13 Mar Banking & Savings, Insights, Mortgages & Renting When Can You Drop PMI on an FHA Loan? March 26, 2025 By Jermaine Hagan (The Plantsman) Picture this: you've just snagged your very first home, and you're riding high on the wave of adulting like a pro—until you spot tha...Continue reading
13 Mar Banking & Savings, Insights, Mortgages & Renting What is a Bridge Loan? March 26, 2025 By Jermaine Hagan (The Plantsman) Ever found yourself in a financial limbo, desperately trying to secure your next big move, only to be told you need cash faster than...Continue reading
13 Mar Banking & Savings, Insights, Mortgages & Renting What Is a Hard Money Loan? March 26, 2025 By Jermaine Hagan (The Plantsman) Picture this: you're a savvy millennial or Gen Z trailblazer, scrolling through your favorite social feed when a friend drops a hot ...Continue reading
13 Mar Editors Picks, Insights, Mortgages & Renting Buying a New Home? What Percent of Income Should Go to Your Mortgage? March 13, 2025 By Jermaine Hagan (The Plantsman) Ready to get out of your current ‘less-than-ideal’ renting situation and buy your own home? If you shouted ‘yes!’ before you finished r...Continue reading
13 Mar Banking & Savings, Insights When Can You Refinance a Car Loan? March 26, 2025 By Jermaine Hagan (The Plantsman) Picture this: You’re cruising down the highway of life, windows down, your favorite playlist blasting, when suddenly you realize tha...Continue reading
13 Mar Insights, Investing & Crypto What is a Margin Loan? March 26, 2025 By Jermaine Hagan (The Plantsman) Ever wondered how you can stretch your investment dollars like a pair of vintage jeans on laundry day? Welcome to the world of margi...Continue reading
13 Mar Insights, Investing & Crypto How Do I Check the Status of My SBA Loan March 26, 2025 By Jermaine Hagan (The Plantsman) Ever found yourself hitting refresh on your loan status page like a caffeine-fueled social media feed, waiting for that elusive “App...Continue reading
13 Mar Banking & Savings, Insights, Mortgages & Renting What is a Jumbo Loan? (Updated for 2022 & 2025) March 26, 2025 By Jermaine Hagan (The Plantsman) Ever found yourself daydreaming about your future dream home—only to be halted by the thought of traditional mortgages? Well, let’s ...Continue reading
13 Mar Banking & Savings, Insights What is a Balloon Loan? March 26, 2025 By Jermaine Hagan (The Plantsman) Ever wondered why mortgage ads sometimes mention a “balloon payment” and leave you picturing a giant inflatable at the end of your l...Continue reading
13 Mar Banking & Savings, Insights, Investing & Crypto How Long Does It Take to Get SBA Loan Once Approved? March 26, 2025 By Jermaine Hagan (The Plantsman) Imagine waiting for your SBA loan to come through like waiting for your food delivery on a lazy Sunday—exciting at first, but that a...Continue reading
13 Mar Banking & Savings, Insights What Do I Need to Apply for a Personal Loan? March 26, 2025 By Jermaine Hagan (The Plantsman) Picture this: you've just discovered the secret financial power-up—applying for a personal loan—and suddenly it feels like you're ab...Continue reading
13 Mar Banking & Savings, Insights How Long Does it Take to Get a Personal Loan? March 26, 2025 By Jermaine Hagan (The Plantsman) Ever wondered if waiting for a personal loan is more agonizing than waiting for your favorite meme account to post a fresh batch? If...Continue reading
13 Mar Banking & Savings, Insights, Mortgages & Renting What Is a Home Equity Loan and How Does It Work? March 26, 2025 By Jermaine Hagan (The Plantsman) Ever wondered if tapping into your home’s hidden value could be the ultimate hack for funding your next big adventure—or even just f...Continue reading
13 Mar Banking & Savings, Insights How to Get a Car Loan With No Credit? March 26, 2025 By Jermaine Hagan (The Plantsman) Ever dreamed of cruising down the highway in your dream car, only to be halted by the nagging question, “How in the world do I get a...Continue reading
13 Mar Banking & Savings, Insights, Investing & Crypto What Happens After SBA Loan Is Approved? March 26, 2025 By Jermaine Hagan (The Plantsman) Congratulations, you’ve just reached a major financial milestone – your SBA loan got approved! Now it’s time to sit back, do a littl...Continue reading
13 Mar Banking & Savings, Editors Picks, Insights What is a Green Loan March 26, 2025 By Jermaine Hagan (The Plantsman) Have you ever wondered if your financial choices could be as eco-friendly as that reusable water bottle you just can’t go a day with...Continue reading
13 Mar Banking & Savings, Insights, Investing & Crypto, Mortgages & Renting What is a Term Loan? March 26, 2025 By Jermaine Hagan (The Plantsman) Picture this: you're scrolling through your favorite social feed when you suddenly realize it’s time to upgrade your ride, launch th...Continue reading
13 Mar Banking & Savings, Insights How Long Does it Take to Get a Loan? March 26, 2025 By Jermaine Hagan (The Plantsman) Ever wondered if getting a loan is like waiting for your favorite show to drop a new season—dragging your feet yet somehow always ar...Continue reading
13 Mar Banking & Savings, Insights How to Get a Loan With No Credit? March 26, 2025 By Jermaine Hagan (The Plantsman) Ever wondered how to secure a loan when your credit score is still a mystery—or worse, a myth? Welcome, friend, to the ultimate guid...Continue reading
