Are you an Amazon FBA seller looking to maximize rewards and savings on your business expenses? If so, you're in luck, as we've researched the best credit cards for Amazon FBA sellers like you! In this guide, we will break down the top options, taking the guesswork out of finding the perfect card to help boost your financial game!
Best Credit Cards For Amazon Fba Table of Contents
1. American Express Blue Business Plus
2. Chase Ink Business Preferred
1. American Express Blue Business Plus
Great for: Maximizing rewards and no annual fee
- Earn 2X Membership Rewards points for every $1 spent on the first $50,000 of eligible purchases each year
- No annual fee
- 0% introductory APR on purchases for the first 12 months
- Ability to spend above your credit limit
The American Express Blue Business Plus card is a top choice for Amazon FBA sellers due to its rewards program and lack of an annual fee. With 2X points on up to $50,000 of annual spending, this card can translate into significant savings for your business.
2. Chase Ink Business Preferred
Great for: Bonus categories and sign-up bonus
- Earn 3X points on the first $150,000 spent in combined purchases on travel, shipping, internet, cable, phone, and advertising with social media and search engines each account anniversary year
- 1X point per $1 on all other purchases
- Sign-up bonus of 100,000 points after spending $15,000 within the first 3 months
- $95 annual fee
Chase Ink Business Preferred offers a solid rewards program with bonus categories tailored to the online seller. Extra points for shipping and advertising costs make this card an excellent choice to have in your wallet.
3. Capital One Spark Cash for Business
Great for: Cashback rewards and simplicity
- Unlimited 2% cash back on every purchase
- Sign-up bonus: $500 cash bonus after spending $4,500 within the first 3 months
- $95 annual fee, waived for the first year
If cashback is what you're after, the Capital One Spark Cash for Business card is your best bet. With an uncomplicated rewards structure, this card offers an attractive 2% cash back on all purchases, making it a great choice for Amazon FBA sellers looking for simplicity and cash rewards.
4. Amazon Prime Business American Express Card
Great for: Maximizing rewards on Amazon purchases and Prime Membership
- 5% back or 90-day interest-free payment terms on all Amazon and Whole Foods purchases for eligible Prime members
- 2% back on restaurant, gas station, and wireless phone service purchases
- 1% back on all other purchases
- No annual fee
Just as the name suggests, the Amazon Prime Business American Express Card is perfect for those with an Amazon Prime membership. Touted as the card for Amazon FBA sellers, it offers rewards directly based on Amazon and Whole Food purchases and also boasts no annual fee.
Best Credit Cards For Amazon Fba Example:
Let's say your Amazon FBA business spends $5,000 per month on inventory, shipping, and advertising costs, plus an additional $1,000 on various other expenses.
With the American Express Blue Business Plus card, you'd earn 144,000 Membership Rewards points annually (with the 2X points on up to $50,000 spending), translating to significant savings for your business.
On the other hand, if you opt for the Chase Ink Business Preferred card, you could earn approximately 216,000 points per year, taking advantage of the 3X multiplier for shipping and advertising costs.
Lastly, with the Capital One Spark Cash for Business card, you'd receive $1,440 cash back each year, offering you the freedom to use your rewards however you see fit.
Now that you've gained insight into the best credit cards for Amazon FBA sellers like yourself, it's time to evaluate these options and choose one that aligns with your business goals and spending habits. Remember, maximizing rewards and savings is key to a thriving business. Share this article with fellow Amazon FBA sellers and explore other Flik Eco guides to ramp up your financial prowess!