Continue reading
11 Jul Banking & Savings, Editors Picks, Insights What is a Green Loan July 11, 2025 By Jermaine Hagan (The Plantsman) Have you ever wondered if your financial choices could be as eco-friendly as that reusable water bottle you just can’t go a day with...Continue reading
11 Jul Banking & Savings, Insights What Do I Need to Apply for a Personal Loan? July 11, 2025 By Jermaine Hagan (The Plantsman) Picture this: you've just discovered the secret financial power-up—applying for a personal loan—and suddenly it feels like you're ab...Continue reading
11 Jul Banking & Savings, Insights How to Get a Loan With No Credit? July 11, 2025 By Jermaine Hagan (The Plantsman) Ever wondered how to secure a loan when your credit score is still a mystery—or worse, a myth? Welcome, friend, to the ultimate guid...Continue reading
11 Jul Banking & Savings, Insights What is a Consumer Loan? July 11, 2025 By Jermaine Hagan (The Plantsman) Picture this: you’re scrolling through your favorite social media feed when suddenly you stumble upon the term “consumer loan” and w...Continue reading
11 Jul Banking & Savings, Insights, Investing & Crypto How Long Does It Take to Get SBA Loan Once Approved? July 11, 2025 By Jermaine Hagan (The Plantsman) Imagine waiting for your SBA loan to come through like waiting for your food delivery on a lazy Sunday—exciting at first, but that a...Continue reading
11 Jul Banking & Savings, Insights, Mortgages & Renting How to Get a Loan With High Debt-to-Income Ratio July 11, 2025 By Jermaine Hagan (The Plantsman) Ever felt like your bank account is playing hard to get because of that pesky high debt-to-income ratio? You’re not alone. Navigatin...Continue reading
11 Jul Banking & Savings, Insights, Investing & Crypto, Mortgages & Renting What is a Term Loan? July 11, 2025 By Jermaine Hagan (The Plantsman) Picture this: you're scrolling through your favorite social feed when you suddenly realize it’s time to upgrade your ride, launch th...Continue reading
11 Jul Banking & Savings, Insights How Long Does it Take to Get a Loan? July 11, 2025 By Jermaine Hagan (The Plantsman) Ever wondered if getting a loan is like waiting for your favorite show to drop a new season—dragging your feet yet somehow always ar...Continue reading
11 Jul Banking & Savings, Insights New Car? How Does Interest Work on a Car Loan? July 11, 2025 By Jermaine Hagan (The Plantsman) So, you're eyeing that shiny, new ride and wondering how all that interest on a car loan actually works—welcome to the ultimate guid...Continue reading
11 Jul Banking & Savings, Insights What Is a Finance Charge on a Car Loan? July 11, 2025 By Jermaine Hagan (The Plantsman) So, you’ve finally decided to step into the driver's seat of financial literacy and take a hard look at that pesky finance charge on...Continue reading
11 Jul Insights, Mortgages & Renting How Long to Close FHA Loan After Appraisal? July 11, 2025 By Jermaine Hagan (The Plantsman) Imagine navigating the maze of home financing with the precision of a seasoned gamer—each level unlocking new challenges and rewards...Continue reading
11 Jul Banking & Savings, Insights How To Get Title After Paying Off Car Loan July 11, 2025 By Jermaine Hagan (The Plantsman) You've just celebrated one of the most triumphant financial milestones—your car loan is finally paid off! Now, instead of drowning i...Continue reading
11 Jul Banking & Savings, Insights, Investing & Crypto What Happens After SBA Loan Is Approved? July 11, 2025 By Jermaine Hagan (The Plantsman) Congratulations, you’ve just reached a major financial milestone – your SBA loan got approved! Now it’s time to sit back, do a littl...Continue reading
11 Jul Banking & Savings, Insights, Investing & Crypto How Hard is It to Get a Business Loan? July 11, 2025 By Jermaine Hagan (The Plantsman) Ever wondered if landing a business loan is like wrestling a wild, unpredictable beast while riding a unicycle on a tightrope? If yo...Continue reading
11 Jul Insights, Mortgages & Renting How Does a Construction Loan Work When You Own the Land? July 11, 2025 By Jermaine Hagan (The Plantsman) Picture this: you own a sprawling slice of land, and the idea of building your dream home or starting that cutting‐edge business hub...Continue reading
11 Jul Banking & Savings, Insights What is a Personal Installment Loan? July 11, 2025 By Jermaine Hagan (The Plantsman) Ever found yourself wondering if there’s a smarter way to borrow money—one that doesn’t involve endless revolving credit lines or th...Continue reading
11 Jul Insights, Mortgages & Renting How Long Does It Take to Get a Home Equity Loan? July 11, 2025 By Jermaine Hagan (The Plantsman) Picture this: You're scrolling through your favorite social feed, coffee in hand, when suddenly, a bright idea pops into your head—t...Continue reading
11 Jul Banking & Savings, Insights What Does it Mean to Default on a Loan? July 11, 2025 By Jermaine Hagan (The Plantsman) Picture this: you’re fresh out of your favorite indie coffee shop, smartphone buzzing with notifications, and your bank app alerting...Continue reading
11 Jul Banking & Savings, Insights How Fast Will a Car Loan Raise My Credit Score? July 11, 2025 By Jermaine Hagan (The Plantsman) Picture this: you just drove off the lot in your dream car, and while the thrill of new wheels is undeniable, you can’t help but won...Continue reading
11 Jul Banking & Savings, Insights How Long Does it Take for an SBA to be Deposited? July 11, 2025 By Jermaine Hagan (The Plantsman) Picture this: you’ve just received that coveted approval for your Small Business Administration (SBA) loan, and you’re practically d...Continue reading
11 Jul Banking & Savings, Insights How to Pay Off a Car Loan Faster? July 11, 2025 By Jermaine Hagan (The Plantsman) If you’ve ever stared at your monthly car loan statement wondering why it feels like an endless pit of debt, you’re not alone. Welco...Continue reading
11 Jul Insights, Mortgages & Renting How to Get a Construction Loan With No Money Down July 11, 2025 By Jermaine Hagan (The Plantsman) So you’ve decided to build your dream hangout or a chic new home but the thought of draining your bank account right off the bat mak...Continue reading
11 Jul Banking & Savings, Insights How Does Interest Work on a Car Loan? July 11, 2025 By Jermaine Hagan (The Plantsman) Buckle up and get ready to hit the open road of financial enlightenment as we dive into the wild ride that is car loan interest. Pic...Continue reading