Hey there, frequent flyers and travel enthusiasts! We know that having a good credit card is essential to make the most out of your travel experience. But what if you have fair credit? Don't worry, because Flik Eco has got your back! In this article, we'll guide you through the best airline credit cards for fair credit, so your adventures can continue without a hitch.
Best Airline Credit Cards For Fair Credit Table of Contents
Why Choose an Airline Credit Card?
Understanding Fair Credit
Before we dive into the best airline credit cards for fair credit, it's important to understand what fair credit means. A fair credit score typically ranges from 580 to 669. While it's not the best credit score, it also isn't the worst. However, it can make it difficult to qualify for some credit cards, particularly those with excellent rewards and perks.
Why Choose an Airline Credit Card?
Airline credit cards are designed specifically for frequent flyers, offering rewards like miles for every dollar spent, free checked bags, and priority boarding. These rewards can save you money on flights, baggage fees, and other travel-related expenses. Airline credit cards can be valuable tools to help you get your credit score back on track while enjoying your travel adventures.
Best Airline Credit Cards for Fair Credit: Our Top Picks
Capital One VentureOne Rewards Credit Card
This card offers 1.25 miles per dollar on every purchase, making it a versatile option for travelers who fly with different airlines. With no annual fee, transferable miles, and no foreign transaction fees, the VentureOne card is an ideal choice for people with fair credit.
Discover it® Miles
Discover it® Miles offers 1.5 miles per dollar on all purchases, along with a welcome cashback bonus that matches all the miles earned in the first year. There's no annual fee or foreign transaction fees, and you can redeem your miles for travel statement credits or cash back. It's a solid choice for those with fair credit looking for flexibility.
AeroMexico Visa® Secured Card
If you're a fan of AeroMexico or frequently fly to Latin America, this secured card may be the perfect fit. You'll earn 2 miles per dollar spent on Aeromexico and 1 mile per dollar on all other purchases. Additionally, you'll enjoy perks like a companion certificate and a free checked bag on AeroMexico flights. Just keep in mind that this card requires a security deposit.
Choosing the Right Card for You
When selecting the best airline credit card for fair credit, consider your travel preferences, the airlines you usually fly with, and your spending habits. Here are some factors to keep in mind:
- Annual fee: Look for cards with no or low annual fees, especially if you're working on improving your credit score.
- Reward programs: Choose a card that offers a rewards program that aligns with your travel goals and spending habits.
- Additional travel perks: Some credit cards offer extra benefits, such as free checked bags, priority boarding, or travel insurance. Consider which perks matter the most to you.
Best Airline Credit Cards For Fair Credit Example:
Let's look at a realistic example of how the right airline credit card can benefit someone with fair credit. Meet Sarah; she's an avid traveler with a credit score of 620. She often goes on work trips across the US and occasionally goes on vacations to Europe and Latin America.
After considering her options, Sarah decides to apply for the Capital One VentureOne Rewards Credit Card. Her spending habits mean she earns enough miles to redeem for two free domestic flights in her first year. She also appreciates not having to pay foreign transaction fees when she travels abroad. Plus, using her VentureOne card helps her improve her credit score.
And there you have it - Flik Eco's top picks for the best airline credit cards for fair credit travelers! With the right card, you'll be able to enjoy those well-deserved vacations while working towards a better credit score. Don't forget to share this guide with your fellow travel buddies, and make sure to explore other personal finance and investing articles on Flik Eco to maximize your money-saving lifestyle! Safe travels!