Are you a wanderlust-stricken millennial always geared up for your next adventure? Fret not, as we, at Flik Eco, have your back! With our expert advice on personal finance, we bring to you the best travel credit cards available in the UK. In a world brimming with unforgettable experiences, we make it easier for you to cherish those memories without the stress of financial constraints.
To make it convenient for you to pick a card that suits your needs, we have categorized the best travel credit cards into four main groups:
Best Credit Cards For Travel UK Table of Contents
1. No foreign transaction fees cards
1. No foreign transaction fees cards
Many credit cards charge a fee, typically around 3%, for transactions made in foreign currencies. However, these cards let you avoid those annoying fees:
- Barclays Rewards Card: This card offers zero fees on foreign transactions and the opportunity to earn cashback rewards.
- Halifax Clarity Card: With the Halifax Clarity Card, you can enjoy no foreign transaction fees and no annual fee, making it an affordable option for travellers.
- Santander Zero Credit Card: This card comes with no foreign transaction fees and no cash withdrawal fee, which could save you money on your trips.
2. Reward points for travel cards
If you are a frequent traveller, consider these cards, which let you earn reward points based on your spending:
- British Airways American Express Premium Plus Card: If you are a fan of British Airways, this card allows you to earn Avios points, which you can use for flights, upgrades, and other travel perks.
- Virgin Atlantic Reward+ Credit Card: With this card, you can accumulate Virgin Flying Club points that can be redeemed for flights, upgrades, or converted into hotel stays.
3. Cashback cards for travel
These cards offer you cashback on your travel-related expenses, allowing you to save on your journeys:
- American Express Platinum Cashback Everyday Card: This card offers up to 1% cashback on your travel expenses, with no annual fee. The cashback percentage increases if you spend over a certain amount in a year.
- Tandem Cashback Credit Card: This card features 0.5% cashback on all your spending with no limits on earning and no foreign transaction fees, making it perfect for your travels.
4. 0% purchase cards for travel
These credit cards provide an interest-free period on your purchases, giving you ample time to repay before any interest kicks in:
- Sainsbury's Bank No Balance Transfer Fee Card: This card offers 0% interest on purchases for up to 26 months with no foreign transaction fees, giving you breathing space to plan and manage your spending while travelling.
- HSBC Purchases Credit Card: With a 0% interest period of up to 20 months and no annual fee, this card can be a great option if you're planning a big trip and don't want to worry about interest for a while.
Before applying for any of these cards, always consider your financial situation, credit score, and spending habits to choose the best option for you.
Best Credit Cards For Travel UK Example:
Imagine you're planning a two-week vacation to the EU, and you spend £2,000 on accommodation, dining out, transportation, excursions, and souvenirs. With a card that charges a 3% foreign transaction fee, you'd end up paying an extra £60 in fees alone. However, using a Barclays Rewards Card with no foreign transaction fees, you'd not only avoid those charges but also earn cashback on your spending. Your savings could then be spent on a fancy dinner or an unforgettable experience during your trip.
Now that you're equipped with our list of the best travel credit cards in the UK, why wait? Start planning your dream vacation and make memories that last a lifetime. Remember, on your journey to financial freedom, Flik Eco is your trusty companion!
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