Are you a busy entrepreneur who travels frequently for business? If so, then you probably already know that having a business credit card tailored specifically for travel can make a significant difference in your overall experience. More importantly, finding one with no annual fee can save you money in the long run! But with countless options available, picking the best business credit card for travel with no annual fee can prove to be a daunting task. Fear not, for we at Flik Eco have done the research for you – we've narrowed down the top choices to help make your decision process a whole lot easier!
Best Business Credit Cards For Travel No Annual Fee Table of Contents
Why Consider a Business Credit Card for Travel with No Annual Fee?
Our Top Picks for Best Business Credit Cards for Travel with No Annual Fee
Why Consider a Business Credit Card for Travel with No Annual Fee?
One of the top reasons to choose a business credit card for travel with no annual fee is, of course, the cost savings. Annual fees can rack up quickly, particularly for small businesses or solopreneurs who want to keep as much of their hard-earned dollars in their pockets as possible. In addition to the absence of an annual fee, these travel-friendly credit cards often come with a range of other perks, such as:
- Rewards points: Accumulate points for your business expenses that can be redeemed for travel, cashback, or even merchandise.
- Travel insurance: Some credit cards provide insurance coverage for trip cancellations, baggage loss, or medical emergencies while abroad.
- Global access: Many business travel credit cards are accepted internationally, providing you the convenience and security you need when using your card overseas.
Our Top Picks for Best Business Credit Cards for Travel with No Annual Fee
Considering the rewards, benefits, and costs associated with various credit cards, we've narrowed down our top three picks for the best business credit cards for travel with no annual fee.
1. The Ink Business Cash℠ Credit Card from Chase:
With a unique cashback rewards system, the Ink Business Cash℠ Credit Card from Chase is an excellent choice for those who want to maximize their earnings. Highlights include:
- Earn 5% cash back on the first $25,000 spent on office supply stores, internet, cable, and phone services
- Earn 2% cash back on the first $25,000 spent at gas stations and restaurants
- Earn 1% cash back on all other purchases, with no limit
- 0% introductory APR for the first 12 months on purchases
2. American Express Blue Business Plus Credit Card:
The American Express Blue Business Plus Credit Card offers a simple rewards structure to keep things uncomplicated:
- Earn 2x points on the first $50,000 in purchases per year, then 1x point per dollar spent thereafter
- 0% introductory APR for 12 months on purchases and balance transfers
- Access to valuable business tools, such as expense management and connection to QuickBooks
3. Capital One Spark Miles Select for Business:
If you're looking for a straightforward travel rewards card, the Capital One Spark Miles Select for Business is worth considering:
- Earn 1.5x miles on every purchase, with no limit
- Redeem miles for travel expenses, such as flights and hotels, with no blackout dates or restrictions
- No foreign transaction fees
Best Business Credit Cards For Travel No Annual Fee Example:
Imagine you're a small business owner who travels frequently to attend conferences and meetings. You decide to go with the Capital One Spark Miles Select for Business credit card for its straightforward rewards structure. By using your credit card to book flights, accommodations, and even rental cars, you accumulate miles that can be redeemed for future travel expenses. As a result, not only are you saving money with no annual fee, but you're also earning rewards that can be utilized to offset future business travel costs.
Now that you've got the scoop on the best business credit cards for travel with no annual fee, you're well-equipped to make an informed decision that best suits your business needs and preferences. Remember, the key to maximizing your rewards is selecting a card that aligns with your spending habits, so don't hesitate to compare your options and make a change if necessary. If you found this guide helpful, we encourage you to share it with fellow entrepreneurs and explore other informative articles at Flik Eco. We're here to help make your personal finance journey as smooth as possible!