Best Credit Cards For Shipping

Are you a frequent online shopper or do you run an e-commerce business that requires a lot of shipping expenses? If you answered yes, then this article is just for you! In today's world of constant online purchases and parcel deliveries, having the right credit card to cater to your shipping needs can save you a ton of money. In this post, we will walk you through the best credit cards for shipping that can provide you with significant savings, rewards, and benefits.

1. American Express Business Platinum Card

When it comes to maximizing rewards and shipping-related benefits, the American Express Business Platinum Card comes out on top. Although it comes with a hefty annual fee, the shipping perks make this card perfect for business owners and online shopping enthusiasts.

• Earn 5x Membership Rewards points for every dollar spent on shipping purchases (up to $50,000 per calendar year)
• Receive a 35% points rebate when you pay for shipping with points
• Access to the Amex Global Shipping Program, which offers discounts and consolidated international shipping options
• No foreign transaction fees

2. Chase Ink Business Preferred Credit Card

The Chase Ink Business Preferred Credit Card is an excellent choice for businesses with significant shipping expenditures. The versatile reward structure makes it easy to earn points on shipping and other business expenses.

• Earn 3x Ultimate Rewards points per dollar spent on shipping purchases (up to $150,000 combined spend in bonus categories annually)
• Redeem points for travel through the Chase Ultimate Rewards portal at a 25% higher value
• No foreign transaction fees
• Cell phone protection for you and your employees

3. CitiBusiness AAdvantage Platinum Select Mastercard

The CitiBusiness AAdvantage Platinum Select Mastercard is a perfect option for businesses that spend heavily on shipping and prefer earning American Airlines miles. Frequent flyers can double down on their rewards by using this card for both shipping expenses and booking flights.

• Earn 2x AAdvantage miles on shipping purchases
• Complimentary checked bags and priority boarding for American Airlines flights
• 25% savings on in-flight purchases
• No foreign transaction fees

4. Capital One Spark Cash for Business

For businesses that want a straightforward cashback rewards structure, the Capital One Spark Cash for Business is an excellent choice. It offers a flat cashback rate on all purchases, including shipping.

• Earn 2% cashback on all purchases with no limit or expiration
• No foreign transaction fees
• Free employee cards with customizable spending limits

Best Credit Cards For Shipping Example:

Imagine you run a small online business and spend about $25,000 on shipping expenses per year. Let's compare the possible reward outcomes for the American Express Business Platinum and Chase Ink Business Preferred cards.

With the American Express Business Platinum Card, you'd earn $1,250 (25,000 x 5) Membership Rewards points on shipping. If you were to use the points to offset shipping costs, you'd receive a 35% point rebate, making the effective rewards rate 6.75x.

With the Chase Ink Business Preferred Card, you'd earn 75,000 (25,000 x 3) Ultimate Rewards points on shipping. Redeeming these points for travel through the Chase portal would boost their value to 93,750 (75,000 x 1.25).

In both examples, you get substantial value from the rewards earned on shipping expenses, but the best choice would depend on your personal preference for travel or business rewards.

Now that you know the best credit cards for shipping, it's time to compare and apply for the one that suits your needs best. Keep in mind your spending habits and favorite reward structures while making your decision. Remember, every dollar saved or reward earned is a step towards achieving your financial goals! If you found this post helpful, be sure to share it with your friends and explore other guides on Flik Eco for more tips on personal finance and investing.