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Personal Finance Hub

flik eco finance personal how is mortgage interest calculated
13 Mar
Insights, Mortgages & Renting

How Is Mortgage Interest Calculated?

  • March 26, 2025
  • By author-avatar Jermaine Hagan (The Plantsman)
Ever wondered why your monthly mortgage seems to be whispering sweet nothings to you even after you’ve paid your debt? Buckle up, be...

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flik eco finance personal how does mortgage interest work
13 Mar
Insights, Mortgages & Renting

How Does Mortgage Interest Work?

  • March 26, 2025
  • By author-avatar Jermaine Hagan (The Plantsman)
Ever had that moment when you sit down with your latte and realize mortgage interest is kind of like that guest who never leaves you...

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flik eco finance personal how to get rid of mortgage insurance
13 Mar
Insights, Mortgages & Renting

How to Get Rid of Mortgage Insurance?

  • March 26, 2025
  • By author-avatar Jermaine Hagan (The Plantsman)
Ever feel like mortgage insurance is that party guest who overstays their welcome and eats all your snacks? If you're a millennial o...

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flik eco finance personal how many days before closing do you get mortgage approval 1
13 Mar
Insights, Mortgages & Renting

How Many Days Before Closing Do You Get Mortgage Approval?

  • March 26, 2025
  • By author-avatar Jermaine Hagan (The Plantsman)
Picture this: You're scrolling through social feeds, enjoying that artisanal latte, when suddenly—bam!—the question hits you, "How m...

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flik eco finance personal how to lower my mortgage payments
13 Mar
Insights, Mortgages & Renting

How to Lower My Mortgage Payments?

  • March 26, 2025
  • By author-avatar Jermaine Hagan (The Plantsman)
Ever caught yourself scrolling through social media, wondering if your monthly mortgage payment could be as chill as your weekend vi...

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flik eco finance personal what is a subprime mortgage
13 Mar
Insights, Mortgages & Renting

What Is a Subprime Mortgage?

  • March 26, 2025
  • By author-avatar Jermaine Hagan (The Plantsman)
Ever stumbled upon a term like “subprime mortgage” while scrolling through financial jargon that feels more at home in a sci-fi nove...

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flik eco finance personal how many mortgages can you have
13 Mar
Insights, Mortgages & Renting

How Many Mortgages Can You Have?

  • March 26, 2025
  • By author-avatar Jermaine Hagan (The Plantsman)
Ever found yourself wondering if you could juggle more mortgages than a circus clown juggles flaming torches? Welcome to the realm o...

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flik eco finance personal why did my mortgage go up
13 Mar
Insights, Mortgages & Renting

Why Did My Mortgage Go Up?

  • March 26, 2025
  • By author-avatar Jermaine Hagan (The Plantsman)
Ever opened your monthly statement only to see your mortgage payment staring back at you like an unwelcome guest at a party, and tho...

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flik eco finance personal what does it mean when my loan is in underwriting
13 Mar
Banking & Savings, Insights, Mortgages & Renting

What Does It Mean When a Loan Is in Underwriting?

  • March 26, 2025
  • By author-avatar Jermaine Hagan (The Plantsman)
Picture this: you're on the fast track to financial freedom, visions of your dream home dancing in your head, when suddenly your loa...

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flik eco finance personal how to remove pmi from a mortgage 1
13 Mar
Insights, Mortgages & Renting

How to Remove PMI From Mortgage?

  • March 26, 2025
  • By author-avatar Jermaine Hagan (The Plantsman)
Ever felt like your mortgage is holding you hostage with an unwanted guest that just won't leave? Enter PMI, or Private Mortgage Ins...

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flik eco finance personal what is a mortgage note
13 Mar
Insights, Mortgages & Renting

What Is a Mortgage Note?

  • March 26, 2025
  • By author-avatar Jermaine Hagan (The Plantsman)
Picture this: you’re scrolling through your favorite social feed, freshly brewed artisanal coffee in hand, when you suddenly stumble...

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flik eco finance personal what is an auto loan
13 Mar
Banking & Savings, Insights

What is an Auto Loan?

  • March 26, 2025
  • By author-avatar Jermaine Hagan (The Plantsman)
Buckle up and get ready to dive into the exhilarating world of auto loans! Whether you're eyeing that sleek ride in your Instagram f...

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flik eco finance personal when is first mortgage payment due
13 Mar
Insights, Mortgages & Renting

When Is First Mortgage Payment Due?

  • March 26, 2025
  • By author-avatar Jermaine Hagan (The Plantsman)
Picture this: you've just signed on the dotted line for your dream home, and now you’re riding the wave of euphoria—until reality ta...

