Credit Cards, Insights

Best Credit Cards For Entertainment in 2023

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Do you like to go out and have a good time? If so, you're going to want to find the best credit card for entertainment. There are a lot of different cards that offer great perks for people who enjoy spending their free time out on the town.

In this blog post, we will discuss what to look for when choosing a credit card for entertainment, and we will recommend some of the best cards currently available.

So, whether you're looking for a card that offers cash back or points rewards, we've got you covered!

What Are Credit Cards For Entertainment?

Credit cards for entertainment are those that offer you rewards points or cash back on your spending. This can include everything from dining and travel expenses to movie tickets and concert tickets. Basically, any time you're spending money on something fun, you could be earning rewards with one of these cards.

So, what are the best credit cards for entertainment? Here are our top picks:

Chase Sapphire Reserve

The Chase Sapphire Reserve is a great choice for anyone who loves to travel. You'll earn three points per dollar spent on travel and dining, plus one point per dollar spent on all other purchases. And, your points are worth 50% more when redeemed for travel through Chase Ultimate Rewards. That means a $100 flight would only cost you 40,000 points.

Citi Prestige Card

If you're a big spender on entertainment, the Citi Prestige Card could be a good option for you. You'll earn five points per dollar spent on dining and air travel, plus three points per dollar spent on hotels and cruises. Plus, your points are worth 50% more when redeemed for airfare through ThankYou Rewards.

American Express Platinum Card

The American Express Platinum Card is another great choice for those who love to travel. You'll earn five Membership Rewards points per dollar spent on flights booked directly with airlines or through Amex Travel, plus one point per dollar spent on all other purchases. And, you'll get access to over 600 airport lounges worldwide and a $200 annual airline fee credit.

What Are The Different Types of Credit Cards For Entertainment?

There are many different types of credit cards for entertainment. Some are best for travel, others for dining out, and still others for shopping. However, the best credit card for entertainment is the one that best fits your lifestyle and spending habits.

Here are some of the different types of credit cards for entertainment:

Travel Rewards Credit Cards

These credit cards offer rewards points that can be redeemed for airfare, hotels, car rentals, and other travel expenses. Many travel rewards credit cards also offer perks such as free checked bags, priority boarding, and extended warranty protection on purchases made with the card.

Cash Back Credit Cards

Cash back credit cards give you a percentage of cash back on every purchase you make with the card. Some cash back credit cards also offer bonus categories where you can earn more cash back on specific types of purchases, such as gas or groceries.

0% APR Credit Cards

0% APR credit cards offer an introductory period of time where you will not be charged any interest on your balance. This can be helpful if you need to make a large purchase and want to avoid paying interest on it. Just be sure to pay off your balance before the intro period ends, or you will be charged retroactive interest.

What Are The Benefits of Getting Credit Cards For Entertainment?

There are plenty of benefits that come with getting credit cards for entertainment. For one, you'll never have to worry about carrying cash around with you again.

You can use your card to pay for everything from tickets to drinks, and you'll always have a backup form of payment if your card is lost or stolen.

Another benefit of having a credit card for entertainment is that you can take advantage of rewards programs.

Many credit cards offer points or cash back on purchases made at restaurants, bars, and clubs.

So if you're a frequent party-goer, you could potentially rack up some serious rewards just by using your card to pay for your nights out.

What Are The Best Credit Cards For Entertainment and Their Offers?

There are a few different types of credit cards that are best for entertainment. The best ones will have low interest rates, no annual fees, and Rewards points that can be redeemed for cash back or travel. Here are a few of the best credit cards for entertainment:

Citi® Double Cash Card

The Citi® Double Cash Card offers two percent cash back on all purchases, which is great for people who want to earn rewards without having to think about it. There is no annual fee and the APR is fairly low at 15.49% - 25.49% Variable.

Chase Freedom® Card

The Chase Freedom® card gives you five percent cash back on up to $1500 in combined purchases in bonus categories each quarter like gas stations, restaurants, and Amazon.com.

You also get a $150 bonus after you spend $500 on purchases in your first three months from account opening. There is no annual fee and the APR is 15.99% - 24.74% Variable.

Discover it® Cash Back

The Discover it® Cash Back card gives you five percent cash back at different places each quarter like gas stations, grocery stores, restaurants, Amazon.com, or wholesale clubs up to the quarterly maximum when you activate, plus one percent unlimited cash back on all other purchases – automatically.

You can also earn a $150 Cashback Bonus after you spend $500 in purchases in your first three months from account opening. There is no annual fee and the APR is 13.49% - 24.49% Variable.

How to Decide Which Type of Credit Cards For Entertainment You Want?

There are a few things to consider when determining which type best suits your needs. The first is annual fee. There are cards that have no annual fee, but they usually come with lower rewards rates.

If you're someone who spends a lot on entertainment, it may be worth paying an annual fee for a card that offers higher rewards rates.

Another thing to consider is the sign-up bonus. Many cards offer generous sign-up bonuses, but they typically require you to spend a certain amount of money within the first few months of opening the account.

If you know you'll be able to meet the spending requirements, then a sign-up bonus can be a great way to earn some extra points or miles.

Finally, you'll want to consider the ongoing rewards rate. This is the rate at which you earn rewards on your everyday spending. If you spend a lot on entertainment, you'll want a card that offers a high rewards rate on those purchases.

