Credit Cards For Europe

Planning your next European adventure? Don't forget a credit card designed for European travels! With so many cards available, it can be challenging to find the perfect one. But don't worry - we've got you covered. In this Flik Eco guide, we'll explore the best credit cards for Europe, breaking down the features and offering insider tips on how to make the most of your card to maximize your trip's benefits.

Why You Need a credit card for European Travels

• Acceptance: While cash is still widely used in Europe, more and more businesses are accepting credit cards. Visa and Mastercard are widely accepted throughout the continent, so having a card with one of these networks can make your transactions smoother.
• Security: Carrying cash can be risky, especially while traveling. Credit cards offer greater security, enabling you to block your card instantly if lost or stolen and typically protecting you against unauthorized charges.
• Rewards: Earn reward points, cashback, and travel perks by using the right credit card for your European trip. Maximize your spending value by earning reward points that can be redeemed for future travels or statement credits.
• No foreign transaction fees: Look for a card that doesn't charge any foreign transaction fees to avoid paying extra costs on your purchases abroad.

Best Credit Cards for Europe: Top Picks

Here are our top recommendations for credit cards to consider when traveling in Europe:

1. Visa: The Chase Sapphire Preferred Card

The Chase Sapphire Preferred Card is a top choice for European travelers due to its impressive rewards program and lack of foreign transaction fees. Some key features include:

• 2x points on travel and dining purchases.
• 1x point on all other purchases.
• 60,000 bonus points after spending $4,000 within the first three months.
• No foreign transaction fees.

2. Mastercard: The Barclays Arrival Plus World Elite Mastercard

The Barclays Arrival Plus World Elite Mastercard offers numerous benefits for your European trip, including high earning rates on travel purchases and visa-free travel in Europe. Features include:

• 2x miles on all purchases.
• 70,000 bonus miles after spending $5,000 within the first 90 days.
• 0% introductory APR for 12 months on balance transfers.
• No foreign transaction fees.

3. American Express: The Platinum Card

The Platinum Card from American Express is a popular choice among frequent international travelers for its extensive travel perks. Though American Express is not widely accepted in Europe as Visa and Mastercard, it can be an excellent option for travelers who prioritize luxury perks. Some benefits include:

• 5x points on flights and hotels booked directly through the card's website.
• 1x point on all other purchases.
• Extensive airport lounge access, including the Global Lounge Collection.
• $200 in airline fee credits per calendar year.
• No foreign transaction fees.

Credit Cards For Europe Example:

Imagine you're planning a two-week vacation to Europe, visiting Paris, Rome, and Barcelona. With the Chase Sapphire Preferred Card, you'll be able to use your card at most establishments, earning double points on dining and travel purchases. Throughout your trip, you'll be racking up the reward points, which can later be redeemed for future travels - effectively earning a discount on your next adventure!

Now that you've learned about the best credit cards for Europe, you're ready to set sail and explore the beautiful continent without worrying about your transactions. But remember, your credit card isn't the only thing that matters in making your European trip unforgettable. Make sure to dive deep into Flik Eco's other guides, from budgeting tips to country-specific recommendations, to help craft the perfect trip tailored for you. If you found this guide helpful, please share it with your fellow travelers, and embark on your European adventure with confidence!