Do you have an 800 credit score and are looking to capitalize on it with the best credit card offers? Congratulations! You're among the elite few who have reached this financial milestone. The search for the perfect credit card that matches your spectacular credit score and lifestyle can be overwhelming. Fret not; we have compiled a list of the best credit cards for an 800 credit score just for you!
Best Credit Cards For 800 Credit Score Table of Contents
What is an 800 credit score?
An 800 credit score is considered "exceptional" in the world of personal finance. With a credit score as high as this, you get rewarded with the best interest rates, flexible loan terms, and exclusive offers that only those with top-notch credit profiles can access.
Here are the best credit cards for an 800 credit score:
1. Chase Sapphire Preferred Card
- Bonus: 60,000 points after spending $4,000 in the first 3 months
- 2x points on travel and dining
- 1 point for every dollar spent on all other purchases
- $95 annual fee
2. American Express Platinum Card
- Bonus: 75,000 points after spending $5,000 in the first 6 months
- 5x points on flights booked directly with airlines or via the Amex travel website
- $200 annual airline fee credit
- $550 annual fee
3. Capital One Venture Rewards Credit Card
- Bonus: 60,000 miles after spending $3,000 in the first 3 months
- 2x miles on all purchases
- One-time $100 reimbursement for Global Entry or TSA PreCheck application fee
- $95 annual fee
4. Citi Double Cash Card
- 2% cash back on all purchases (1% when you make a purchase, and 1% as you pay off the balance)
- No annual fee
5. Discover it Cash Back Card
- 5% cash back on rotating quarterly categories for up to $1,500 in combined purchases
- Unlimited 1% cash back on all other purchases
- Discover will match all cash back earned in the first year automatically
- No annual fee
Best Credit Cards For 800 Credit Score Example:
Let's say you're an avid traveler that enjoys dining out frequently. The Chase Sapphire Preferred Card would be a great match for your lifestyle. With the 60,000 bonus points after meeting the required spending in the first 3 months, you could redeem them for travel through the Chase Ultimate Rewards portal and have enough points for a round-trip flight to a sought-after destination.
Additionally, with the 2x points on travel and dining, you'll effectively earn more rewards at your favorite restaurants and establishments. The $95 annual fee might seem a little steep, but the benefits and rewards you would earn throughout the year could easily offset that cost.
Having an 800 credit score is no small feat, and you definitely deserve the best credit card that matches your financial prowess and lifestyle. With this list, we've made it easy for you to find the right card for your exceptional credit profile. Remember always to use your credit responsibly and continue to maintain your elite status.
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