Some cards even offer bonus points or miles on specific categories like dining or travel.

How Many Credit Cards For Entertainment Should Someone Have?

There is no one answer to this question. It depends on how often you go out and how much you spend when you do.

If you only go out a few times a month and don't spend much when you do, then one or two credit cards for entertainment should be enough. But if you're going out several times a week and spending a lot of money, then you'll need more.

The best way to figure out how many credit cards for entertainment you need is to start with one or two and see how it goes.

What Credit Limit Do Credit Cards For Entertainment Have?

Most credit cards for entertainment have a credit limit of $500 to $5000. This is enough to cover most entertainment expenses, such as tickets, food, and drinks. However, if you plan on using your card for more expensive items, such as hotel stays or flights, you may want to consider a card with a higher credit limit.

Do Credit Cards For Entertainment Report to The Three Major Credit Bureaus?

Most credit cards will report to at least one of the three major credit bureaus (Experian, Equifax, and TransUnion), but not all of them do. Check with your card issuer to find out which bureau they report to.

If you're trying to build or rebuild your credit history, it's important to use a card that reports to all three bureaus. That way, you'll have a better chance of getting your credit score up over time.

What is The Best Way to Use Credit Cards For Entertainment?

Paying for entertainment with a credit card can be a great way to rack up rewards or take advantage of perks like cash back or extended warranties.

But if you're not careful, it can also lead to debt and high interest charges.

Here are a few things to keep in mind when using your credit card for entertainment:

  • Plan ahead. If you know you're going to be spending a lot on entertainment, look for a credit card that offers rewards like cash back or points that can be redeemed for discounts on future purchases.
  • Read the fine print. Some credit cards come with annual fees or other hidden costs that can negate any benefits you might get from using them. Make sure you understand all the terms and conditions before using your card.
  • Pay your balance in full each month. This will help you avoid interest charges and keep your credit score healthy.

By following these simple tips, you can use credit cards for entertainment without putting yourself at financial risk.

Do The Best Credit Cards For Entertainment Have Any Annual Fees?

The best credit cards for entertainment don't have annual fees, but they may have other fees like foreign transaction fees. You'll want to read the fine print on any card you're considering to make sure you understand all the fees.

Do The Best Credit Cards For Entertainment Have Rewards Programs?

The best credit cards for entertainment often have rewards programs that can save you money on your purchases. Many of these cards also offer 0% APR for a period of time, which can help you save even more money.

Do The Best Credit Cards For Entertainment Come With Sign-Up Bonuses?

The best credit cards for entertainment often come with sign-up bonuses. For example, the Chase Sapphire Reserve card offers a $300 travel credit. The Citi Prestige Card offers a $250 airfare credit.

And the American Express Platinum Card offers a $200 airline fee credit.

So if you're looking for the best credit card for entertainment, be sure to check for sign-up bonuses.

Best Credit Cards For Entertainment With Bad Credit

Do you have bad credit but still want to enjoy the perks of using a credit card for entertainment? Don't worry, there are still options available to you! In this guide, we'll go over the best credit cards for entertainment with bad credit.

One option is the Capital One Platinum Credit Card, which has no annual fee and offers a decent APR even if you have bad credit.

Another good option is the Discover it Secured Card, which also has no annual fee and offers cash back rewards on your purchases.

If you have bad credit but still want to use a credit card for entertainment purposes, these are two great options to consider.

Does Amex Have Credit Cards For Entertainment?

Yes, American Express offers credit cards for entertainment purposes. There are a few different options to choose from depending on your individual needs and spending habits.

The best option for you will likely depend on how often you plan on using the card for entertainment-related expenses.

If you're someone who regularly attends concerts, sporting events, or other live entertainment, then the Amex Platinum Card could be a good option for you. This card comes with a $250 annual entertainment credit that can be used towards things like tickets, concession stand purchases, and more.

Plus, you'll earn rewards points on all of your spending which can be redeemed for cash back or travel expenses.

Another great option from Amex is the Blue Cash Preferred Card. This card offers a $250 annual entertainment credit and also comes with a 0% intro APR on purchases for 12 months.

That means you can finance your entertainment expenses interest-free for an entire year.

And, you'll earn cash back rewards on all of your spending which can be redeemed for statement credits or gift cards.

So, if you're looking for a credit card that offers great benefits for entertainment expenses, then American Express has a few different options that could be a good fit for you.

Is It Easy to Qualify for Credit Cards For Entertainment?

The best credit cards for entertainment are not always easy to qualify for. There are a few things that you will need to do in order to qualify.

The first thing is to have good credit. This means that you will need to have a credit score of at least 700 in order to qualify.

The next thing is to have a job that pays you at least $50,000 per year.

Finally, you will need to be a US citizen or a permanent resident of the United States. If you can meet all of these requirements, then you should be able to qualify for the best credit cards for entertainment.

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About Jermaine Hagan (The Plantsman)

Jermaine Hagan, also known as The Plantsman is the Founder of Flik Eco. Jermaine is the perfect hybrid of personal finance expert and nemophilist. On a mission to make personal finance simple and accessible, Jermaine uses his inside knowledge to help the average Joe, Kwame or Sarah to improve their lives. Before founding Flik Eco, Jermaine managed teams across several large financial companies, including Equifax, Admiral Plc, New Wave Capital & HSBC. He has been featured in several large publications including BBC, The Guardian & The Times.

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