When it comes to travel, who doesn't love a credit card that makes exploring the world easier and more affordable? Every wanderlust-driven millennial wants to know which travel credit cards are the easiest to get approved for. If this sounds like you, then you've come to the right place! In this article, we'll dive deep into the world of travel credit cards and uncover the top contenders that offer easy approval, great rewards, and substantial savings. Start planning your next adventure, because these credit cards are just a few clicks away!
Easiest Travel Credit Cards To Get Approved For Table of Contents
Criteria for Easy Approval
Before we explore individual credit cards, it's essential to understand what makes a card easy to get approved for. Here are some key factors to keep in mind:
-Low credit score requirements: Cards with lower credit score requirements are generally easier to get approved for, as they are more accessible to those with a limited or less-than-stellar credit history.
-No annual fee or a low annual fee: Credit cards with no annual fee or a low annual fee are typically easier to get approved for, as they pose less of a risk to the issuer.
-Co-branded cards: Co-branded credit cards (cards issued in partnership with a specific airline or hotel chain) may also be easier to get approved for, as issuers might be more lenient with their requirements in exchange for your loyalty to their brand.
Top Travel Credit Cards for Easy Approval
Now, let's dive into the specific travel credit cards that are known for their easy approval process.
1. Capital One VentureOne Rewards Credit Card
With no annual fee and a credit score requirement of 670 and above, the Capital One VentureOne Rewards Credit Card is an excellent option for those looking to get approved with ease. Earn unlimited 1.25 miles per dollar on every purchase and enjoy a 20,000-mile sign-up bonus after spending $1,000 in the first three months.
2. Discover it® Miles
The Discover it® Miles card is another no-annual-fee option with a credit score requirement starting at 670. In addition to earning unlimited 1.5 miles per dollar spent, Discover also matches all the miles you earn in your first year, effectively doubling your rewards.
3. Marriott Bonvoy Bold™ Credit Card
This hotel co-branded card has no annual fee and requires a credit score of 680 and above. You'll earn 3 points per dollar at Marriott properties, 2 points per dollar on travel purchases, and 1 point per dollar on all other purchases. Plus, enjoy 30,000 bonus points after spending $1,000 in the first three months.
4. American Airlines AAdvantage MileUp℠ Card
As a co-branded airline card with no annual fee, the AAdvantage MileUp℠ Card is an excellent option for frequent American Airlines flyers. The card requires a credit score starting at 670, and you'll earn 2 miles per dollar on American Airlines purchases and at grocery stores, with 1 mile per dollar on other purchases. Earn 10,000 bonus miles and a $50 statement credit after spending $500 in the first three months.
Easiest Travel Credit Cards To Get Approved For Example:
Let's say you're a millennial looking to book a two-week vacation to Europe next summer. You decide to apply for the Capital One VentureOne Rewards Credit Card and get approved thanks to its easy approval criteria. By strategically using your new card, you earn 20,000 bonus miles after meeting the welcome offer threshold. You also accumulate additional miles on your everyday purchases, and soon enough, your miles balance grows enough to help cover the cost of your flights, saving you a significant amount on your dream vacation!
There you have it! By choosing one of these easiest travel credit cards to get approved for, you can take the first step towards exploring new destinations without breaking the bank. Remember, it's crucial to consider both the rewards and the approval criteria when selecting the best travel credit card for you. Feel free to share this article with fellow travel enthusiasts and don't forget to check out other guides on Flik Eco for more personal finance and investing tips!