Are you an avid traveler seeking the best credit cards to maximize your travel benefits? Look no further! We've scoured Reddit, the internet's treasure trove for personal experiences and expert advice. In this post, we reveal the best credit cards for travel, as recommended by the Reddit community. Read on to learn about top credit cards that will earn you air miles, hotel points, and other perks to make your trips more enjoyable and affordable. Your next adventure awaits!
Best Credit Cards For Travel Reddit Table of Contents
1. Chase Sapphire Preferred Card
Widely regarded as a top travel credit card, the Chase Sapphire Preferred Card provides hefty rewards for your travel spending, with valuable points redeemable for travel bookings, cash back, or gift cards. Notably, the card earns 2x points on travel and dining purchases, and offers a considerable signup bonus.
- Annual Fee: $95
- Signup Bonus: 60,000 points after spending $4,000 in the first 3 months
- Point Value: 1.25 cents when redeemed for travel through the Chase Ultimate Rewards portal
2. Capital One Venture Rewards Credit Card
This card is praised for its simplicity and flexible redemption options. With the Capital One Venture Rewards Credit Card, you'll earn 2x miles per dollar on every purchase, as well as a significant signup bonus.
- Annual Fee: $95 (waived for the first year)
- Signup Bonus: 60,000 bonus miles after spending $3,000 within the first 3 months
- Feature: No foreign transaction fees, making it a great option for international travelers
3. American Express Gold Card
Perfect for foodies and frequent travelers, the American Express Gold Card offers valuable rewards for dining and travel-related purchases. Additionally, the card comes with numerous travel and dining credits, enhancing its value further.
- Annual Fee: $250
- Earning Rate: 4x points on dining and U.S. supermarkets, 3x points on flights booked directly with airlines or through Amex Travel
- Travel Credits: Up to $100 airline fee credit, $120 dining credit, and $100 hotel credit
4. The Platinum Card from American Express
For travelers seeking luxury and premium travel benefits, Reddit users recommend the Platinum Card from American Express. Although it comes with a high annual fee, the card offers a generous rewards program and numerous travel perks, including airport lounge access and travel credits.
- Annual Fee: $695
- Earning Rate: 5x points on flights booked directly with airlines or through Amex Travel, 5x points on prepaid hotels booked through Amex Travel
- Travel Perks: Global Entry or TSA PreCheck fee credit, access to over 1,200 airport lounges, $200 airline fee credit, and $200 hotel credit
Best Credit Cards For Travel Reddit Example:
Imagine you're an avid traveler who spends $10,000 a year on travel and dining. With the Chase Sapphire Preferred Card, you'd earn 20,000 points in rewards (2x points on travel and dining). Additionally, you'd receive a 60,000-point signup bonus. You can redeem these points for travel through the Chase Ultimate Rewards portal, turning your 80,000 points into $1,000 worth of travel. That's enough for a round-trip flight to Europe or multiple domestic flights!
Now that you're armed with the knowledge of the best credit cards for travel, as recommended by the Reddit community, it's time to choose the one that suits your travel preferences and begin reaping the rewards of your wanderlust. Don't forget to share this article with fellow travel enthusiasts, and explore the other personal finance and investing tips on the Flik Eco blog. Wishing you a world of unforgettable adventures, with the perfect travel credit card in your wallet!