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flik eco finance personal what is hazard insurance on a mortgage
13 Mar
Insights, Mortgages & Renting

What Is Hazard Insurance on a Mortgage?

  • March 26, 2025
  • By author-avatar Jermaine Hagan (The Plantsman)
Picture this: you’ve just snagged your dream home, your bank account is buzzing with excitement, and then—bam!—the lender reminds yo...

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flik eco finance personal how to refinance my car loan
13 Mar
Banking & Savings, Insights

How to Refinance My Car Loan? The Ultimate Guide

  • March 26, 2025
  • By author-avatar Jermaine Hagan (The Plantsman)
Ever found yourself scrolling through countless memes about adulting while wondering if refinancing your car loan could be the secre...

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flik eco finance personal how often are you required to make payments on an auto loan
13 Mar
Banking & Savings, Insights

How Often Are You Required to Make Payments on an Auto Loan?

  • March 26, 2025
  • By author-avatar Jermaine Hagan (The Plantsman)
Ever found yourself wondering if your auto loan is secretly on a monthly subscription plan like your favorite streaming service? Wel...

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What Is Escrow on a Mortgage?
13 Mar
Insights, Mortgages & Renting

What Is Escrow on a Mortgage?

  • March 26, 2025
  • By author-avatar Jermaine Hagan (The Plantsman)
Ever felt like your finances are playing a game of hide-and-seek, and you’re not quite sure if you’re winning or losing? Welcome to ...

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flik eco finance personal what is a second mortgage
13 Mar
Insights, Mortgages & Renting

What Is a Second Mortgage?

  • March 26, 2025
  • By author-avatar Jermaine Hagan (The Plantsman)
Picture this: your home is like that vintage sneaker you never thought would go out of style—solid, valuable, and packing potential ...

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flik eco finance personal how to get an sba loan
13 Mar
Banking & Savings, Insights, Investing & Crypto

How to Get an SBA Loan

  • March 26, 2025
  • By author-avatar Jermaine Hagan (The Plantsman)
So, you’re dreaming of launching that epic startup, opening your own food truck empire, or finally turning your passion for artisan ...

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flik eco finance personal when you refinance a car loan what happens
13 Mar
Banking & Savings, Insights

When You Refinance a Car Loan What Happens?

  • March 26, 2025
  • By author-avatar Jermaine Hagan (The Plantsman)
Ever wondered what happens when you decide to refinance your car loan? It’s not just about swapping out paperwork and signing a few ...

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flik eco finance personal how to get a title loan
13 Mar
Banking & Savings, Insights

How to Get a Title Loan?

  • March 26, 2025
  • By author-avatar Jermaine Hagan (The Plantsman)
So, you need cash fast and you're eyeing that shiny ride parked in your driveway as collateral, huh? Welcome to the wild world of ti...

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flik eco finance personal what is a direct stafford loan
13 Mar
Banking & Savings, Insights

What Is a Direct Stafford Loan?

  • March 26, 2025
  • By author-avatar Jermaine Hagan (The Plantsman)
Picture this: you’re cruising down the information superhighway on your smartphone, juggling student loans like a boss while scrolli...

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flik eco finance personal when to refinance a car loan
13 Mar
Banking & Savings, Insights

When to Refinance Car Loan?

  • March 26, 2025
  • By author-avatar Jermaine Hagan (The Plantsman)
Ever wondered if there’s a secret hack to saving money on that auto loan you’re juggling every month? Welcome to the wild and witty ...

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flik eco finance personal what are the requirements for a construction loan
13 Mar
Banking & Savings, Mortgages & Renting, Popular

What Are the Requirements for a Construction Loan?

  • March 26, 2025
  • By author-avatar Jermaine Hagan (The Plantsman)
Ever wondered how you can transform your dream project—be it a modern loft, a quirky backyard studio, or that eco-friendly tiny hous...

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flik eco finance personal how to get a 401k loan
13 Mar
Banking & Savings, Insights, Investing & Crypto

How to Get a 401k Loan

  • March 26, 2025
  • By author-avatar Jermaine Hagan (The Plantsman)
Ever wonder if dipping into your 401k could be the secret sauce to funding that dream project—or maybe just getting you out of a fin...

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flik eco finance personal how to get out of an upside down car loan
13 Mar
Banking & Savings, Insights

How to Get Out of an Upside Down Car Loan?

  • March 26, 2025
  • By author-avatar Jermaine Hagan (The Plantsman)
Ever feel like your car loan is that clingy ex who just won’t let go? If you’re stuck with an upside down car loan that seems to be ...

