Hey there foodies and restaurant-goers! We know you love dining out and enjoying delicious meals with your friends and loved ones. Why not make the most of your dining experiences by racking up points with the best credit cards for dining points? In this article, we'll dive into the top credit cards to help you earn rewards and cashback while you satisfy your taste buds at your favorite restaurants.
Best Credit Cards For Dining Points Table of Contents
2. Chase Sapphire Preferred Card
1. American Express Gold Card
Benefits:
- 4x points on dining at restaurants, including takeout and delivery
- 4x points on groceries, up to the first $25,000 per calendar year
- 3x points on flights booked directly with airlines or on amextravel.com
- $120 annual dining credit for participating restaurants and food delivery services
Annual Fee:
$250
2. Chase Sapphire Preferred Card
Benefits:
- 2x points on dining, including takeout and delivery
- 2x points on travel
- 5x points on Lyft rides through March 2022
- 25% more value when you redeem points through Chase Ultimate Rewards
Annual Fee:
$95
3. Capital One Savor Cash Rewards Credit Card
Benefits:
- 4% cash back on dining and entertainment
- 2% cash back at grocery stores
- 1% cash back on all other purchases
- $300 cash bonus after spending $3,000 in the first three months
Annual Fee:
$95 (waived in the first year)
4. Citi Prestige Card
Benefits:
- 5x points on dining and air travel
- 3x points on hotels and cruise lines
- 1x points on all other purchases
- $250 annual travel credit
- Complimentary fourth night at a hotel after booking at least four consecutive nights
Annual Fee:
$495
5. Wells Fargo Propel American Express Card
Benefits:
- 3x points on dining, including takeout and delivery
- 3x points on travel, including gas stations, rideshares, and transit
- 3x points on popular streaming services
- 1x points on all other purchases
- No annual fee
Annual Fee:
$0
Best Credit Cards For Dining Points Example:
Imagine you are a food enthusiast who spends $500 a month dining out at various restaurants. With the Capital One Savor Cash Rewards Credit Card, you would earn $240 in cash back rewards per year from dining alone. Add in the $300 cash bonus for meeting the initial spending requirement, and you've earned $540 in your first year. After subtracting the annual fee (waived in the first year), you would have a net gain of $540. And this doesn't even account for cashback earned on other categories!
So, food lovers, it's time to make your dining experiences even more rewarding by choosing one of these fantastic credit cards for dining points. Not only will you enjoy scrumptious meals, but you'll also earn points and cashback to put towards future dining adventures or other exciting experiences. Don't forget to share this article with your fellow foodies and check out more valuable guides on Flik Eco for tips on personal finance and investing. Bon appétit!
