Good Credit Cards For Gas And Groceries

Are you tired of the same old rewards from your credit card? Looking for better ways to maximize your daily expenditure? If you want to make the most out of your purchases, you've come to the right place! In this article, we'll discuss the top credit cards for gas and groceries, so you can save big while enjoying the benefits of your everyday spending.

Why Gas and Grocery Rewards Matter

The average millennial spends a significant amount on gas and groceries, making these two categories vital in personal finance. By choosing the right credit card, you can earn rewards, cash back, or discounts on these essential expenses.

Top Credit Cards for Gas and Groceries

We've researched and compiled a list of the best credit cards suited for these spending categories, comparing their benefits, rewards rates, and associated fees. Check out our top picks below:

1. Blue Cash Preferred® Card from American Express

• 6% cash back on groceries at U.S. supermarkets (on up to $6,000 per year, then 1%)
• 3% cash back at U.S. gas stations and on transit expenses
• 1% cash back on all other purchases
• $95 annual fee, waived for the first year
• Introductory offer: 20% back on Amazon.com purchases within the first six months (up to $200) and $150 statement credit after spending $3,000 within the first six months

2. Bank of America® Customized Cash Rewards Credit Card

• 3% cash back on your choice of one of six categories, including gas
• 2% cash back at grocery stores and wholesale clubs (on up to $2,500 in combined purchases each quarter)
• 1% cash back on all other purchases
• No annual fee
• Introductory offer: $200 online cash rewards bonus after spending $1,000 within the first 90 days

3. Discover it® Cash Back

• 5% cash back in rotating categories each quarter (on up to $1,500 in purchases), including gas and grocery stores in some quarters
• 1% cash back on all other purchases
• No annual fee
• Introductory offer: Unlimited Cashback Match, meaning Discover will match all the cash back you earn at the end of your first year

4. Chase Freedom Flex℠

• 5% cash back in rotating categories each quarter (on up to $1,500 in purchases), including gas and grocery stores in some quarters
• 5% cash back on travel booked through the Chase Ultimate Rewards portal
• 3% cash back on dining and drugstore purchases
• 1% cash back on all other purchases
• No annual fee
• Introductory offer: $200 bonus after spending $500 within the first three months

Good Credit Cards For Gas And Groceries Example:

Imagine that you spend $300 on groceries and $150 on gas every month. If you were to use the Blue Cash Preferred Card from American Express, you could earn $216 in cash back from groceries and $54 from gas each year, minus the $95 annual fee. That's a total of $175 in annual rewards! Using the Bank of America Customized Cash Rewards Credit Card, you could earn $72 from gas, $72 from groceries, and enjoy no annual fee, resulting in $144 in annual rewards.

Now that you have the knowledge of which credit cards are best for gas and groceries, you're one step closer to optimizing your daily spending and enjoying a better rewards experience! Don't forget to share this article with your friends and family who could benefit from these fantastic credit card options. Be sure to check out our other guides and resources on Flik Eco for more tips and tricks on personal finance, investing, and more!