Are you a die-hard foodie who loves trying out new restaurants, ordering takeout, or buying fresh ingredients to whip up a culinary masterpiece at home? Well, we have some fantastic news for you! Your voracious appetite can actually help you rake in rewards and cashback when you use the right credit card. This blog post will explore the best credit cards for food lovers, detailing the fantastic perks that these cards offer, as well as some great dining and grocery rewards. So, say goodbye to any lingering guilt during your next dining splurge; you're about to become a smart spender!
Best Credit Cards For Food Table of Contents
1. Chase Sapphire Preferred
One of the top cards that rewards you for dining and takeout expenses is the Chase Sapphire Preferred. With this card, you'll earn:
- 3x points on dining, including eligible delivery services, takeout, and dine-in restaurants
- 3x points on select streaming services and online grocery purchases (excluding Walmart, Target, and wholesale clubs)
- 2x points on all other travel purchases
- 1x points on all other purchases
Chase Sapphire Preferred also offers a generous sign-up bonus, a $50 annual hotel credit, and excellent travel protections.
2. American Express Gold Card
The American Express Gold Card is the perfect companion for foodies who enjoy dining out or cooking at home. With this card, you'll benefit from:
- 4x Membership Rewards points at restaurants, including takeout and delivery
- 4x Membership Rewards points at U.S. supermarkets (up to $25,000 per year in purchases)
- 3x Membership Rewards points on flights booked directly with airlines or through Amex Travel
- $120 annual dining credit at selected restaurants and delivery services
- $100 hotel credit on qualifying stays
The Amex Gold Card also provides excellent travel protections and purchase insurances, making it an excellent overall value card.
3. Capital One SavorOne Rewards
If you love entertainment as much as you love food, then the Capital One SavorOne Rewards card is a match made in heaven. With this card, you'll earn:
- 3% cashback on dining, including restaurants, cafes, bars, and takeout
- 3% cashback on entertainment and popular streaming services
- 3% cashback at grocery stores (excluding superstores like Walmart and Target)
- 1% cashback on all other purchases
Capital One SavorOne also offers a nice sign-up bonus, no annual fee, and no foreign transaction fees.
Best Credit Cards For Food Example:
Let's say you sign up for the Chase Sapphire Preferred card and spend $1,000 a month on dining and takeout, $500 on online groceries, and $500 on miscellaneous purchases. After a year, you'll have earned a total of 36,000 points on dining (1,000 x 3 x 12), 18,000 points on groceries (500 x 3 x 12), and 6,000 points on miscellaneous purchases (500 x 1 x 12). That's a grand total of 60,000 points!
You can redeem these points through the Chase Ultimate Rewards portal for travel, cashback, gift cards, or more. With a 25% bonus when redeemed for travel, your 60,000 points are worth $750! Now that's a delicious perk!
Who knew that indulging in your favorite dining pleasures could help fill your pockets? With the right credit card, you can maximize your spending on food and treat your taste buds without any regrets. Just pick one of the top cards listed in this blog post and start earning the rewards you deserve.
Did you find this article helpful? Feel free to share it with your fellow foodies, and don't forget to explore our other great personal finance and investing content at Flik Eco. Bon appétit!
