Let's face it – managing advertising expenses can be a headache for most entrepreneurs, especially when you're on a tight budget. But what if I told you that you can ease this stress by using the right credit card? Yep, you read that right! This article will explore the best credit cards for advertising that will bring you added benefits and perks while streamlining your marketing expenses. So, buckle up and let's dive in!
Best Credit Cards For Advertising Table of Contents
What to Look for in a Credit Card for Advertising
Before we jump into our top picks, let's discuss the features you should look for in a credit card specifically for advertising:
- Generous rewards program with cashback or points on advertising spending
- Introductory offers, such as bonus points or cashback on advertising expenses within the first few months
- No annual fee or a reasonable annual fee that is easily outweighed by the benefits offered
- Additional benefits such as travel rewards, purchase protection, and no foreign transaction fees
Best Credit Cards for Advertising: Our Top Picks
1. American Express® Blue Business Cash Card
This card is a fantastic option for small businesses as it has no annual fee and offers a flat 2% cashback on all eligible purchases, including advertising, up to $50,000 per calendar year. After that, you'll earn 1% cashback. Moreover, it has a 0% introductory APR on purchases for the first 12 months, which allows you to plan your advertising budget easily.
2. Chase Ink Business Preferred℠ Credit Card
The Chase Ink Business Preferred card offers 3 points per $1 spent on the first $150,000 in combined purchases on travel, shipping, internet, cable TV, and advertising purchases made with social media sites and search engines. Additionally, you'll earn 1 point per $1 spent on other purchases. You can redeem these points for travel, cashback, or other rewards. The annual fee for this card is $95.
3. The Business Platinum Card® from American Express
This high-roller credit card might come with a hefty $595 annual fee, but it offers 5x Membership Rewards® points on flights and prepaid hotels, 1.5x points on purchases of $5,000 or more, and 1x points on other purchases. Additionally, you'll receive a 35% airline bonus when you use points to book eligible flights through the American Express Travel portal. This card is great for businesses that frequently travel as it also provides various premium travel perks.
4. Capital One® Spark® Cash for Business
If you prefer a simple flat-rate cashback system, Capital One Spark Cash for Business is an excellent choice with a rewarding 2% cashback on every purchase, including advertising. The card has a $95 annual fee, but it's waived for the first year, and you can also enjoy a $500 cash bonus once you spend $4,500 within the first three months.
Best Credit Cards For Advertising Example:
Imagine you're a small business owner who spends $30,000 annually on advertising across various platforms like Google Ads and Facebook. If you were to use the Chase Ink Business Preferred℠ Credit Card, you would earn 90,000 points (3 points per $1 spent on advertising) before exploring other rewards. Redeeming those points for travel through the Chase Ultimate Rewards® portal would offer 25% more value, giving you $1,125 to apply toward business travel expenses or other rewards. This would easily offset the $95 annual fee while providing a simple yet effective way to manage your advertising budget.
Choosing the best credit card for advertising can have a significant impact on your marketing budget and overall business finances. With the right combination of rewards, introductory offers, and additional benefits, you can turn your advertising spending into even more value for your business. So, go ahead and share this article with your fellow entrepreneurs to help them up their advertising game too! And don't forget to check out other articles on Flik Eco for more helpful tips on personal finance and investing.
