As a business traveler, you're always on the go, juggling meetings, workshops, and conferences. Making sure you have the perfect credit card to compliment your busy lifestyle can make all the difference. That's why we've put together this comprehensive guide on the best credit cards for business travelers. We'll take you through the key features and benefits of each card, and help you make an informed decision on which one fits your professional needs.
Best Credit Cards For Business Travelers Table of Contents
1. American Express® Business Platinum Card®
1. American Express® Business Platinum Card®
Key Features & Benefits:
- 5X Membership Rewards® points on flights and prepaid hotels on amextravel.com
- 1.5X points on eligible purchases in key business categories
- Global Lounge Collection® access, including Centurion® lounges
- $200 airline fee credit annually
- No foreign transaction fees
Who It's Best For:
This card is ideal for business travelers who value luxury and comfort in their travels. With access to airport lounges worldwide and generous rewards on travel spending, the Amex Business Platinum is perfect for those who want to maximize their travel experience.
2. Chase Ink Business Preferred® Credit Card
Key Features & Benefits:
- 3X points on the first $150,000 spent in select business categories each account anniversary year
- 1X points on all other purchases
- Points are worth 25% more when redeemed for travel through Chase Ultimate Rewards
- Cell phone protection plan
- No foreign transaction fees
Who It's Best For:
The Chase Ink Business Preferred is a great option for business travelers who want to earn rewards on both travel and everyday business expenses. The added bonus of extra value when redeeming points for travel makes this card a standout choice.
3. Capital One® Spark® Miles for Business
Key Features & Benefits:
- 2X miles on every purchase, every day
- 5X miles on rental cars and hotels booked through Capital One Travel
- Global Entry or TSA PreCheck® credit
- No foreign transaction fees
Who It's Best For:
If simplicity is the name of the game, the Capital One Spark Miles for Business is the ideal choice. Earning consistent rewards on all purchases and having few restrictions on travel spending make this card suitable for those who value flexibility and ease-of-use.
Best Credit Cards For Business Travelers Example:
Imagine you're a consultant running your own business and you find yourself traveling at least once a month for client meetings. You decide to opt for the American Express Business Platinum Card for its exceptional travel benefits. With your annual travel expenses totaling around $20,000, you'll earn 100,000 Membership Rewards points (5X on flights and prepaid hotels). Redeeming these points with Amex’s travel partners can translate into significant savings for future trips.
Navigating through the world of credit cards can be overwhelming, but we hope we've made the decision a little bit easier for you with our guide on the best credit cards for business travelers. No matter which card you choose, always make sure to use it responsibly and get the most out of every swipe. If you found this article helpful, be sure to share it with fellow business travelers, and don't forget to explore other helpful guides here on Flik Eco!