13 Mar Banking & Savings, Insights, Mortgages & Renting How to Get a Loan With High Debt-to-Income Ratio March 26, 2025 By Jermaine Hagan (The Plantsman) Ever felt like your bank account is playing hard to get because of that pesky high debt-to-income ratio? You’re not alone. Navigatin...Continue reading
13 Mar Banking & Savings, Insights New Car? How Does Interest Work on a Car Loan? March 26, 2025 By Jermaine Hagan (The Plantsman) So, you're eyeing that shiny, new ride and wondering how all that interest on a car loan actually works—welcome to the ultimate guid...Continue reading
13 Mar Insights, Mortgages & Renting How to Get a Construction Loan With No Money Down March 26, 2025 By Jermaine Hagan (The Plantsman) So you’ve decided to build your dream hangout or a chic new home but the thought of draining your bank account right off the bat mak...Continue reading
13 Mar Banking & Savings, Insights What is a Consumer Loan? March 26, 2025 By Jermaine Hagan (The Plantsman) Picture this: you’re scrolling through your favorite social media feed when suddenly you stumble upon the term “consumer loan” and w...Continue reading
13 Mar Banking & Savings, Insights What Is a Finance Charge on a Car Loan? March 26, 2025 By Jermaine Hagan (The Plantsman) So, you’ve finally decided to step into the driver's seat of financial literacy and take a hard look at that pesky finance charge on...Continue reading
13 Mar Banking & Savings, Insights How To Get Title After Paying Off Car Loan March 26, 2025 By Jermaine Hagan (The Plantsman) You've just celebrated one of the most triumphant financial milestones—your car loan is finally paid off! Now, instead of drowning i...Continue reading
13 Mar Insights, Mortgages & Renting How Long to Close FHA Loan After Appraisal? March 26, 2025 By Jermaine Hagan (The Plantsman) Imagine navigating the maze of home financing with the precision of a seasoned gamer—each level unlocking new challenges and rewards...Continue reading
13 Mar Banking & Savings, Insights What Is a Non QM Loan? March 26, 2025 By Jermaine Hagan (The Plantsman) Picture this: You're hustling hard, making bold financial moves, and your conventional mortgage just doesn’t get your vibe—so you ex...Continue reading
13 Mar Banking & Savings, Insights, Investing & Crypto How Hard is It to Get a Business Loan? March 26, 2025 By Jermaine Hagan (The Plantsman) Ever wondered if landing a business loan is like wrestling a wild, unpredictable beast while riding a unicycle on a tightrope? If yo...Continue reading
13 Mar Insights, Mortgages & Renting How Does a Construction Loan Work When You Own the Land? March 26, 2025 By Jermaine Hagan (The Plantsman) Picture this: you own a sprawling slice of land, and the idea of building your dream home or starting that cutting‐edge business hub...Continue reading
13 Mar Insights, Mortgages & Renting How Long Does It Take to Get a Home Equity Loan? March 26, 2025 By Jermaine Hagan (The Plantsman) Picture this: You're scrolling through your favorite social feed, coffee in hand, when suddenly, a bright idea pops into your head—t...Continue reading
13 Mar Banking & Savings, Insights What is a Personal Installment Loan? March 26, 2025 By Jermaine Hagan (The Plantsman) Ever found yourself wondering if there’s a smarter way to borrow money—one that doesn’t involve endless revolving credit lines or th...Continue reading
13 Mar Banking & Savings, Insights How Long Does it Take for an SBA to be Deposited? March 26, 2025 By Jermaine Hagan (The Plantsman) Picture this: you’ve just received that coveted approval for your Small Business Administration (SBA) loan, and you’re practically d...Continue reading
13 Mar Banking & Savings, Insights How Fast Will a Car Loan Raise My Credit Score? March 26, 2025 By Jermaine Hagan (The Plantsman) Picture this: you just drove off the lot in your dream car, and while the thrill of new wheels is undeniable, you can’t help but won...Continue reading
13 Mar Banking & Savings, Insights How Can You Reduce Your Total Loan Cost? March 26, 2025 By Jermaine Hagan (The Plantsman) Ever stared at your monthly loan statement and thought, “Is this what I signed up for?” If you’re a millennial or Gen Z navigating t...Continue reading
13 Mar Banking & Savings, Insights How to Pay Off a Car Loan Faster? March 26, 2025 By Jermaine Hagan (The Plantsman) If you’ve ever stared at your monthly car loan statement wondering why it feels like an endless pit of debt, you’re not alone. Welco...Continue reading
13 Mar Banking & Savings, Insights What is a Forgivable Loan? March 26, 2025 By Jermaine Hagan (The Plantsman) Ever wondered what the buzz is about when people mention "forgivable loans" while discussing their financial freedom? Imagine a loan...Continue reading
13 Mar Credit Cards, Insights How to Clean Credit Cards - The Complete Guide March 13, 2025 By Jermaine Hagan (The Plantsman) Credit cards are a staple in many people's wallets. But how often do you think about how to clean them? If you're like most people, the...Continue reading
13 Mar Banking & Savings, Insights What Does it Mean to Default on a Loan? March 26, 2025 By Jermaine Hagan (The Plantsman) Picture this: you’re fresh out of your favorite indie coffee shop, smartphone buzzing with notifications, and your bank app alerting...Continue reading
13 Mar Banking & Savings, Insights How Does Interest Work on a Car Loan? March 26, 2025 By Jermaine Hagan (The Plantsman) Buckle up and get ready to hit the open road of financial enlightenment as we dive into the wild ride that is car loan interest. Pic...Continue reading