Hotel Credit Cards For Fair Credit

Ever felt like you're missing out on some amazing hotel perks just because your credit score is considered "fair"? We've got your back! In this blog post, we'll explore the world of hotel credit cards tailored for those with fair credit. So, buckle up and get ready to treat yourself while you build or rebuild your credit.

What are Hotel Credit Cards?

Hotel credit cards are co-branded cards designed specifically to reward frequent travelers who stay at hotels often. These cards offer rewards in the form of points that can be redeemed for free hotel stays, room upgrades, and other exciting travel benefits.

Why should you consider a Hotel Credit Card for Fair Credit?

Having fair credit doesn't mean you are locked out of the world of credit card rewards. While you might not yet qualify for the cards with the highest rewards and benefits, a hotel credit card for fair credit can not only offer you some great travel perks but also help you build your credit over time.

Top Hotel Credit Cards for Fair Credit

If your credit score is in the fair range (580-669), you can still find hotel credit cards that cater to your needs. Here we list some of the best options available:

1. Capital One VentureOne Rewards Credit Card

• No annual fee
• Receive unlimited 1.25 miles per dollar on every purchase
• Enjoy 20,000 bonus miles once you spend $500 on purchases within 3 months from account opening
• No foreign transaction fees
• Transfer your miles to over 10+ travel partners

2. Discover it® Miles

• No annual fee
• Earn unlimited 1.5 miles for every dollar spent on all purchases
• Discover matches your first-year miles automatically at the end of the first year
• No foreign transaction fees

3. Choice Privileges Visa Signature Card

• No annual fee
• Earn 5 points per $1 spent at eligible Choice Hotels, 2 points per $1 spent on other purchases
• Refund for your first checked bag on all domestic flights
• Receive a $100 statement credit after your first purchase

Tips for making the most out of your Hotel Credit Card for Fair Credit

1. Pay your balances on time: To boost your credit score, it's crucial to make all of your payments on time. Set up automatic payments or reminders to ensure you never miss a due date.
2. Keep your credit utilization low: Try to keep your credit card balance under 30% of your available credit limit. This will signal to lenders that you're responsible with your credit and can improve your credit score.
3. Use your card strategically: Since these cards often provide rewards on specific hotel or travel expenses, make sure to use them for those purchases to maximize your rewards.

Hotel Credit Cards For Fair Credit Example:

Imagine you're planning a trip with your family for an upcoming holiday. You decide to apply for the Capital One VentureOne Rewards Credit Card for fair credit. After spending $500 on purchases within the first three months, you receive 20,000 bonus miles. You decide to use the miles to book a stay at one of the many hotels available through Capital One's travel partners. Additionally, you continue to use your card to earn 1.25 miles per dollar on your everyday spending. Over time, you accumulate more miles that you can redeem for future trips and room upgrades while simultaneously improving your credit score.

Now that you know the beauty of hotel credit cards for fair credit, it's time to embark on your journey to enjoy fabulous hotel perks while also building a strong credit profile. We hope this guide helps you find the perfect hotel credit card tailored to your needs. Make sure to share this article with friends and travelers looking for the best cards for fair credit! And while you're at it, don't forget to explore other guides on Flik Eco to further your personal finance and investing knowledge.