Best Credit Cards For Recurring Bills

Are you tired of manually paying your recurring bills every month? What if we told you that there's a way to automate your payments while earning rewards at the same time? That's right – in this Flik Eco blog post, we'll reveal the best credit cards for recurring bills and show you how to make the most of your monthly expenses. Keep reading to uncover our top recommendations and start benefiting from your bill payments today.

Why Use a Credit Card for Recurring Bills?

Using a credit card for recurring bills can provide you with numerous benefits, including:

• Convenience: Automatic payments save you time and effort, as you don't need to remember to pay each bill individually.
• Consistency: Your bills will be paid on time, every time, helping you avoid late fees and maintain a good credit score.
• Rewards: Many credit cards offer rewards, such as cashback, points, or miles, on your monthly bill payments, allowing you to earn as you spend.
• Financial Tracking: Consolidating your bills on a single credit card makes it easier to track your expenses and budget accordingly.

Things to Consider When Choosing a Credit Card for Recurring Bills

Before you apply for a credit card to handle your recurring bills, consider the following factors:

• Rewards: Look for a card with rewards tailored to your spending habits and preferences, such as cashback, points, or miles.
• Annual Fee: Some cards with excellent rewards come with a high annual fee. Make sure that the rewards you'll earn outweigh this cost.
• Compatibility: Ensure that the card you choose is accepted by all your billers, as not all companies accept every credit card.
• Interest Rates: If there's a chance you might carry a balance on your card, look for one with a low interest rate.

Top Credit Cards for Recurring Bills

Now that you know what to look for, here are our top picks for the best credit cards for recurring bills:

1. Cashback Card: Citi Double Cash Card

This card offers a flat 2% cashback on all purchases – 1% when you make a purchase and 1% when you pay it off. With no annual fee and no categories to track, it's an excellent option for hassle-free rewards on your recurring bills.

2. Points Card: American Express Blue Business Plus Card

For a card with no annual fee, the American Express Blue Business Plus Card offers an impressive 2x Membership Rewards points on all purchases up to $50,000 per year. This card is especially useful for small business owners looking to earn points on their monthly expenses.

3. Travel Card: Chase Sapphire Preferred Card

If travel rewards are more your style, the Chase Sapphire Preferred Card offers 2x points on travel and dining purchases, plus a generous sign-up bonus. While it has a $95 annual fee, the rewards can easily outweigh the cost for frequent travelers.

Best Credit Cards For Recurring Bills Example:

Let's say you have the following monthly expenses:

• Electricity: $100
• Internet: $60
• Gym membership: $50

If you were to use the Citi Double Cash Card for these recurring bills, you'd earn 2% cashback on $210, amounting to $4.20 every month, or $50.40 per year. Over time, these rewards can add up and provide you with more value on your regular payments.

By choosing the best credit card for your recurring bills, you can save time, ensure timely payments, and earn rewards in the process. Consider our top recommendations and the factors we discussed to find the perfect card for you. If this guide helped you discover a new way to benefit from your monthly payments, be sure to share it with friends and family. And as always, keep exploring Flik Eco's collection of personal finance tips and guides to learn more ways to maximize your financial journey.