Are you someone with a credit score between 650 and 700, looking to snag the best credit card for your financial needs? Look no further, because Flik Eco is here to help! We understand that finding the right credit card can be a daunting task, especially when there are countless options out there. That's why we've compiled this easy-to-follow guide, outlining the best credit cards in the 650-700 credit score range. Buckle up as we dive deep into the benefits and features of these top cards that will make managing your finances easier and more rewarding than ever!
Best Credit Cards For 650 Table of Contents
The Importance of Your Credit Score
A credit score between 650 and 700 falls in the "fair" or "good" category, depending on the scoring model. This means that you have a reasonable chance of getting approved for a credit card, although your options might be slightly limited as compared to those with an excellent credit score. Nevertheless, this range provides you with opportunities to secure cards that offer rewards and perks designed to help improve your overall financial health.
Best Credit Cards for 650-700 Credit Scores
Here are some top contenders for individuals with credit scores in the 650-700 range:
1. Capital One QuicksilverOne Cash Rewards Credit Card
- Unlimited 1.5% cash back on all purchases
- No foreign transaction fees
- Annual fee: $39
2. Discover it Secured Credit Card
- 2% cash back at gas stations and restaurants (up to $1,000 in combined purchases each quarter)
- 1% cash back on all other purchases
- No annual fee
- Reports to all three major credit bureaus
3. Petal 2 "Cash Back, No Fees" Visa Credit Card
- 1% cash back on all purchases, increasing to 1.5% after 12 on-time monthly payments
- No annual fee, late fees or foreign transaction fees
- Reports to all three major credit bureaus
4. Chase Freedom Unlimited
- 1.5% cash back on all purchases
- 5% cash back on travel booked through Chase Ultimate Rewards
- 3% cash back on dining and drugstore purchases
- No annual fee
Best Credit Cards For 650 Example:
Imagine you're an avid traveler with a credit score of 680 and you want a card that rewards your wanderlust without breaking the bank. The Capital One QuicksilverOne Cash Rewards Credit Card could be a perfect fit for you. With unlimited 1.5% cash back on all purchases and no foreign transaction fees, you can earn rewards while exploring the world without any added stress. The $39 annual fee might seem like a downside, but you only need to spend $2,600 per year for the cash back rewards to offset the cost!
So, go ahead and take advantage of the best credit cards for a 650-700 credit score! With the right card in your wallet, you can build your credit, enjoy cash back rewards, and improve your overall financial health. Share this article with friends and family to help them find their perfect credit card match and explore more expert financial tips and advice on Flik Eco.