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Ballin! I'm Making 10% A Year. What Is An Index Fund?

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Remember when that recently divorced, sweat-stained shirt maths teacher tried to get you to do mental maths, and you just though, "wtf can't I just use a calculator dumbass!"...yeah that guy who wanted you to work smart not hard. Luckily I wasn't about that life, I got kicked out of class and so how ended up becoming rich years later.

Part of the reason i'm rich is because I found out about Index Funds, they are pretty much the perfect example of working smart not working hard. Actually Index Funds make my money work hard for me, earning roughly 10-15% a year from just existing.

Ballin! I'm Making 10% A Year. What Is An Index Fund Table of Contents

So, What Is An Index Fund?

What are the Best Share Trading Platforms?

So, What Is An Index Fund?

In a nutshell, an index fund is just a collection individual of investments that are used to follow (track) the performance of a financial market.

The best Index Funds are a really cheap and effective way to invest your money. Historically you can make more money by investing in an index fund than trying to be a semi-pro trader and beat the market. So all those Instagram influencers that call themselves traders...screw them and their lifestyle lies.

Most people invest in Index Funds to sit back and watch their investment grow. Oh & they use a Stocks & Shares ISA.

So, instead of buying shares in a company directly, you give your money to a Fund Manager who puts it together with other people’s money and invests it for you.

Index Funds can pretty much invest in anything, we’re talking countries, oil, gold, weed or even silver. Yeah I said it, weed!

To invest in a fund you will need to join an online trading platform. We usually recommend Hargreaves Landsdown as their fees are low, you can research pretty much every fund and it is really easy to use

What are the Best Share Trading Platforms?

Hargreaves Lansdown

If you're looking to start investing and want to research, and actually make your own investments in stocks & shares, then Hargreaves Landsdown is one of the best trading platforms in my opinion. You can use your stocks & shares ISA allowance with HL which is a huge benefit!


We're a big fan of Nutmeg, I started using them when I first started to invest a bit of my salary every month and just wanted to use something simple that delivered results.


About Jermaine Hagan (The Plantsman)

Jermaine Hagan, also known as The Plantsman is the Founder of Flik Eco. Jermaine is the perfect hybrid of personal finance expert and nemophilist. On a mission to make personal finance simple and accessible, Jermaine uses his inside knowledge to help the average Joe, Kwame or Sarah to improve their lives. Before founding Flik Eco, Jermaine managed teams across several large financial companies, including Equifax, Admiral Plc, New Wave Capital & HSBC. He has been featured in several large publications including BBC, The Guardian & The Times.

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