Picture this: you're browsing the latest Apple products, dreaming of upgrading your iPhone or finally getting your hands on a sleek MacBook. But the price tag can be daunting, right? What if there was a way to make these purchases more affordable while also enjoying perks and rewards? Enter the world of credit cards for Apple products! In this guide, we'll dive into the best credit card options to help you reap the most benefits when buying your favorite Apple gadgets. Let's get started!
Credit Cards For Apple Products Table of Contents
Finding the Perfect Credit Card for Apple Products
When considering a credit card to use for Apple purchases, there are several factors to consider to ensure you're making the most of your credit card rewards. Here are the main aspects to bear in mind:
Rewards Rate
Look for a card that offers a high rewards rate for Apple purchases, such as 3x or 5x points per dollar spent. This will allow you to accumulate rewards faster, which can be redeemed for future Apple product purchases or other rewards.
Sign-Up Bonus
Many credit cards offer a lucrative sign-up bonus to new cardholders who meet a minimum spending requirement within the first few months. This can provide a significant boost to your rewards balance and potentially cover a portion of your Apple purchase right off the bat.
0% Introductory APR
Consider a card that offers a 0% introductory APR on purchases for a specific period, like 12 or 18 months. This can help you finance your Apple products without accruing interest, making it easier to pay off your balance over time.
Apple-Specific Perks
Some credit cards are designed with Apple customers in mind and offer special perks like discounts, extended warranty coverage, or free financing options for Apple purchases.
Top Credit Cards for Apple Products
Ready to find your perfect match? Here are our top picks for credit cards to use for Apple products:
Apple Card
- 3% cash back on Apple purchases
- No annual fee
- 0% financing on select Apple products
- Enhanced privacy and security features
Chase Sapphire Preferred
- 2x points on travel and dining, and 1x points on everything else (including Apple purchases)
- Large sign-up bonus
- Annual fee: $95
Barclaycard Arrival Plus World Elite Mastercard
- 2x miles for every $1 spent on all purchases
- Generous sign-up bonus
- 0% introductory APR for 12 months on balance transfers
- Annual fee: $89, waived for the first year
Capital One Savor Cash Rewards Credit Card
- 4% cash back on dining and entertainment, 2% at grocery stores, and 1% on everything else (including Apple purchases)
- Earn a one-time $300 cash bonus after spending $3,000 within the first three months
- Annual fee: $95, waived for the first year
Credit Cards For Apple Products Example:
Imagine you recently purchased an iPhone for $1,000 using the Apple Card. With its 3% cash back rate on Apple purchases, you would earn $30 cash back. If, instead, you used the Chase Sapphire Preferred card (with a 1x point rate for Apple purchases), you would earn 1,000 points, equivalent to $10 when redeemed for cash back or $12.50 when redeemed for travel through Chase Ultimate Rewards.
Aside from the cash back advantage, using the Apple Card for your iPhone purchase would also provide you with 0% financing options or extended warranty coverage, adding further value to your Apple Card benefits.
Now that you're armed with knowledge about the best credit cards for Apple products, it's time to pick the one that suits your needs and start enjoying rewards and benefits that come with it. Remember, using the right credit card can make a big difference in how much you save and the perks you enjoy while shopping for Apple gadgets. If you found this guide helpful, be sure to share it with friends and explore the wealth of other financial tips and advice available on Flik Eco!
