Are you a millennial entrepreneur, travel enthusiast, or both? If so, you're in the right place! In this article, we will dive into the world of business credit cards and explore the best options for earning travel points. Not only will this allow you to maximize your business expenses, but you'll also get to enjoy various rewards and perks while traveling. So, sit back, relax, and let's embark on this exciting journey to discover the best business credit cards for travel points.
Best Business Credit Cards For Travel Points Table of Contents
1. Chase Ink Business Preferred Credit Card
2. American Express Business Platinum Card
3. Capital One Spark Miles for Business
4. Bank of America Business Advantage Travel Rewards World Mastercard
1. Chase Ink Business Preferred Credit Card
Key Features:
- Sign-up bonus: Earn 100,000 bonus points after spending $15,000 on purchases within the first 3 months.
- Rewards: Earn 3 points per dollar on the first $150,000 spent on travel and select business categories and 1 point per dollar on all other purchases.
- Travel benefits: Points are worth 25% more when redeemed for travel through Chase Ultimate Rewards.
- Annual fee: $95
2. American Express Business Platinum Card
Key Features:
- Sign-up bonus: Earn 100,000 Membership Rewards points after spending $15,000 on eligible purchases within the first 3 months.
- Rewards: Earn 5 points per dollar on flights and prepaid hotels booked through amextravel.com, 1.5 points per dollar on eligible purchases of $5,000 or more, and 1 point per dollar on all other purchases.
- Travel benefits: Access to over 1,300 airport lounges, $200 airline fee credit, and 35% points back when booking eligible flights using points.
- Annual fee: $595
3. Capital One Spark Miles for Business
Key Features:
- Sign-up bonus: Earn 50,000 bonus miles after spending $4,500 on purchases within the first 3 months.
- Rewards: Earn 2 miles per dollar on every purchase, with no category restrictions or spending caps.
- Travel benefits: Redeem miles for travel with no blackout dates or restrictions and transfer miles to over 10 partner airline loyalty programs.
- Annual fee: $95 (waived the first year)
4. Bank of America Business Advantage Travel Rewards World Mastercard
Key Features:
- Sign-up bonus: Earn 25,000 bonus points after spending $1,000 on purchases within the first 60 days.
- Rewards: Earn 3 points per dollar on travel booked through the Bank of America Travel Center and 1.5 points per dollar on all other purchases.
- Travel benefits: No blackout dates or restrictions when booking travel, and no foreign transaction fees.
- Annual fee: $0
5. Southwest Rapid Rewards Performance Business Credit Card
Key Features:
- Sign-up bonus: Earn 80,000 points after spending $5,000 on purchases within the first 3 months.
- Rewards: Earn 4 points per dollar on Southwest purchases, 3 points per dollar on Rapid Rewards hotel and car rental partners, 2 points per dollar on local transit and commuting, including rideshare services, and 1 point per dollar on all other purchases.
- Travel benefits: 9,000 bonus points each account anniversary, 4 upgraded boardings per year, and in-flight Wi-Fi credits.
- Annual fee: $199
Best Business Credit Cards For Travel Points Example:
Imagine you own a small marketing agency and often travel for client meetings and conferences. With the Chase Ink Business Preferred Credit Card, you can earn 3 points per dollar on travel expenses, and if you spend $15,000 in the first three months, you'll receive 100,000 bonus points. By using your points through the Chase Ultimate Rewards portal, they're worth 25% more, giving you even greater value on your travel expenses. Plus, with the additional benefits such as cellphone protection, this card provides both travel rewards and practical business features.
Now that we've explored the best business credit cards for travel points, it's time for you to decide which one suits your needs and preferences. Consider the rewards structure, travel benefits, and annual fees when making your decision. With the right business credit card, you can make the most out of your expenses and enjoy an array of travel perks. Don't forget to share this article with fellow entrepreneurs and travel enthusiasts, and explore our other guides on Flik Eco for more valuable financial insights!
