Welcome, savvy travelers! Are you searching for the perfect travel credit card with no annual fee? Fret not, because you're in the right place. We've done the legwork to round up the best credit cards for travel without the burden of an annual fee. We'll break down each card's rewards, benefits, and perks to help you make the most of your travels without breaking the bank.
Best Credit Cards For Travel No Annual Fee Table of Contents
1. Chase Freedom Unlimited®
Rewards and benefits:
- Earn 3% cash back on dining and drugstore purchases
- Earn 1.5% cash back on all other purchases
- Introductory offer: Earn an additional 1.5% cash back on all purchases (up to $20,000) in the first year
- Redeem rewards for cash back, gift cards, or travel through Chase Ultimate Rewards®
- No minimum to redeem cash back or restrictions on how much you can earn
Why we love it:
The Chase Freedom Unlimited® offers a simple and rewarding cash back structure that appeals to many travelers. Plus, the introductory offer and no minimum redemption requirement make this card a great first step into the world of travel rewards.
2. Bank of America® Travel Rewards Credit Card
Rewards and benefits:
- Earn unlimited 1.5 points per dollar on all purchases
- 25,000 bonus points if you make at least $1,000 in purchases within the first 90 days
- No foreign transaction fees
- Redeem points for travel statement credits, gift cards, or cash back
Why we love it:
The Bank of America® Travel Rewards Credit Card offers a solid rewards rate on all purchases and a generous bonus. With no foreign transaction fees and flexible redemption options, this card is perfect for the no-frills traveler who wants to be rewarded for their spending.
3. Discover it® Miles
Rewards and benefits:
- Earn unlimited 1.5 miles per dollar on all purchases
- Discover will match all the miles you've earned at the end of your first year
- No blackout dates or restrictions on using miles for travel
- Redeem miles for statement credits towards travel or as cash back
- Receive up to $30 in statement credits towards in-flight Wi-Fi per year
Why we love it:
The Discover it® Miles card offers a simple rewards structure and fantastic first-year offer with the mile-for-mile match. Plus, the in-flight Wi-Fi statement credits are a nice perk for staying connected while traveling.
Best Credit Cards For Travel No Annual Fee Example:
Imagine you're planning a trip to Europe, and you want to maximize your rewards without paying an annual fee. Let's say you decide to apply for the Chase Freedom Unlimited® card. During your trip, you spend $500 on dining and $1,000 on other expenses, earning you 6,000 points. You can redeem those points for $60 in cash back or use them towards booking your next adventure through the Chase Ultimate Rewards® portal.
Now that you know the best credit cards for travel without an annual fee, start planning your next trip and get ready to maximize your rewards! Don't forget to share this article with your fellow travel enthusiasts and spread the love for savvy, wallet-friendly travels. Stay tuned for more guides and tips on personal finance and investing from Flik Eco – your go-to resource for all things money-related.
