Are you a food enthusiast who loves dining out frequently and exploring various restaurants and cafes? If so, we have good news for you! Flik Eco has prepared a list of the best credit cards for dining that enable you to enjoy great discounts, cashback, and reward points every time you go out to eat. Keep reading to learn more about these fantastic opportunities to maximize your benefits while fulfilling your culinary aspirations.
Best Credit Cards For Dining Table of Contents
Top Credit Cards for Dining Out
Chase Sapphire Preferred® Card
For excellent rewards on dining and travel expenses, the Chase Sapphire Preferred® Card is an excellent choice. With this card, you earn 2x points on travel and dining at restaurants worldwide and 3x points on online grocery purchases, select streaming services, and more. Plus, these points are worth 25% more when you redeem them through the Chase Ultimate Rewards® platform. The card has a $95 annual fee but no foreign transaction fees.
American Express® Gold Card
The American Express® Gold Card offers a whopping 4x Membership Rewards points at restaurants and U.S. supermarkets (up to $25,000 per calendar year, then 1x). Additionally, you can earn 3x points on flights booked directly with airlines or through Amex Travel. The card has a $250 annual fee, but its benefits, including $120 dining credit annually, $100 airline fee credit, and no foreign transaction fees, make it worth your while.
Capital One Savor Cash Rewards Credit Card
If cashback is your preference, the Capital One Savor Cash Rewards Credit Card offers a generous 4% cashback on dining, entertainment, and popular streaming services purchases. Moreover, you receive 3% cashback on groceries and 1% on all other purchases, giving you rewards on daily expenditure. The card comes with a $95 annual fee but no foreign transaction fees.
Uber Visa Card
With the Uber Visa Card, you can earn up to 5% back in Uber Cash on Uber, Uber Eats, and Jump, 3% back on dining, hotels, and airfare, and 1% back on all other purchases. The card offers a great option for those who enjoy dining out and traveling frequently. Plus, there's no annual fee or foreign transaction fees, making it even more wallet-friendly.
Blue Cash Preferred® Card from American Express
For a cashback card that balances dining and grocery rewards, the Blue Cash Preferred® Card from American Express might be perfect for you. Earn 6% cashback at U.S. supermarkets (on up to $6,000 in purchases per year, then 1%), 6% back on select U.S. streaming services, 3% back on transit, and at U.S. gas stations, and 1% back on all other purchases. It comes with a $95 annual fee (waived for the first year), but no foreign transaction fees.
Best Credit Cards For Dining Example:
Imagine that you regularly dine out at your favorite restaurants and often use your American Express® Gold Card. You spend $2,000 a year on dining, and because the card offers 4x Membership Rewards points, you earn 8,000 points on your dining expenses alone. Additionally, you get a $10 dining credit per month, summing up to $120 in dining credit each year. In this example, the rewards you earn from your dinner adventures significantly offset the card's annual fee, making it a rewarding choice for avid diners.
Now that you know the best credit cards for dining, it's time to make the most of each bite! Choose a credit card that perfectly aligns with your dining habits and preferences, and enjoy the benefits that come with it. Don't forget to share this article with your food-loving friends and explore other guides on Flik Eco to remain updated with personal finance and investing tips tailored for savvy individuals like you. Bon appétit!