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flik eco finance personal what happens when you pay off a car loan early
13 Mar
Banking & Savings, Insights

What Happens When You Pay Off a Car Loan Early?

  • March 26, 2025
  • By author-avatar Jermaine Hagan (The Plantsman)
Ever wondered what wild adventures await your wallet when you decide to crush your car loan ahead of schedule? Buckle up, because pa...

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flik eco finance personal what is an amortized loan
13 Mar
Banking & Savings, Insights

What Is an Amortized Loan?

  • March 26, 2025
  • By author-avatar Jermaine Hagan (The Plantsman)
Ever wonder how your monthly mortgage or auto loan payments magically shrink your debt while you sip your iced coffee and scroll thr...

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flik eco finance personal what is a line of credit loan
13 Mar
Banking & Savings, Insights

What is a Line of Credit Loan?

  • March 26, 2025
  • By author-avatar Jermaine Hagan (The Plantsman)
Ever wondered if you could have your financial cake and eat it too—without having your credit card cry in the corner? Welcome to the...

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flik eco finance personal how to apply for a usda loan
13 Mar
Banking & Savings, Insights, Mortgages & Renting

How to Apply for a USDA Loan

  • March 26, 2025
  • By author-avatar Jermaine Hagan (The Plantsman)
So you've heard whispers of the magical USDA Loan, the secret passageway to affordable rural living and financial freedom—almost lik...

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flik eco finance personal how does a title loan work
13 Mar
Banking & Savings, Insights

How Does a Title Loan Work

  • March 26, 2025
  • By author-avatar Jermaine Hagan (The Plantsman)
Ever wondered how you can turn your car’s title into fast cash without selling your ride? Welcome to the world of title loans—a fina...

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flik eco finance personal how to apply for a va loan
13 Mar
Banking & Savings, Insights, Mortgages & Renting

How to Apply for a VA Loan

  • March 26, 2025
  • By author-avatar Jermaine Hagan (The Plantsman)
Picture this: you’re scrolling through endless loan options while sipping on your third iced latte of the day, wondering if that VA ...

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flik eco finance personal what is an interest only loan
13 Mar
Banking & Savings, Insights, Mortgages & Renting

What Is an Interest Only Loan?

  • March 26, 2025
  • By author-avatar Jermaine Hagan (The Plantsman)
Ever wondered how some folks seem to live large now and pay later, all while keeping their wallets surprisingly happy? Interest only...

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flik eco finance personal what is a non recourse loan
13 Mar
Banking & Savings, Insights

What Is a Non Recourse Loan?

  • March 26, 2025
  • By author-avatar Jermaine Hagan (The Plantsman)
Ever felt like a financial superhero with a secret power that lets you dodge personal liability like a boss? Welcome to the intrigui...

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flik eco finance personal what credit score do i need for a 5000 loan
13 Mar
Banking & Savings, Insights

What Credit Score Do I Need for a $5000 Loan?

  • March 26, 2025
  • By author-avatar Jermaine Hagan (The Plantsman)
Ever wondered what secret number unlocks that shiny $5000 loan, or if your credit score is the golden ticket to financial freedom? L...

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flik eco finance personal how to get a business loan with no money
13 Mar
Banking & Savings, Insights, Investing & Crypto

How to Get a Business Loan With No Money?

  • March 26, 2025
  • By author-avatar Jermaine Hagan (The Plantsman)
Ever dreamed of launching your own startup, expanding your passion project, or finally taking that wild business idea off the drawin...

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flik eco finance personal what is a non conforming loan
13 Mar
Banking & Savings, Insights, Mortgages & Renting

What is a Non Conforming Loan?

  • March 26, 2025
  • By author-avatar Jermaine Hagan (The Plantsman)
Ever wondered if your mortgage could be as unique as your Spotify playlist? Welcome to the world of non conforming loans—a financial...

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flik eco finance personal how long does it take for a SBA disaster loan to be approved
13 Mar
Banking & Savings, Insights, Investing & Crypto

How Long Does It Take for an SBA Disaster Loan to Be Approved?

  • March 26, 2025
  • By author-avatar Jermaine Hagan (The Plantsman)
Picture this: you’ve just watched a disaster movie marathon, and suddenly your world mirrors the chaos on-screen—a natural disaster ...

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flik eco finance personal what is good apr for a car loan
13 Mar
Banking & Savings, Insights

What Is a Good APR for a Car Loan?

  • March 26, 2025
  • By author-avatar Jermaine Hagan (The Plantsman)
Buckle up, future car owner—you’re about to embark on a journey that’s more thrilling than the first time you hit the open road with...

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