As an Amazon seller, you know that managing your finances is crucial, and choosing the right credit card can make a real difference. To help you save time and make the best decision for your business, we've put together this guide on the best credit cards for Amazon sellers. Read on to discover which card suits your needs and can save you money while maximizing your rewards.
Best Credit Cards For Amazon Sellers Table of Contents
Things to Consider
When evaluating credit cards, it's essential to focus on the features that matter most to you as an Amazon seller, such as:
- Cashback rewards on advertising and shipping expenses
- Signup bonuses to help you start earning right away
- 0% introductory APR to manage cash flow
- Card brand acceptance with Amazon's payment system
- No foreign transaction fees for international purchases
Best Credit Cards for Amazon Sellers
With these factors in mind, let's dive into our top recommendations for the best credit cards for Amazon sellers:
1. American Express Blue Business Cash™ Card
- 2% cashback on the first $50,000 in purchases each calendar year, 1% thereafter
- 0% introductory APR for the first 12 months
- No annual fee
- Expands buying power with no preset spending limit
2. Ink Business Unlimited Credit Card from Chase
- 1.5% cashback on every purchase, with no limit on earnings
- $750 bonus cashback after spending $7,500 in the first three months
- 0% introductory APR for the first 12 months
- No annual fee
3. Capital One Spark Cash for Business
- 2% cashback on all purchases, unlimited
- $500 cash bonus after spending $4,500 in the first three months
- No foreign transaction fees
- $95 annual fee (waived for the first year)
4. Discover it® Business Card
- 1.5% cashback on all purchases, unlimited
- Cashback match for the first year (no limit)
- Free employee cards with customizable limits
- No annual fee
Best Credit Cards For Amazon Sellers Example:
Let's say you're an Amazon seller spending $2,000 per month on shipping and $1,000 per month on advertising. Assuming you choose the Capital One Spark Cash for Business, you can earn:
- 2% cashback on all purchases: ($3,000 x 0.02) x 12 = $720 yearly cashback
- $500 bonus cashback after meeting the spending requirement
- Total rewards in the first year: $1,220 ($720 + $500)
Now that you know the best credit cards for Amazon sellers, it's time to find the one that matches your business needs and start saving money while reaping rewards. Share this article with fellow Amazon sellers and explore other guides on Flik Eco to help you navigate the world of personal finance.