Best Credit Cards For Bills

Are you tired of receiving bills every month and wondering how to maximize your savings while paying them off? Worry no more! In this Flik Eco guide, we'll give you the best credit cards for managing your bills like a pro! Saving money and earning rewards while tackling monthly expenses has never been this easy and rewarding. So, sit back, relax, and let's explore the world of credit cards designed to make bill payments more manageable and rewarding for you.

The Criteria for the Best Credit Cards for Bills

When choosing the best credit card for bill payments, consider the following factors:

• Rewards on bill payments: Choose a card that offers rewards points, cashback, or any other benefits specifically for paying bills.
• No annual fees: Pick a card without hefty annual fees, so your savings won't be eaten up by the card cost itself.
• Grace period: Opt for a card with a generous grace period to give you extra time to pay off your bill without incurring interest.
• Low-interest rate: A lower interest rate means you pay less interest if you ever need to carry a balance.
• Customer service: Pick a card with excellent customer service, so you'll always have someone ready to help you when the need arises.
• Additional perks: Other perks, such as discounts on partnered merchants, complimentary insurance, or travel rewards, can make a card more attractive.

Best Credit Cards for Bills

Now, let's unveil our top picks for the best credit cards to tackle your monthly bills!

1. Citi Double Cash Card

One of the best credit cards for paying bills, the Citi Double Cash Card offers attractive cashback rates combined with no annual fee and a reasonable interest rate. Here's what you can expect:

• 2% cashback on every purchase, with 1% earned when you buy and another 1% as you pay off your balance.
• No annual fee.
• A 0% intro APR (Annual Percentage Rate) period, allowing you to carry a balance without interest charges for a limited time.
• Various discounts and perks through Citi Entertainment, which gives you exclusive access to concert tickets and other events.

2. American Express Blue Cash Preferred Card

Families with lots of monthly bills will find the American Express Blue Cash Preferred Card particularly helpful. With generous cashback on utilities, groceries, and streaming subscriptions, it's a fantastic option for knocking out bills while earning rewards. Features include:

• 6% cashback on select U.S. streaming subscriptions and at U.S. supermarkets (up to $6,000 per year in purchases).
• 3% cashback at U.S. gas stations and on transit.
• 1% cashback on other eligible purchases.
• A $0 intro annual fee for the first year, then $95 thereafter.
• Various discounts and special access to entertainment and shopping through Amex Offers.

3. Discover it Cash Back

The Discover it Cash Back card is perfect for those who want great cashback deals on rotating categories – including bills. It also doubles your first-year cashback, making it even more enticing. This card offers:

• 5% cashback on everyday purchases (up to $1,500) in quarterly rotating categories, including utilities, when you activate.
• 1% cashback on all other purchases.
• No annual fee.
• Discover matches ALL the cash back you've earned at the end of your first year, automatically.
• Exceptional customer service and great features like Freeze it for account security.

Best Credit Cards For Bills Example:

Imagine that you pay a total of $1,000 each month for bills, including groceries, utilities, and streaming subscriptions. With the American Express Blue Cash Preferred Card, you'd earn $60 cashback on your streaming subscriptions and groceries ($1,000 * 6%). On top of that, you'd also benefit from the additional 3% cashback on gas station expenses and transit. Over a year, that's $720 in cashback, which is not only impressive but can help offset the card's annual fee after the first year.

So there you have it! With these fantastic credit card options, paying your monthly bills can become both manageable and rewarding. Whether you prefer cashback on every purchase or a card with rotating bonus categories, there's an option for everyone. Be sure to share this article with your friends and family and explore other Flik Eco guides for even more valuable personal finance advice. Happy savings, everyone!