Best Credit Cards For Credit Score Of 700

Are you on the hunt for the perfect credit card for your credit score of 700? Look no further! We understand the importance of finding a card that best suits your lifestyle and financial goals. In this article, we will discuss some of the top credit cards for individuals with a 700 credit score while breaking down their benefits and features in an easy-to-understand way. Let's dive in and explore your options!

Factors to Consider When Choosing a Credit Card

When searching for the best credit card for a 700 credit score, it's essential to consider factors such as:

• Rewards programs: Are you interested in earning cashback, points, or miles? Look for cards with generous reward programs that align with your spending habits.
• Interest rates: Be mindful of any potential interest rates you will be responsible for, particularly if you plan to carry a balance on your card.
• Annual fees: Some credit cards come with annual fees. Consider whether the benefits and rewards of the card are worth the additional cost.
• Additional perks: Many credit cards offer perks such as travel insurance, purchase protection, and concierge services. Determine which benefits will benefit your lifestyle and financial goals.

Best Credit Cards for a 700 Credit Score

Now that we understand the factors to consider, let's explore some of the best credit cards for a 700 credit score.

1. Chase Freedom Unlimited

The Chase Freedom Unlimited card offers:

• 1.5% cashback on every purchase
• No annual fee
• 0% intro APR for 15 months on purchases and balance transfers
• Initial sign-up bonus

2. Capital One Quicksilver Cash Rewards Credit Card

The Capital One Quicksilver Cash Rewards Credit Card features:

• 1.5% cashback on every purchase
• No annual fee
• 0% intro APR for 15 months on purchases and balance transfers
• Initial sign-up bonus

3. Bank of America® Cash Rewards Credit Card

Bank of America's Cash Rewards Credit Card includes:

• 3% cashback on a category of your choice
• 2% cashback at grocery stores and wholesale clubs
• 1% cashback on all other purchases
• No annual fee
• 0% intro APR for 15 billing cycles on purchases and balance transfers
• Initial sign-up bonus

Best Credit Cards For Credit Score Of 700 Example:

Suppose you choose the Bank of America Cash Rewards credit card and categorize "restaurants" as your chosen 3% cashback category. If you spend $500 a month on dining out, you would earn around $180 in cashback rewards annually. Additionally, suppose you spend $300 per month at grocery stores. In that case, you'll earn an additional $72 in cashback rewards per year. These rewards alone can offset any potential annual fees and provide value to your spending habits.

Now that you know some of the best credit cards for a 700 credit score, it's time to evaluate and choose which option best suits your needs and financial goals. Remember, it's essential to consider the rewards programs, interest rates, annual fees, and added perks of a card before making a decision. If you found this guide helpful, don't forget to share it with your friends and family to help them make an informed choice. Also, be sure to explore other articles and guides on Flik Eco for more personal finance tips and advice. Happy credit card shopping!